The Pine Labs Credit Card, specifically the Pine Labs HDFC Bank Pro Credit Card, is a co-branded credit card designed for merchants in India, offering rewards on, dining, groceries, and Pine Labs EMI transactions. It features contactless payments, accelerated reward points, and 5% cashback on business-related expenses like utilities and taxes.
The Pine Labs HDFC Bank Pro Credit Card is versatile, offering rewards on Pine Labs EMI transactions, accelerated rewards on dining and groceries, and complimentary lounge access. Use it for shopping, dining, travel, and contactless payments by tapping your card on the terminal.
Ltd. Pine Labs is a merchant commerce platform. Together, SBI Payments and Pine Labs, today power over 200k digital checkout points across India. With this latest expansion, SBI Payments and Pine Labs will focus on accelerating the adoption of digital payments and digital commerce solutions.
Serve every customer. Accept tap and dip payments via debit/credit cards, wallets, loyalty rewards, gift cards, prepaid instruments, PayByPoints, CBDC (e₹ - Digital Rupee), DCC (Dynamic Currency Conversion) on international cards, Pluxee (Sodexo) and more.
End-to-end gift card solutions
From issuing and processing to distribution, Pine Labs provides a single platform to manage every aspect of your gift card program. Enjoy seamless integration with your existing systems using our robust API stack.
Because $30,000 is a large amount some lenders have strict eligibility requirements for loan applicants. This could mean needing a credit score of 650 or higher and a DTI at or below 36%.
Company General Information
Pine Labs is an Indian fintech company founded in 1998 by Lokvir Kapoor, Rajul Garg, and Tarun Upadhyay, with its headquarters in Noida, Uttar Pradesh.
It uses USSD (Unstructured Supplementary Service Data) technology, which works on basic phones too. This service helps people across India do banking just by dialling *99# from their mobile.
Limited availability: These EMI options are not available with all merchants and online stores. So, the customers may not always have this payment option available to them. Credit score impact: While the debit card EMI does not require credit checks but it will impact your credit score if you default on your payments.
Pine Labs has an overall rating of 3.3 out of 5, based on over 993 reviews left anonymously by employees. This rating has decreased by 1% over the last 12 months. 57% of employees would recommend working at Pine Labs to a friend and 61% have a positive outlook for the business.
And this design gives Pine Labs two levers: scale and stickiness. Because once a terminal is installed, every swipe becomes a monetisation opportunity. Pine earns deployment fees, subscription revenue for its value-added services, and a small take-rate on transactions.
To get a $30,000 credit limit, you need excellent credit (740+ FICO), high income, low credit utilization (under 10%), and a strong payment history, often achieved by responsibly using a premium card heavily and requesting increases after 6+ months, or applying for a new high-limit card, as issuers look for demonstrated need and financial stability.
A credit score of 700 or better is typically needed for a card that offers a $5,000 credit limit. This means that these cards usually require you to have good or excellent credit. You will normally need a high income and little to no existing debt to get a limit that high, too.
Incorporated in 1998, Pine Labs is a leading Indian merchant commerce platform that provides point-of-sale (POS) solutions, payment processing, and merchant financing services. Market Cap ₹ 27,176 Cr.
Yes, you can use RuPay gift on online merchant platforms like - Flipkart, Amazon, Myntra, Big Basket etc, you can use this card for direct goods & services purchases on online websites/merchants on their payment page > debit card option.
Pine Labs is a company organized under the laws of India and is the issuer of the Vouchers. You may purchase the Vouchers through various options available on www.amazon.in, and also use Vouchers provided to you by third parties in the manner provided hereunder.