What do you say when asking to borrow money?

Asked by: Prof. Lillie Smith  |  Last update: May 4, 2025
Score: 4.4/5 (17 votes)

Be honest about the nature of the loan and why you need it, especially if it's for a business venture. Treat the request professionally—don't haggle or accept lenient terms because it's a friend, and make a concrete plan to repay the loan on time.

How to politely ask to borrow money?

When asking to borrow money, it's important to be respectful and clear. You could say something like, ``Hey (Name), I'm facing a financial challenge right now, and I was wondering if it's possible to borrow some money temporarily. I'll make sure to pay you back by (specific date).

What to say when people ask to borrow money?

If someone close asks for money, you can say: Hey, I really care about you, and I understand that you're going through a tough time. Right now, I can't lend you money because I have my own bills and things to take care of. But, I'm here for you in other ways.

What do you write when asking for money?

Start Strong: Introduce yourself and clearly state your purpose – you're requesting money. Briefly mention why you need it. Details Matter: Explain what you need the money for and how much you need. Be specific and provide details to justify your request.

How to borrow money from someone politely via text?

How to Ask a Guy for Money Over Text
  1. Be honest about why you're asking.
  2. Tell them how much money you need.
  3. Tell them when you'll need the money.
  4. Let them know the best way to send the money.
  5. Tell them when you plan to pay them back.
  6. If you need a large sum of money, come up with a payment plan.

Family asking for money

40 related questions found

How to request for money in a polite way?

Crafting a Polite Request For Money
  1. Be transparent: Be open and honest about your financial situation and your need for money. ...
  2. Be specific: Be clear about the amount of money you need and the repayment terms. ...
  3. Show gratitude: Express your gratitude for the person's consideration of your request. ...
  4. Follow-up: ...
  5. Respectful:

How to request money in messages?

Use Messages to request a payment
  1. Open a conversation in the Messages app or start a new conversation.
  2. Tap the plus icon. , tap Apple Cash, enter the amount, then tap Request.
  3. Tap the Send button. to request the payment.

How to ask for money without sounding desperate?

6 tips on how to ask someone for money they owe you
  1. Be direct but gentle: Clearly state the reason for your conversation without beating around the bush. ...
  2. Avoid being aggressive: Aggression or a harsh tone can strain your relationship. ...
  3. Be flexible: Understand that the person might be facing financial difficulties.

How to politely ask for money owed?

Tips when asking for your money back
  1. Be direct and honest: Don't beat around the bush. ...
  2. Be understanding: If your friend struggles to repay you, offer to work out a payment plan to give them some extra time.
  3. Set a deadline: When you ask for money back it's important to set a deadline for repayment.

How do you politely ask for pocket money?

Having the Conversation
  1. Have a polite conversation. Arrange a time to sit down with your parents and ask for the money. ...
  2. Lay out your plan. ...
  3. Make sure they can afford it. ...
  4. Accept their stipulations. ...
  5. Say thank you.

What is a good excuse to borrow money?

A few emergency reasons to borrow money could include debt consolidation, car or home repairs, medical bills, moving costs, or a large necessary purchase.

How do I say I don't have money politely?

Different ways to say you don't have enough money for personal relationships:
  1. I'm a bit low on funds.
  2. I'm a bit short on cash at the moment.
  3. I'm broke.
  4. I can't afford it.
  5. I'm strapped for cash.

What is the saying about borrowing money?

Borrowing is not much better than begging; just as lending with interest is not much better than stealing.

How do you start a conversation to borrow money?

Borrowing Money From a Friend or Family Member
  1. Make a list of friends and family members who you think could lend you money. ...
  2. Be straightforward. ...
  3. Be honest about why you need the money. ...
  4. Offer to pay interest. ...
  5. Consider offering up something of value as collateral. ...
  6. Accept their answer.

What do you say when you want to borrow something?

Activity
  • Can you. ---- lend. borrow. me your pen please?
  • Can I. ---- lend. borrow. some money? ...
  • Could my sister borrow. ---- her one. one. of your nice scarves? ...
  • Yes, as long as she. ---- gets it back. gets back it. to me first thing tomorrow.
  • You can. ---- lend. my tools...
  • ...but you have to. ---- get back them. get them back.

How to beg someone for help over text?

For example, you might say:
  1. “Could you please do me a favor?”
  2. “Can you give me a hand with this?”
  3. “Would it be too much trouble for you to…”
  4. “I could do with some help, please.”
  5. “Could you spare me a few minutes of your time, please?”

How do I ask for a loan from a friend?

  1. Determine your needs. To avoid asking for more or less than you need, write out the exact amount you need and what you need it for. ...
  2. Explain your efforts so far. ...
  3. Develop a repayment plan. ...
  4. Give help in return. ...
  5. Be respectful. ...
  6. Get it in writing.

How do I request money owed?

You can ask in person, by writing a letter, or emailing the other side. Let them know how much they owe you and why you think they owe you the money. If there's a restraining order between you and the other side or you think it would be dangerous, you don't need to ask them.

Is it rude to ask for money someone owes you?

"But if you are the person that is owed money, you shouldn't be afraid to ask that person or to remind them," Meier said. "It's OK to gently remind them. If you make something a big deal, it becomes a big deal. "Sometimes people get busy and it sometimes happens where we forget or it slips our mind," Meier said.

How do you ask for something without sounding needy?

Phrase your requests as hypotheticals. That way, the recipient doesn't feel obligated to do anything if they don't want to. Most of the time, they'll be eager to help you, and since it was phrased so politely, they'll even try to go the extra mile for you.

How to politely ask for money owed to you?

How to Ask Someone for Your Money Back
  1. Set up a meeting in person. ...
  2. Politely remind them that they owe you money. ...
  3. Be direct if your friend is not getting the hint. ...
  4. Ask them to repay some of the money. ...
  5. Set a deadline for them to pay you back. ...
  6. Create a repayment plan. ...
  7. Decide what means more to you.

How do you subtly ask for more money?

How to ask for more money
  1. Be confident and positive. Walk into the room with confidence and good posture. ...
  2. Ask questions. ...
  3. Prove your value. ...
  4. Start the salary discussion. ...
  5. Keep it professional. ...
  6. Use smart negotiation techniques. ...
  7. Listen and ask questions.

How to ask for payment politely on WhatsApp?

We understand that it may be a busy time, but we wanted to remind you of your outstanding payment on invoice # [number] due [date]. We have attached an additional copy of the invoice for easy reference. If you have any questions regarding your payment, please don't hesitate to reach out.

How do I send a request for money?

Here's what to do:
  1. Sign in to your financial institution's online banking service.
  2. Navigate to the option to request money using Interac e-Transfer.
  3. Choose the person you would like to request money from. ...
  4. Enter the amount you would like to request.
  5. Select the account you would like the funds to be sent to.