What does NAV percentage mean?

Asked by: Stanley Schoen  |  Last update: October 16, 2025
Score: 4.3/5 (57 votes)

Net asset value (NAV) represents a fund's per-share intrinsic value. It is similar in some ways to the book value of a company. NAV is calculated by dividing the total value of all the cash and securities in a fund's portfolio, minus any liabilities, by the number of outstanding shares.

What is the meaning of NAV%?

"Net asset value," or "NAV," of an investment company is the company's total assets minus its total liabilities.

Is higher NAV better or lower?

A higher NAV isn't inherently better. It reflects the fund's asset value, not its potential returns.

What is a good price to NAV ratio?

If you can buy a share at a big discount to its book value (a price to NAV a lot less than 1) then it might be possible to make money from it when business conditions improve. History tells us that this can be a very profitable investment strategy.

What does 5% discount to the NAV mean?

A discount to net asset value (NAV) occurs when the market price of shares of a closed-end fund is lower than the fund's net asset value per share. The NAV is calculated by dividing the total value of all the securities in the portfolio, minus any liabilities, by the number of the fund's shares outstanding.

Understanding Net Asset Value (NAV)

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Is discount to NAV good or bad?

If investment trust shares are trading at a discount to NAV it can give the impression that the shares are cheap because the fund isn't worth investing in. Although this isn't always the case, boards don't want investors to be put off by a discount that is too wide.

What is the downside to closed-end funds?

Investing in closed-end funds involves risk; principal loss is possible. There is no guarantee a fund's investment objective will be achieved. Closed-end fund shares may frequently trade at a discount or premium to their net asset value (NAV).

Should I invest more when NAV is low?

When investing in mutual funds, NAV is not a meaningful indicator of the fund's future performance or suitability. Whether a fund has a high or low NAV should not be the primary factor in your decision-making process. Instead, focus on: Fund consistency in performance over different time periods.

How do I know if an ETF is overpriced?

Compare the ETF's Market Price to the NAV

Compare the market price to the NAV to determine if the ETF is trading at a premium or discount to its NAV. If the market price is higher than the NAV, the ETF is trading at a premium. If the NAV is lower than the price, the ETF is trading at a discount.

What is a good NAV value?

What is a good NAV for a mutual fund? There's no single "good" NAV for a mutual fund. A high NAV simply reflects the total value of the fund's assets per unit. Focus on the fund's performance history, expense ratio, and alignment with your goals.

Is NAV the same as price?

An ETF's Net asset value (NAV) represents the value of the securities it holds (including cash), less its liabilities, divided by the number of shares outstanding. ETFs trade at market price, which is the price of the last reported trade on the fund's primary exchange.

What is an example of NAV?

For example, if the market value of securities of a mutual fund scheme is ₹200 lakh and the mutual fund has issued 10 lakh units of ₹ 10 each to the investors, then the NAV per unit of the fund is ₹ 20 (i.e., ₹200 lakh/10 lakh).

When to buy mutual funds?

According to experts, you should think about buying mutual funds when their NAV (Net Asset Value) is lower than their unit price. This will assist you to maximise your returns. Additionally, you should think about investing when the markets are at their lowest point. You can then purchase the shares at lower prices.

Is High NAV good or low?

The notion that a Mutual Fund's performance is inversely related to its NAV is a misconception. NAV is simply the per unit value of the fund and it does not reflect its quality or potential. For example, a fund with an NAV of Rs 22 is not necessarily superior or inferior to one with an NAV of Rs 85.

What is 30% of NAV?

It is a deduction made out of the Net Annual Value for some expenses of the owner of the house property that is connected with the rental income. The rental income includes charges like rent collection charges, insurance of house, repair of the house, and so on. All these charges will be deductible at 30% of NAV.

How do you read NAV?

NAV full form stands for Net Asset Value. It represents the market value per share for a particular mutual fund. It is calculated by deducting the liabilities from total asset value divided by the number of shares.

What is a good rate for an ETF?

Generally, low-cost equity ETFs will have a net expense ratio of no more than 0.25%. Low-cost equity mutual funds will have expense ratios of 0.5% or lower. Low-cost bond ETFs often have expense ratios under 0.2%, while low-cost bond mutual funds typically have an expense ratio of 0.4% or lower.

Why would an ETF trade above NAV?

Since market prices are ruled by supply and demand, an ETF's market price can diverge from its NAV. If there's heavy demand from buyers, the price of an ETF can increase above its NAV (a premium). Conversely, if there's heavy sell-side pressure, the price can dip below the NAV (a discount).

Can an ETF go to zero?

When based on high-volatility indexes, 2x leveraged ETFs can also be expected to decay to zero; however, under moderate market conditions, these ETFs should avoid the fate of their more highly leveraged counterparts.

Do you buy or sell at NAV?

For all mutual funds, the price at which you buy, sell, and exchange shares is the “net asset value” per share, also known as NAV.

What makes NAV increase?

The only way a fund's NAV can increase or decline is if the value of the underlying securities increases or declines or if the fund makes a distribution to shareholders, which we will explain shortly. Funds and stocks also differ in the frequency of their pricing.

Is NAV important in ETF?

Most ETFs must also give an estimated NAV every 15 seconds throughout the trading day. As an ETF's share price fluctuates, its NAV helps investors understand the value of its underlying assets. An ETF's share price generally closely follows the NAV of its underlying portfolio.

Why would anybody want to invest in a closed-end fund?

Flexibility for illiquid assets

CEFs' historically stable capital base allows them to invest in less liquid assets such as emerging market debt and private equity. Open-end funds with frequent redemptions may struggle to hold these assets, as selling them quickly to meet investor redemptions might be difficult.

Why aren t closed-end funds more popular?

The relative lack of popularity of closed-end funds can be explained by the fact that they are a somewhat complex investment vehicle that tends to be less liquid and more volatile than open-ended funds. Also, few closed-end funds are followed by Wall Street firms or owned by institutions.