What is an example of AUM calculation?

Asked by: Vivienne Hackett  |  Last update: April 12, 2026
Score: 4.7/5 (17 votes)

Let's suppose that the mutual fund's portfolio consists of $1.5B in stocks, $2B in government bonds, $1.5B in corporate bonds, and $1B in cash. The total value of the fund's assets under management will be $6B.

How is AUM calculated?

How is AUM calculated? AUM (Assets Under Management) is calculated by adding up the total market value of all the assets a financial institution manages on behalf of its clients. This includes stocks, bonds, real estate, and other investment vehicles.

What is an example of AUM?

For example, if the scheme NAV is Rs 20 and the outstanding units 10,000, then the AUM would be Rs 200,000 (Rs 20 x 10,000). Therefore, the scheme AUM may change daily as the NAV also changes daily after closure of the market.

How are AUM fees calculated?

How are AUM fees calculated? AUM fees are typically calculated as a percentage of the total assets an advisor manages for a client. For example, if you have $500,000 invested and your advisor charges a 1% AUM fee, you would pay $5,000 annually.

How to calculate net AUM?

AUM = Σ Market value of all managed assets

The symbol Σ in this case, denotes the total value of all individual assets that the financial institution manages on behalf of its clients. To calculate the total AUM, the market value of each purchase is multiplied by the number of assets held in the portfolio.

What Is AUM in Mutual Funds? Understanding Assets Under Management

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What is your total AUM?

Assets under management (AUM) is the total market value of the investments managed by a person or entity on behalf of investors. AUM fluctuates to reflect the flow of money in and out of a fund and the price performance of the assets.

What is the formula for net asset value fund?

NAV=(Assets – Liabilities) / Total Shares

You may find the computed NAV on the official websites and any third-party applications you may have opted to use to invest in mutual fund schemes, such as 5paisa.

What is the average AUM percentage?

The average AUM fee typically ranges from 0.5% to 2% annually, depending on the total assets managed, the complexity of the services provided, and the firm's prestige. Smaller portfolios often face higher percentage fees, while larger accounts might benefit from scaled rates, decreasing as assets increase.

Is AUM net or gross?

Assets under management (AUM), or capital, is the total value of an investment fund to investors. This is equal to capital contributed by investors plus retained net profits (gross profits minus fees).

What is the formula for calculating management fees?

Typically, it's calculated as a percentage of the fund's average assets under management (AUM). For example, a fund with a 1% management fee will charge $1,000 annually for every $100,000 of AUM.

What are the 4 parts of AUM?

“A” represents the waking state of consciousness; “U” the state of dream consciousness; “M” the state of deep sleep consciousness; finally, the silence – the place beyond all definitions of consciousness; a place that can't properly be named, but must be given a name so that we can converse; so this nameless state is ...

What assets are included in AUM?

Assets under management (AUM) are the total market value of the financial assets an entity or advisor manages for their clients. These assets can include: Cash: Examples are cash, money market funds, and certificates of deposit (CDs).

What is the current total AUM?

Assets Under Management (AUM) of Indian Mutual Fund Industry as on December 31, 2024 stood at ₹ 66,93,032 crore. The AUM of the Indian MF Industry has grown from ₹10.51 trillion as on December 31, 2014 to ₹66.93 trillion as on December 31, 2024 more than 6 fold increase in a span of 10 years.

What is the AUM amount?

Assets under management (AUM) is a metric that tells the size of a mutual fund portfolio. It refers to the total value of all the assets that a financial institution or investment manager manages on behalf of its clients.

How is AUM written?

The AUM symbol — also spelled “Om” — consists of three curves, one semicircle and a dot.

Is AUM on the balance sheet?

The answer is often “no”, because AUM takes into account a number of assets managed solely on behalf of clients that may not appear on a corporate balance sheet.

Is AUM the same as revenue?

The total value of AUM is a measure of the size of a financial institution and a key performance indicator of success, as a larger AUM generally translates into larger revenue in the form of management fees.

Is cash considered AUM?

Cash is also considered AUM. When an investor sells an asset for cash, and that cash remains in the custody or management of another party, AUM may not decline.

How is AUM charged?

Assets Under-Management, or AUM, is a fee charged by an investment advisor or Trustee based on a percent of the funds held in the trust account. Most programs charge this annually on the anniversary date of funding. When advisors or trustees do this, it typically benefits them, not the client.

Is 2% fee high for a financial advisor?

Industry standards show that financial advisor fees generally range between 0.5% and 1.5% of AUM annually. Placement of a 2% fee may appear steep compared to this average. However, this fee might encompass more comprehensive services or cater to more unique, high-maintenance portfolios.

What is the difference between AUM and total assets?

The total assets of a company may be smaller than its assets under management (AUM) because the AUM includes assets managed on behalf of third parties as well as the premium collected from their own clients. In contrast, the total assets only include the company's owned assets and are reflected in their balance sheet.

How do I know my net asset value?

Net asset value is the value of an investment fund determined by subtracting its liabilities from its assets. Per-share NAV is calculated by dividing NAV by the number of shares outstanding.

What are the 4 types of mutual funds?

Mutual funds are generally divided into four main categories: Bond Funds, Money Market Funds, Target Date Funds, and Stock Funds. Each category has distinct features, risks, and return potential, allowing investors to choose based on their financial objectives and risk tolerance.

What is an example of a net asset value?

"Net asset value," or "NAV," of an investment company is the company's total assets minus its total liabilities. For example, if an investment company has securities and other assets worth $100 million and has liabilities of $10 million, the investment company's NAV will be $90 million.