What Banks does Aspiration use?

Asked by: Asia Hessel  |  Last update: February 9, 2022
Score: 4.9/5 (37 votes)

Aspiration Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

What bank is aspiration associated with?

The Aspiration Debit Card is issued by Coastal Community Bank, based in Washington State, while Aspiration will assign a specific Priority List of Banks to your account.

What ATMs does aspiration use?

With the Aspiration Spend & Save account you can use any Allpoint® ATM in the U.S. for free. You can find fee-free ATMs here. If you upgrade your account to Aspiration Plus, we'll also rebate 1 out-of-network (domestic OR international) ATM fee per month.

Is aspiration a bank?

Though Aspiration is not a bank, and CMAs are not the same as traditional bank accounts, customer deposits are still insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000.

Where can I withdraw money from aspiration?

Fee-free ATM withdrawals: All Aspirations customers can use the over 55000 Allpoint ATMs with no fees. Additionally, you get one out of network ATM fee reimbursement monthly.

Aspiration Online Bank Checking Account - The Truth

31 related questions found

Where is Aspiration bank located?

Aspiration is an American personal finance company based in Marina del Rey, California.

How do I get an Aspiration bank account?

How Do I Open an Aspiration Account?
  1. Any US Citizen or permanent resident age 18 or over with a Social Security Number and checking or savings account can apply.
  2. The minimum to open an Aspiration Account is $10.
  3. Signing up online is easy, and our application takes less than five minutes to complete.

How do I get $200 from Aspiration bank?

Aspiration is offering a $200 bonus when you open one of their Aspiration Plus accounts and then spend at least $1,000 using your debit card.

What bank does cash app use?

By using Cash App, you agree to be bound by the Lincoln Savings Bank Terms and Conditions set forth here.

Can I transfer money from Aspiration bank to another bank?

You may transfer between Aspiration Spend and Aspiration Save up to 50 times per day. These transfers can be scheduled any time and are only subject to the amount available within the account.

What is Aspiration ATM withdrawal limit?

There is a $1,000 daily limit for cash withdrawals from an ATM and a $4,000 daily limit for PIN purchases or any charges requiring your signature. You'll also be limited to a $5,000 daily outgoing transfer limit and a $1,000 daily incoming transfer limit.

Does Aspiration cover ATM fees?

Customers who opt for the basic account receive $150, and customers who opt into Aspiration Plus plan receive $200. Fee-free ATM withdrawals with the Allpoint network. Aspiration customers can use more than 55,000 Allpoint ATMs with no fees. Aspiration Plus customers get one out-of-network ATM fee reimbursed per month.

Does Aspiration bank accept wire transfers?

For incoming domestic wire transfers, we charge a $2.06 service charge, and for outgoing domestic wires we charge $4.50. ... At Aspiration, it is currently required that customers call our support team in order to initiate an outgoing wire transfer. You can reach us at 800-683-8529.

Is Varo a real bank?

Does Varo have branches? No, Varo is an online bank. You don't need a physical branch in order to access your money. You can withdraw money from your Varo Bank Account at more than 55,000 Allpoint ATMs surcharge-free and you can deposit cash via more than 90,000 Green Dot retail locations.

Is Aspiration bank FDIC insured?

Is Aspiration legit? Yes, deposits in your Aspiration account are FDIC Insured* up to $250,000 per depositor by being swept to FDIC Member institutions. For details, visit https://www.fdic.gov. High savings APY: You get a high yield APY on all Save balances.

What bank is Cash App direct deposit?

It means, all the funds of the cash app- stored, maintained, and regulated by the Lincoln Savings Bank. Hence, while filling up a form for direct deposit, you need to mention the "Lincoln Savings Bank'' as the bank name of the Square app. No matter where you live in the US, bank name is the same for everyone.

Is Cash App Sutton Bank or Lincoln Savings Bank?

There are two Cash App bank names for direct deposit: Lincoln Saving Bank and Sutton Bank. However, Sutton Bank is largely involved in issuing Cash App cards. And Lincoln Saving Bank involved in managing the direct deposit services.

What is chime bank name?

Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.

How do I get 150 from Aspiration bank?

Aspiration $150 Bonus

With Aspiration, you'll earn a $150 sign-up bonus if you open a Spend & Save Account — the bank's version of a checking and savings account — and fund it with a deposit of $10 or more.

Is Aspiration debit card legitimate?

Aspiration is a financial firm, not a chartered bank. It offers a variety of accounts, with a focus on rewarding customers with cash back for purchases made from ethical companies. The money customers deposit through Aspiration is held at one of its partner banks, which offer FDIC insurance.

How do you get 150 bonus from Aspiration?

How to Get a $150 Bonus When You Open This Account
  1. Open your Aspiration Spend & Save Account and fund your account with at least $10.
  2. Use your Aspiration debit card to make at least $1,000 of cumulative transactions within the first 60 days of opening your account. ...
  3. You're good to go!

How many customers does Aspiration bank have?

Aspiration, which has more than 1.7 million users, launched its latest initiative, Plant Your Change, in mid-April, a feature that allows debit card customers to round up purchases to the nearest dollar.

Who owns Aspiration debit?

In April, Aspiration CEO and co-founder Andrei Cherny told Reuters he was seeking a round “larger than anything we've done before.” The article cited an anonymous source saying the company wanted at least $200 million and a $1 billion plus valuation.

Does Aspiration bank accept direct deposit?

Direct Deposits and Wire Transfers.

Funds from electronic direct deposits and incoming wire transfers are available to you on the same business day we receive your deposit.