What happens if I didn't get my 1099 from Social Security?

Asked by: Theodora Kilback  |  Last update: January 27, 2026
Score: 4.3/5 (29 votes)

If you did not receive your SSA-1099 from Social Security, also called a Social Security Benefit Statement, you can request one online with a my Social Security account. Replacement SSA-1099s are available beginning February 1 for the previous year.

What do I do if I didn't receive my Social Security 1099?

How can I get a replacement form SSA-1099/1042S, Social Security Benefit Statement?
  1. Signing in to your personal my Social Security account and selecting the "Replace Your Tax Form SSA-1099/SSA-1042S" link. ...
  2. Calling us at 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, 8:00 am - 7:00 pm.

Do all Social Security recipients receive a 1099?

Social Security benefits are reported on Form SSA-1099. Box 5 shows the amount of net benefits. Taxpayers who did not receive Form SSA-1099, or have misplaced it, may be able to get an instant printout of benefits from their personal “my Social Security” account on the Social Security Administration website at SSA.gov.

What to do if 1099 is not received?

If they don't receive the missing or corrected form from their employer or payer by the end of February, they may call the IRS at 800-829-1040 for help. They'll need to provide their name, address, phone number, Social Security number and dates of employment.

What happens if I didn't receive my 1099s?

If you still do not get the form by February 15, call the IRS for help at 1-800- 829-1040. In some cases, you may obtain the information that would be on the 1099 from other sources.

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What happens if 1099 is not issued?

If a business fails to issue a form by the 1099-NEC or 1099-MISC deadline, the penalty varies from $60 to $330 per form for 2024, depending on how long past the deadline the business issues the form. There are maximum fines per year for small businesses.

Can you look up a 1099 online?

Sign in to your account. Download your 1099 or 1042S tax form in your Social Security account. If you live outside the United States and can't access your form online, contact a Federal Benefits Unit for help.

Should I report income if I didn't receive a 1099?

If you don't receive a 1099-K, 1099-NEC, or 1099-MISC, you're still responsible for reporting your income and expenses on your tax return.

Will the IRS catch a missing 1099?

Will the IRS catch a missing 1099? The IRS knows about any income that gets reported on a 1099, even if you forgot to include it on your tax return. This is because a business that sends you a Form 1099 also reports the information to the IRS.

Can I file my taxes without a 1099?

No problem: You can e-file without the physical 1099 in hand. Here's what to do: Just like W-2s, 1099s are supposed to be sent by the end of January each year. But if you didn't get a 1099, because of an incorrect address or some other mishap, first call whoever should have sent it.

When should I expect my 1099 from Social Security?

A Social Security 1099 is a tax form Social Security mails each year in January to people who receive Social Security benefits.

At what age is Social Security no longer taxable?

At what age is Social Security no longer taxable? Social Security income can be taxable no matter how old you are. It all depends on whether your total combined income exceeds a certain level set for your filing status. You may have heard that Social Security income is not taxed after age 70; this is false.

How do I get the $16728 Social Security bonus?

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

Does everyone get a 1099 from Social Security?

The forms SSA-1099 and SSA-1042S are not issued for people who receive Supplemental Security Income (SSI) because these payments are not considered taxable income. A replacement SSA-1099 or SSA-1042S is generally available for the previous tax year after February 1.

Can I get a copy of my 1099-R online?

If you recently moved, be sure to update your mailing address. You can access and download your tax statements online by logging in to myCalPERS. To request a duplicate or replacement 1099-R tax form by mail, contact us.

How much of my social security income is taxable?

Income Taxes and Your Social Security Benefit (En español)

Between $25,000 and $34,000, you may have to pay income tax on up to 50% of your benefits. More than $34,000, up to 85% of your benefits may be taxable.

Will I get in trouble if I don't report 1099?

If you under-report your income, the IRS will send you a notice through the mail. Your notice may include interest on the amount you owe, and your interest may continue to accrue until you pay your owed amount in full. Depending on your tax situation, you will have to pay penalties.

What is the penalty for missing a 1099?

The IRS may impose penalties based on the number of forms not filed and the duration past the deadline. The penalties range from $60 – $310 per form (tax year 2023), depending on lateness. Timely filing or seeking an extension is crucial to avoid potential penalties.

What to do if you missed issuing a 1099?

The bottom line is that if you're cutting it close to the 1099-MISC deadline, file for an extension. If you've already missed the deadline, get your filing in ASAP for lower penalties. And next year, make sure you have everything you need—from TINs to forms—before January rolls around.

How do I report income if no 1099 received?

Summary: Freelancers and independent contractors often get paid in cash, but they still need to report this income to the IRS, even if they don't receive a 1099 form. Cash payments count as self-employment income and must be included on Schedule C when filing taxes.

Who is exempt from 1099-S?

Additionally, a 1099S is not required for the sale or exchange of a principal residence with gross proceeds of $250,000 or less ($500,000 or less for married filing jointly) if an acceptable written assurance (certification) from the seller is obtained that indicates the full gain is excludable from the seller's gross ...

Who sends out the 1099 form to you?

Payment card companies, payment apps and online marketplaces are required to fill out Form 1099-K and send it to the IRS each year. They must also send a copy to you by January 31.

How do I get my 1099 from Social Security?

If you already have a personal my Social Security account, you can log in to your account to view and print your SSA-1099 or SSA-1042S. If you don't have access to a printer, you can save the document to your computer or email it to yourself.

Can you get a refund if your only income is Social Security?

You would not be required to file a tax return. But you might want to file a return, because even though you are not required to pay taxes on your Social Security, you may be able to get a refund of any money withheld from your paycheck for taxes.

When can I expect my 1099 from Social Security?

The Social Security 1099 (SSA-1099) or Benefit Statement is a tax form Social Security mails each year in January. It shows the total amount of benefits you received from Social Security in the previous year, so you know how much Social Security income to report to the IRS on your tax return.