What credit score do you need for TJ Maxx card?

Asked by: Prof. Murl Wunsch DVM  |  Last update: October 13, 2023
Score: 4.4/5 (42 votes)

You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.

What credit bureau does TJ Maxx pull?

The official credit bureau used by TJ Maxx is TransUnion. Although TJ Maxx uses TransUnion as its brand official credit bureau, it still allows Experian and Equifax to run its credit report. Read on to understand why TransUnion is the recognized credit bureau by the retail store.

Is it hard to get a TJ Maxx card?

Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.

How can I get approved for a TJ Maxx credit card?

The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J. Maxx.

Does TJ Maxx card affect credit score?

A maximum of two hard inquiries might do a little hurting on your credit score. But multiple credit card applications with some of the affiliated retail stores of TJX might do some damage and can negatively affect your credit score.

TJ Maxx Credit Card Review

29 related questions found

Does T.J. Maxx do hard credit pull?

Yes, the TJX Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points.

What credit score do I need for Marshalls?

What credit score is needed for a Marshalls Credit Card? You'll need a credit score of 620 or above to qualify for a TJX Rewards credit card.

Can I use my T.J. Maxx credit card at Walmart?

But while the TJX Rewards® Credit Card can only be used in TJX stores, the TJX Rewards® Platinum Mastercard® gives you the freedom of a globally accepted credit card (and without foreign transaction fees). With the platinum card in your wallet, you can swipe anywhere Mastercard is accepted.

What credit score do you need for a amazon card?

You must have a good credit score of at least 670 to be considered for either of the co-branded Amazon Signature Visa cards. Amazon also offers two store-only cards that are not credit cards and can only be used for purchases on Amazon.

Is T.J. Maxx credit card Synchrony Bank?

Your TJX Rewards® credit card is issued by Synchrony Bank. The Synchrony Bank Privacy Policy governs the use of the TJX Rewards® credit card.

What bank does T.J. Maxx use?

The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores.

Which bank T.J. Maxx is with?

Synchrony Bank is the financial institution that is credit card issuer of the The T.J. Maxx Credit Card, and it is a Mastercard.

What credit score is needed for a Walmart credit card?

Here's what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

What FICO score does Synchrony Bank use?

Synchrony Bank uses all three major credit bureaus (TransUnion, Equifax and Experian) in order to assess your creditworthiness.

What credit score does Synchrony Bank require?

Synchrony “pre-screens” customers by using data compiled from three credit bureaus: TransUnion, Equifax and Experian. Synchrony mails prepaid offers to consumers who have at least a fair credit score (640-699). To receive a credit card through a pre-approved offer, you still need to apply.

How hard is it to get Synchrony Bank?

WalletHub, Financial Company

It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.

What is the easiest Amazon card to get?

If you're an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card. It's nice to know that these two Visa Signature cards are somewhat interchangeable depending on your current Amazon Prime member status.

What credit score do you need to get an apple card?

What credit score do you need for the Apple Card? According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair or average credit (scores ranging between 580-669) might be accepted for the Apple Card, while others might be declined.

What credit score do you need for a PayPal credit card?

The minimum PayPal Credit Card credit score required is 700, which is good credit. As long as you have at least good credit, you should qualify for the PayPal Credit Card. If you use PayPal and eBay a lot, or like to eat at restaurants, it's worth the hard inquiry.

What stores give instant credit?

Best instant approval department store credit cards:
  • TJX TJX Store Card.
  • Kohl's Kohl's Credit Card.
  • Fingerhut Fingerhut Credit Account.
  • Target Target Credit Card.
  • Amazon.com Amazon.com Store Card.
  • Best Buy Best Buy® Store Card.

Can I use my TJ Maxx card at Marshalls?

Maxx gift cards can be used in conjunction with TJX Rewards® certificates, promo codes and one credit card for payment of your order. TJX Rewards® certificates can be used at tjmaxx.com, marshalls.com, homegoods.com, sierra.com, or in any T.J. Maxx, Marshalls, HomeGoods or Sierra store.

Does TJ Maxx credit card work at Marshalls?

Where can I use the TJX Rewards Credit Card? You can use the TJX Rewards Credit Card exclusively at TJ Maxx, Marshalls, HomeGoods and Sierra Trading Post.

Is Macy's credit card easy to get?

Yes, it is hard to get the Macy's Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Macy's Credit Card.

How do you get approved for a Target credit card?

Here are the Target Credit Card requirements:
  1. Minimum credit score: 640 (fair credit)
  2. Age requirement: 18 years old.
  3. Income requirement: Enough to afford monthly payments (wages, investments, etc.)
  4. Citizenship: Must be a U.S. citizen with a valid SSN.