What do you do if you didn't get the third stimulus check?

Asked by: Miss Maiya Dooley  |  Last update: September 23, 2026
Score: 4.5/5 (23 votes)

If you did not receive the third stimulus check, you must file a 2021 federal tax return to claim it as the 2021 Recovery Rebate Credit, even if you do not usually file taxes. The deadline to file a 2021 tax return to claim this missing payment was April 15, 2025.

What can I do if I didn't receive my third stimulus check?

If you didn't receive the third stimulus payment, check IRS Get My Payment tool for status. You may claim the Recovery Rebate Credit on your 2021 tax return using IRS Form 1040. Ensure your filing includes accurate income and dependent information. The credit can offset taxes owed or increase your refund.

Is it too late to get the third stimulus check?

The IRS is no longer mailing third stimulus checks automatically. If you haven't received your third stimulus check by mail, you must file a 2021 tax return by April 15, 2025, to claim the Recovery Rebate Credit. Since this is the last year to file a 2021 tax return, you must mail it to the IRS.

Can you still get stimulus money if you never received it?

If you didn't receive the most recent stimulus payment, you can claim it when you file your 2021 tax return.

How to claim missing stimulus payments?

Didn't get the full first and second payments? Claim the 2020 Recovery Rebate Credit. You may be eligible to claim the 2020 Recovery Rebate Credit by filing a 2020 tax return. For the latest updates, check IRS.gov/coronavirus.

DIDN'T GET YOUR STIMULUS CHECK? Here's what to do.

25 related questions found

Is it too late to claim a $1400 stimulus check?

It is now too late; the deadline to use the recovery rebate credit for the 2020 stimulus was in 2024; the deadline to get the recovery rebate credit for 2021 was April 15, 2025.

Who do I call if I never got my stimulus check?

The “Where's My Stimulus Payment?" tool on IRS.gov is the quickest and easiest way for a taxpayer to check the status of a stimulus check and receive instructions on how to update his or her address. Taxpayers without internet access should call 1-866-234- 2942.

What is the deadline to claim a stimulus check?

Claim Your 2021 Stimulus Payment Before the April 15, 2025 Deadline.

Who is eligible for the $1,400 stimulus check?

Qualification for the $1,400 stimulus check (the third Economic Impact Payment) in 2021 depended on your 2021 Adjusted Gross Income (AGI) and filing status, with full amounts for single filers earning up to $75,000 (phasing out at $80,000) and joint filers up to $150,000 (phasing out at $160,000), plus $1,400 per dependent; you needed a valid Social Security Number and had to claim it as the Recovery Rebate Credit on your 2021 tax return if you missed the payment, with deadlines typically in April 2025.
 

Is there a 4th stimulus check coming?

While speculation about a fourth stimulus check has surfaced on social media and unverified websites, there has been no official confirmation from Congress or the IRS to support this claim and any such news should be taken with caution as it could be misinformation or attempted fraud.

Is the IRS sending out $1,400 to a million taxpayers who didn t claim?

Yes, the IRS announced in late 2024 it would send up to $1,400 to about 1 million taxpayers who missed claiming the 2021 Recovery Rebate Credit (third stimulus payment) by automatically issuing payments via direct deposit or paper check, using 2023 tax return info, with most expected by early 2025; eligible individuals who didn't receive these funds might still get them if they filed a 2021 return by the April 15, 2025 deadline. These payments were for those who didn't receive the full third stimulus or didn't claim the credit, with amounts depending on income, filing status, and dependents. 

What year was the third stimulus check based on?

Third Economic Impact Payments were based on your 2019 or 2020 tax year information. If you didn't qualify for third Economic Impact Payment or did not receive the full amount, may be eligible to claim the 2021 Recovery Rebate Credit based on your 2021 tax information.

Can I still file for my third stimulus check?

You were only able to claim the third stimulus payment by filing a 2021 tax return by April 15, 2025 and this has now expired. You can no longer claim the first or second stimulus payment(s) on a 2020 or tax return since that expired on May 17, 2024.

How to check if you are owed a stimulus check?

To check if you're owed a past stimulus payment, use the IRS.gov website to access your online account and view payment records, or if you missed a payment, see if you're eligible to claim the Recovery Rebate Credit on your 2020 or 2021 tax return, as the "Get My Payment" tool is no longer active for checking status, but the IRS has issued all primary payments. 

Is the IRS sending stimulus checks to taxpayers who missed the recovery rebate credit?

A million tax filers got letters from the IRS in December indicating they had money coming to them because they were eligible to receive the 2021 Recovery Rebate Credit but didn't claim it on their 2021 federal tax return. Those checks were sent out by late January, the IRS says.

What if I haven't received my stimulus check 2025?

Even if you received a tax extension, you still needed to file your 2021 tax return by the April 15, 2025 deadline to claim that third stimulus check. There are no extensions or appeals available for missed deadlines, and any unclaimed stimulus payments become the property of the U.S. Treasury.

Can you still file to get a stimulus check?

Stimulus checks were sent out back in 2020 as part of COVID relief. In 2021, the Recovery Rebate Credit was available to claim on your return if you didn't receive your stimulus checks. Both of those initiatives have ended.

How do I claim an expired stimulus check?

What you need to do

  1. Call us at 800-829-0115 to request a replacement check.
  2. If you have the expired check, please destroy it.
  3. When you receive the new check, remember to cash it.

Is it too late to claim stimulus money?

Yes, it is too late to claim any COVID-19 stimulus money, as the final deadline to claim the 2021 Recovery Rebate Credit (the third stimulus payment) passed on April 15, 2025, and earlier deadlines for the first two payments also expired. The IRS only allows a three-year window to file for refunds and credits, meaning you can no longer claim these missed payments by filing old tax returns.

Are unclaimed stimulus checks still available?

Stimulus checks – The period to claim unpaid Economic Impact Payments has ended. In December 2024, the IRS sent payments to people who didn't receive them or claim the Recovery Rebate credit by April 2025. Read about the IRS' payments of the recovery rebate credit.

What number is 1 800 829 4933?

For questions about a business tax return, call 1-800-829-4933, 7 AM - 7 PM Monday through Friday local time. Find your local IRS office.

Are we getting a fourth stimulus check?

While speculation about a fourth stimulus check has surfaced on social media and unverified websites, there has been no official confirmation from Congress or the IRS to support this claim and any such news should be taken with caution as it could be misinformation or attempted fraud.

Can you still claim 2020 stimulus?

Historical content – the 2020 Recovery Rebate Credit

The deadline to claim the Recovery Rebate Credit for the first and second stimulus checks was May 17, 2024. While you can no longer claim these payments, below describes who may have needed to file to get these stimulus checks.

Is the IRS still sending $1,400 stimulus checks to eligible people?

No, the IRS is not currently sending out new $1400 stimulus checks in 2026, but they did wrap up sending out final automatic payments for unclaimed 2021 Recovery Rebate Credits in late 2024/early 2025, with the deadline to claim these missed payments passing on April 15, 2025; new checks would require new Congressional action, and any texts about current stimulus payments are scams, say FOX 5 DC, CNBC, and IRS.gov.