What is an obligation to pay debt?

Asked by: Arnaldo O'Keefe  |  Last update: December 17, 2025
Score: 4.4/5 (75 votes)

Understanding Obligation Financial obligations represent any outstanding debts or regular payments that a party must make. For example, if you owe or will owe money to anybody, that is one of your financial obligations. Almost any form of payment or financial security represents a financial obligation.

What is the legal obligation to pay debts?

The legally bound obligation to pay debts is called a liability. A liability started as a legal definition, and refers to anything you are responsible for whether it is property, another person, or a legal issue.

What are examples of debt obligations?

Types of Debt Obligations
  • Bond Anticipation Notes. Bond anticipation notes are short-term debt obligations for a period of one year or less. ...
  • General Obligation Bonds. ...
  • Urban Renewal Bonds. ...
  • Loans. ...
  • Capital Leases.

What is the meaning of obligation to pay?

: a debt security (such as a mortgage or corporate bond) c. : a commitment (as by a government) to pay a particular sum of money. also : an amount owed under such an obligation. Unable to meet its obligations, the company went into bankruptcy.

What is the meaning of obligation of debt?

debt obligation means an obligation to make a repayment of money to another person, including accounts payable and the obligations arising under promissory notes, bills of exchange and bonds; Sample 1Sample 2Sample 3.

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What is an example of an obligation?

When you are morally or legally bound to a particular commitment, it's your obligation to follow through on it. If you see a crime taking place, for example, it's your obligation to notify the police. If an elderly person comes onto a full bus, it's your obligation to give up your seat for him.

What is an obligation to repay a creditor?

A creditor is someone (or an entity ) to whom an obligation is owed. Most commonly, the obligation owed is an obligation to pay money for some prior services or to pay off a loan . The person who owes a creditor an obligation is known as a debtor .

What does legally obligated to pay mean?

Liability insurance policies generally provide that the insurer will pay on behalf of the insured “all sums” which the insured shall become “legally obligated to pay as damages” because of bodily injury or property damage to which the insurance applies.

What is something that is owed an obligation to pay?

Definition: When something is due, owing, or unpaid, it means that there is an obligation to pay a debt or claim of right that has not been fulfilled yet. This term is often used in legal documents and is similar to the term "due." Example: John owes $500 to his landlord for rent that was due on the first of the month.

What is a payment obligation?

Payment Obligation means the obligation of the Broker-Dealer to repay cash loaned to it pursuant to this Subordinated Loan Agreement. The provisions of this Agreement shall be binding upon the Broker-Dealer and the Lender, and their respective heirs, executors, administrators, successors, and assigns.

What is a debt obligation called?

A collateralized debt obligation (CDO) is a complex structured finance product that is backed by a pool of loans and other assets and sold to institutional investors. Essentialy, they are bundled debt resold to to investors.

What is a debt or obligation that you owe?

(5) The term "debt" means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced ...

What is the legal definition of obligation?

obligation n

1 : a promise, acknowledgment, or agreement (as a contract) that binds one to a specific performance (as payment) ;also. : the binding power of such an agreement or indication [held that the amendment did not unconstitutionally impair the s of contracts "Davis v.

How long are you obligated to pay a debt?

Most states or jurisdictions have statutes of limitations between three and six years for debts, but some may be longer. This may also vary depending, for instance, on the: Type of debt. State where you live.

What is the legally bound obligation to pay debts?

Liability is the legally bound obligation to pay debts.

Who buys debt obligations?

If you fall significantly behind on your payments, your creditor may sell your debt to a collection agency. Your creditors can transfer and sell your debt to a collection agency without your permission. However, the collection agency must contact you about the sale before attempting to collect the debt.

What is the meaning of debt or obligation?

Debt is a financial liability or obligation owed by one person, the debtor , to another, the creditor . Debt is mainly composed of two elements: principal and interest .

Is an obligation to repay an amount you owe?

If you borrow money and are legally obligated to repay a fixed or determinable amount at a future date, you have a debt. You may be personally liable for a debt or may own a property that secures a debt for which you may or may not also be personally liable.

What is a debt or obligation owed to others called?

Liability. Something that is a disadvantage, money owed, or a debt or obligation according to law.

What is a liability obligation to pay?

An obligation is a liability to other arising from past transactions or events, the settlement of which is expected to result in the future sacrifice of economic benefits (i.e. cash payment or provision of service).

What is a legally enforceable obligation?

Enforceable obligation means, with respect to a Contract of a Person, that such Contract is the valid, legally binding Obligation of the Person and is enforceable against such Person in accordance with its terms.

What is a legally binding promise to pay?

A promissory note is a legally binding IOU: a formal, written promise in which one party agrees to repay the money they borrowed from another party.

What is a debt that Cannot be repaid?

Bankruptcy. Bankruptcy is a settlement of the debts of someone who is unable to repay their debts. It deals with both secured and unsecured debt. The purpose of the bankruptcy is to distribute your assets fairly among your creditors and protect you from these creditors.

Is a legal promise to repay a debt?

A promissory note agreement is a written promise from a borrower to repay a specific sum of money to a lender. These agreements outline the loan terms, including the repayment terms and the consequences of late payment.

What are debt service obligations?

Debt service refers to the cash necessary to pay the required principal and interest of a loan during a given period. The ratio compares a company's total debt obligations to its operating income. Lenders, stakeholders, and partners target DSCR metrics and DSCR terms and minimums are often included in loan agreements.