What bank is Amazon credit card?

Asked by: Myriam Halvorson III  |  Last update: February 9, 2022
Score: 4.1/5 (5 votes)

Amazon Store Cards and Secured Cards are issued by Synchrony Bank. If you have questions about any of these cards, call 1-866-634-8379, available 24 hours a day.

What credit score do you need to get a Amazon credit card?

You must have a good credit score—at least 670—to be considered for either of the co-branded Amazon Signature Visa cards.

Is Amazon credit card part of Chase?

Restrictions and limitations apply. Amazon Prime Rewards Visa Signature credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC.

Is Synchrony Bank affiliated with Chase?

When people talk about credit card issuers you usually hear names like American Express, Chase, Capital One, and Citi — but Synchrony is actually quite big. ... Synchrony is partnered with some of the leading companies in the U.S., including Amazon, Chevron, and Lowe's, along with dozens of smaller retailers.

Is Synchrony Bank part of Amazon?

Synchrony is the largest provider of private label credit cards in the U.S. Brands partnered with Synchrony include Amazon, Lowe's, Guitar Center, Gap., Cathay Pacific, Rakuten, Verizon, and Sam's Club.

Amazon Credit Card Review 2021 - Amazon Visa and Amazon Prime Visa

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Is Capital One a Synchrony Bank?

Many people who carry Walmart-branded credit cards reported that their credit scores dropped soon after the retailer switched issuers in October 2019, moving from Synchrony to Capital One.

Is Amazon credit card an actual card?

Yes, the Amazon.com Credit Card is an actual credit card. ... The Amazon.com Credit Card offers at least 1 point / $1 spent on all purchases, but it gives rewards at a higher rate on Amazon purchases.

Can I use my Amazon credit card anywhere?

Yes.. This is the Amazon Prime Visa Signature credit card (Chase ) . You can use this credit card anywhere Visa is accepted. ... There is no annual fee on this credit card.

How do I pay my Amazon credit card without a Chase account?

How To Pay Your Amazon Credit Card Bill by Phone
  1. Call Synchrony Bank at 866-634-8379.
  2. Wait for the prompts, and press two on your keypad.
  3. Listen to the prompts, and press one on your keypad.
  4. Enter your Amazon Store Card account number to allow the system to identify your account.
  5. Follow the prompts to make your payment.

What credit score does synchrony bank require?

Synchrony mails prepaid offers to consumers who have at least a fair credit score (640-699). To receive a credit card through a pre-approved offer, you still need to apply. You can mail the application back or you can apply online or by phone.

Can I get an Amazon credit card with a 600 credit score?

The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get Amazon.com Store Card. The better your credit score is, the higher your approval odds will be.

Does Amazon do a hard credit check?

Yes, the Amazon Store Card will do a hard pull, also known as a hard inquiry, which may cause your credit score to temporarily go down a few points. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.

Does Amazon credit card have an annual fee?

The rates and fees for the Amazon Prime Rewards card are standard, but the “no annual fee” comes with an important footnote. You must have an Amazon Prime membership to get the card, which is currently $12.99 per month or $119 each year (if you opt to pay for a whole year at once).

Does applying for Amazon card hurt credit?

Application for the Amazon.com Store Card is treated as a credit card. ... Yes it will affect your credit score.

How do I automatically pay my Amazon credit card?

You can set up autopay for your Amazon Credit Card online by signing in to your account. After you've logged in, hover over Payments, select Enroll in recurring payments. Pick your payment type: minimum, current or statement balance.

Can I use my Amazon credit card at Walmart?

Can I use my Amazon Credit Card at Walmart? The Amazon Credit Card can be used at Walmart. But that applies only if you have the Visa version of the Amazon Credit Card (you can find the Visa logo on its front). And it's not only Walmart, it's pretty much any merchant, anywhere in the world.

Can I use my Amazon credit card at Whole Foods?

You cannot use the Amazon.com Store Card at Whole Foods, either, though you can use the Amazon.com Credit Card there. The Amazon.com Store Card is a store credit card, or a “closed loop” credit card, which is why you won't be able to use it outside of Amazon.com, Audible.com and certain affiliated merchants.

What is the 5 24 rule?

What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

What is an Amazon Security card?

The Amazon Secured Card is a unique credit card with two sets of features - the Secured Card features and the Store Card features - designed for people who are looking to build or rebuild their credit. Your credit limit will equal to the amount of the security deposit. ...

How do I contact Synchrony Bank?

Use our automated phone system, call the Customer Service phone number on the back of your card or call 877-295-2080.

What are the benefits of having an Amazon credit card?

  • Welcome bonus* $50. Amazon Gift Card instantly upon approval. ...
  • Rewards at Amazon and Whole Foods Market* 3% back. 5% back. ...
  • Rewards at restaurants, gas stations, and drugstores* 2% back. ...
  • Rewards on all other purchases* 1% back. ...
  • No annual credit card fee†
  • No foreign transaction fees†
  • Bonus rewards at Amazon* 10% back or more.

Is Walmart Synchrony Bank?

Walmart Credit Cards

Walmart is ending its relationship with Synchrony. In Q3 or Q4 2019, existing accounts will be transferred to Capital One, and all new accounts from the will be issued by Capital One.

Are Comenity Bank and Synchrony Bank the same?

While consumers often confuse Comenity Bank and Synchrony Bank, these institutions are separate. Both offer an array of store credit cards with major brands, so their offerings are sometimes lumped together.

Who is Synchrony Bank affiliated with?

Synchrony Financial has been a part of GE Capital for more than 80 years, helping consumers finance purchases from clothing to jewelry to RVs to furniture.

Is the Amazon credit card free?

While the Amazon Prime Rewards Visa Signature Card is technically free to own, one of the caveats is that you have to be an Amazon Prime subscriber to qualify. In 2018, Amazon increased the price of a Prime membership from $99 a year to $119.