What happens if trustee takes money?

Asked by: Ardella Erdman  |  Last update: January 23, 2025
Score: 5/5 (60 votes)

When a trustee steals from a trust, the consequences can be dire for both the trustee and beneficiaries. Trustees not only could be ordered to reimburse the trust for what they stole, but they may have to pay a hefty surcharge as well. They also could be removed from their role.

What happens when a trustee takes money from a trust?

Under California law, embezzling trust funds or property valued at $950 or less is a misdemeanor offense and is punishable by up to 6 months in county jail. If a trustee embezzles more than $950 from the trust, they can be charged with felony embezzlement, which carries a sentence of up to 3 years in jail.

Can a trustee take your money?

But generally, the trustee is entitled to use trust funds to pay for things like: Funeral and burial expenses for yourself or a trust beneficiary. Expenses related to properties included in the trust, such as repairs or property insurance. Repaying any debts owed by your estate when you pass away.

What happens if a trustee refuses to give beneficiary money?

If the trustee is not paying beneficiaries accurately or on time, legal action can be taken against them.

Can a trustee withdraw money from a trust for personal use?

While trustees have the authority to withdraw money from a trust, they are not allowed to withdraw money from a trust account for personal use unless specified in the trust. However, it's important to mention that it is cause for suspicion even if this is the case.

What if the Trustee STEALS My Money? Why Trusts Give Trustees Control

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Can a trustee take everything?

Serving as the trustee of a trust instills a person with significant power. They have access to all the trust assets, but with a catch: They can only use those assets to carry out the instructions of the trust.

What is an example of trustee misconduct?

Examples of executor misconduct and trustee misconduct include: Failing to provide accountings to beneficiaries. Favoring one beneficiary over another. Misappropriating or misusing estate or trust assets for personal gain.

How long can a trustee hold funds?

Generally, assets in a revocable trust, including houses, should be distributed or sold within 12-18 months.

What cannot a trustee do?

A trustee must abide by the trust document and the California Probate Code. They are prohibited from using trust assets for personal gain and must act in the best interest of the beneficiaries. Trust assets are meant for the benefit of the trust beneficiaries and not for the personal use of the trustee.

What is the biggest mistake parents make when setting up a trust fund?

Selecting the wrong trustee is easily the biggest blunder parents can make when setting up a trust fund. As estate planning attorneys, we've seen first-hand how this critical error undermines so many parents' good intentions.

Can a trustee see your bank account?

However, depending on the trustee appointed in your case your trustee may request to see your bank statements if he or she requires further verification of income, expense, or asset information. Your assets will be protected in a Chapter 13 Bankruptcy.

Can a trustee go to jail?

Yes, a trustee can go to jail for stealing from a trust, if they are convicted of a criminal offense. In California, embezzling trust assets worth $950 or less is a misdemeanor crime that can be punished with up to a 6-month sentence in county jail.

Can a trustee spend the money?

The trustee generally has the authority to withdraw money from a trust to cover the cost of third-party professionals, as well as any other expenses arising as a result of administration.

What happens if I stop paying my trustee?

After one or more missed Chapter 13 payments, the trustee may file a “motion to dismiss for material default.” This is another way of saying that they can't pay your creditors since you haven't paid the trustee.

How to get trust fund money out?

You can access the money in your Child Trust Fund when you turn 18. Your provider will usually write to you a month or two before to ask what you'd like to do. Here are your main options: Move the money to a new savings account and carry on saving – see how to find the best savings account for more help.

Can a trustee remove beneficiaries from a trust?

The answer to this question is generally no, although there are certain rare exceptions that could allow the trustee to remove or change a trust beneficiary, or withhold their distribution.

Can a trustee steal money from a trust?

Trustees may also misuse trust property for personal gain, such as using trust assets for personal expenses or investments, or embezzling these assets. This type of misuse is considered theft as it diverts trust resources for personal benefit, a clear violation of the trustee's fiduciary responsibilities.

What are the risks of being a trustee?

Trustees are personally liable for all decisions they take in that capacity, and their liability is not automatically limited to the value of the trust fund. Typically, the trust deed will limit trustees' liability in some way and these clauses should be checked, as well as any existing trustee insurance.

Who has more right, a trustee or the beneficiary?

A trustee typically has the most control in running their trust. They are granted authority by their grantor to oversee and distribute assets according to terms set out in their trust document, while beneficiaries merely reap its benefits without overseeing its operations themselves.

What happens if a trustee spends the money?

Ultimately, trustees can only withdraw money from a trust account for specific expenses within certain limitations. Their duties require them to comply with the grantor's wishes. If they breach their fiduciary duties, they will be removed as the trustee and face a surcharge for compensatory damages.

What is the 120 day rule for trusts?

The Timeline for Challenging a California Trust

Once a beneficiary or heir receives this notice, they have only 120 days to contest the trust. If they wait more than 120 days, their challenge will be dismissed without consideration, and they will be forever barred from attempting another contest.

Can trustees be held personally liable?

Trustees can be held personally liable in litigation unless a Beddoe Order is in place. Trustees have statutory duties and responsibilities and, without the protection of a Beddoe Order, can find themselves liable for costs in a court action even though the trustees may not personally benefit from any infractions.

What can you sue a trustee for?

Suing the trustee if they have failed to competently do their job, breached their fiduciary duties, or caused harm to the trust is one of your most important rights as a trust beneficiary.

Can a trustee kick you out?

In general, the steps to this process are: The trustee must send a written notice to the beneficiary to vacate the real property. Under California law, if the beneficiary has been in possession of the property for less than a year, then a 30-day notice is sufficient.

How do you hold a trustee accountable?

In order for the beneficiary to hold the trustee accountable, the beneficiary must have information about what the trustee is required to do and what the trustee actually does. Thus, the trustee has a duty to account and to inform.