What is a diamond credit card?

Asked by: Ethan Kozey II  |  Last update: May 12, 2023
Score: 4.6/5 (60 votes)

Our most-popular card. The Visa Diamond card offers our lowest rate, saving you hundreds of dollars per year compared to the "Big Bank" cards. Low rate, no annual fee, serviced locally and accepted worldwide.

What is a diamond card?

Diamond cards are extremely special and rare versions of cards that can be only found on very few cards, most of which are legendaries.

Is the Citi Diamond Preferred card hard to get?

Is the Citi Diamond Preferred Card hard to get? No, the Citi Diamond Preferred Card isn't hard to get if you have the credit to qualify. Applicants who have good to excellent credit (a FICO® Score of 670 or more) have high approval odds.

How much does a diamond card cost?

The Citi Diamond Preferred annual fee is $0, which is standard for a 0% APR credit card. In addition to a $0 annual fee, Citi Diamond Preferred has an introductory APR offer of 0% for 12 months on purchases.

What is the credit limit on a Citi Diamond Preferred card?

The Citi® Diamond Preferred® Card credit limit starts at $500 and can range over $10,000 for the most creditworthy borrowers. According to our research, the average credit limit for borrowers with good to excellent credit (a credit score of 661 or higher) ranges from $5,209 to $9,543.

Zales - This Is How We Shine - The Diamond Credit Card

40 related questions found

What are the benefits of the Citi Diamond card?

Pros. Introductory APR: Citi Diamond Preferred Card offers 0% APR on new purchases for 12 months. 0% APR on balance transfers: Balance transfers completed within four months of account opening qualify for 0% APR for 21 months from date of first transfer. No annual fee: Citi Diamond Preferred Card charges no annual fee.

What kind of card is Citi Diamond Preferred?

The Citi® Diamond Preferred® Card is one of 2022's top-tier 0% APR credit card offers, thanks to introductory rates of 0% for 21 months on balance transfers and 0% for 12 months on purchases. The average balance transfer card offers a 0% APR for just 13 months.

How do you get Diamond cards in Hearthstone?

This is especially the case for Hearthstone's Diamond Cards. Unlike regular cards and the golden animated cards players can get, drops of Diamond cards aren't based on luck, instead requiring a player to spend either vast amounts of in-game gold or real money to get them.

Does Citi give high credit limits?

It could be a lot higher than that, depending on your overall creditworthiness, but Citi doesn't disclose a maximum. In general, though, the higher your credit score is and the more income you have relative to your existing debt obligations, the higher you can expect your credit limit to be.

What is the minimum credit score for a Citi card?

You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you're after. Some Citi credit cards require higher scores, and one accepts applicants with limited credit history.

Does Citi automatically increase credit limit?

Does Citi automatically increase credit limits? Yes, Citi offers automatic credit limit increases. You might qualify for one if you have an excellent credit score, if you make your payments on time and if you pay a significant percentage of your total amount due each month.

How many diamond cards are there?

A standard 52-card deck comprises 13 ranks in each of the four French suits: clubs (♣), diamonds (♦), hearts (♥) and spades (♠).

What is the probability of getting a diamond card?

There are 13 cards of diamond in a 52-card deck. Therefore, the probability of being dealt a diamond is 1/4.

What is the probability of getting a black card or a diamond card?

Since there are 13 diamond-faced cards in the deck, the probability becomes 13/52 = 1/4 = 0.25. The probability of drawing an ace from a pack of 52 playing cards is also easy to determine. There are 4 aces in the deck of 52 cards; thus, the probability becomes 4/52 = 1/13 = 0.076923.

What credit card do billionaires use?

According to Weiss, one of the most recommended cards for high-net-worth individuals is The Platinum Card® from American Express . While this card comes with a wide range of perks that make it seem too good to be true, it also comes with an annual fee of $695 (See Rates), which is higher than most other credit cards.

What is the highest credit limit on Capital One?

Which Capital One Card Has the Highest Credit Limit? Among consumer cards, the Capital One Venture Rewards Credit Card comes in first, with reports of a $50,000 credit limit, outflanking the other consumer cards from this issuer.

What score does Citibank use?

The FICO® Score Citi provides is based on information from your Equifax credit report based on the “as of” date included with your score. This may differ from scores you obtain elsewhere that may have been calculated at a different time using information from a different credit bureau or even a different score model.

Can you dust Diamond cards?

The diamond version cannot be dusted. You can dust regular/golden Varian for full value even if you don't have the tavern pass.

What is in diamond?

Diamond is a solid form of pure carbon with its atoms arranged in a crystal. Solid carbon comes in different forms known as allotropes depending on the type of chemical bond. The two most common allotropes of pure carbon are diamond and graphite.

How much money does it cost to get all the cards in Hearthstone?

How Much Would It Cost to Get Every Card in Hearthstone? On average, a player should expect to open every card from an expansion with 250 purchased packs. Without special discounts or offers, this can amount to about $250-300 depending on the bundles you choose to purchase and whether you bought the pre-release offer.

How do I pay my Citi Diamond Preferred card?

The easiest way you can pay your Citi Diamond Preferred card is either online or over the phone, by calling (800) 823-4086. Alternatively, you can pay your credit card bill through the Citi mobile app, at a Citibank ATM or via mail.

How many credit cards are too many?

How many credit accounts is too many or too few? Credit scoring formulas don't punish you for having too many credit accounts, but you can have too few. Credit bureaus suggest that five or more accounts — which can be a mix of cards and loans — is a reasonable number to build toward over time.

Is there an annual fee with the Citi Diamond Preferred card?

The Citi Diamond Preferred Card carries no annual fee and could offer cardholders with good to excellent credit a decent ongoing APR, but it could prove costly if you have a big balance to transfer, fail to pay off your balance during the introductory period or can only qualify for its high-end APR.

What is a good line of credit to have?

Generally speaking, experts suggest keeping your credit utilization below 30 percent for the best results, which would mean having balances of $3,000 or below for every $10,000 in available credit you have.

What is Citi Diamond Preferred summary?

Savings Spotlight Savings Spotlight is a summary of how you have saved by using your Citi® Diamond Preferred® Card. You will see your Savings Spotlight on your monthly statement and Citi® Online. For illustration purposes only.