What is connected to your SSN?

Asked by: Terence Gislason  |  Last update: June 9, 2025
Score: 4.9/5 (15 votes)

The term Social Security number (SSN) refers to a numerical identifier assigned to U.S. citizens and other residents to track income and determine benefits. Individuals in the U.S. are asked to provide their SSNs to obtain credit, open bank accounts, obtain government benefits, make major purchases, and more.

What information is tied to your SSN?

Your Social Security number serves as the primary means to confirm your identity. It's uniquely tied to your name and date of birth. In cases where individuals share common names, additional details like your middle name, driver's license number, and previous addresses help establish your specific identity.

What is linked to your SSN?

Each time an individual divulges his or her SSN, the potential for a thief to illegitimately gain access to bank accounts, credit cards, driving records, tax and employment histories and other private information increases.

What can be tracked with SSN?

An SSN Trace may return the following information related to an candidate's Social Security number:
  • Whether the number is a valid SSN currently in use.
  • Year it was issued.
  • State in which it was issued.
  • Names associated with the SSN, including maiden names and aliases.
  • Recent address history associated with the SSN.

What is Social Security connected to?

Social Security provides a foundation of income on which workers can build to plan for their retirement. It also provides valuable social insurance protection to workers who become disabled and to families whose breadwinner dies.

How do Social Security Numbers work?

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What 3 things does Social Security do?

We help older Americans, workers with disabilities, and families in which a spouse or parent dies. We estimate that about 184 million people worked in Social Security-covered employment in 2024 and paid Social Security taxes. As of September 2024, about 68 million people received monthly Social Security benefits.

What does SSN reveal?

An SSN is used to track an individual's yearly earnings and the number of years they've worked. These figures are required to compute potential financial benefits, whether they relate to retirement income, disability income, or health insurance.

What shows up on a SSN trace?

An SSN trace, also known as as Social Security background check, returns information related to a Social Security number. This information can include when and where the SSN was issued, as well as any associated names like aliases and maiden names.

How can I see if my SSN is being used?

If you think someone may be using your SSN to work, check your Social Security Personal Earnings and Benefit Statement. You can get a copy by calling 1-800-772-1213, or online at www.ssa.gov/online/ssa-7004.pdf.

How to see everything connected to your Social Security number?

Your Social Security Statement (Statement) is available to view online by opening a my Social Security account. Millions of people of all ages now use these online accounts to learn about their future Social Security benefits and current earnings history.

What documents have my SSN on them?

Verification Documents
  • A social security card.
  • A W-2 form.
  • A SSA-1099 form.
  • A Non-SSA-1099 form.
  • A paystub showing full SSN.

Does my SSN tell my age?

The Serial Number, itself, doesn't say anything about your location or age that the Group Number and Area Number don't already say, although since they are assigned consecutively, they could potentially reveal your relative age within a Group and an Area.

What can be checked with SSN?

Sometimes called a Social Security number background check, an SSN Trace is a search of databases, including lending institutions, utilities, schools, and credit card companies, for a Social Security number.

What information is on a Social Security record?

It also includes personal information (name, date of birth, sex, date of death, date of filing, relationship to the SSN holder, entitlement to benefits on another SSN, benefit amount, and payment status) and, if applicable, information about a representative payee, disability entitlement, workers' compensation offset ...

How do I get the $16728 Social Security bonus?

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

What information can someone get from your SSN?

  • If someone steals your Social Security number, they can use it to open bank accounts under your name, steal your benefits, file your tax return and commit other types of fraud. ...
  • Identity theft is when someone steals and uses your Personal Identifiable Information (PII) without your permission to commit fraud.

Can SSN reveal your employment history?

An SSN trace also doesn't provide comprehensive information about an applicant such education or employment history. It is therefore crucial that you conduct additional searches to verify the information reported by an applicant.

Why are there two names on my background check?

An alias (sometimes called “also known as,” or “aka”) is any variation of a candidate's current legal name or a different name that's associated with the candidate, such as nicknames. Other common aliases are maiden names, hyphenated names, suffixes, or shortened names.

What does SSN verify?

It is a crucial step in confirming an applicant's identity to ensure that the individual is who they claim to be, a critical aspect in the hiring process. Employers in the United States are also required to verify an employee's SSN for taxation and legal work status purposes to maintain compliance with federal laws.

What happens if your SSN is leaked?

An identity thief who has your social security number and other personal information could do a number of things with it, including: Open new credit accounts, like credit cards or car loans, in your name. Claim tax refunds that rightfully belong to you. Create a fake identity to get a job, apartment, or other services.

How confidential is SSN?

Because of its use as a unique identifier, the SSN is one of the most sensitive pieces of personal information in our records. It is the key to identifying and retrieving most of the highly personal and sensitive information we maintain about individuals.

When my husband dies, do I get his Social Security and mine?

If your spouse dies, do you get both Social Security benefits? You cannot claim your deceased spouse's benefits in addition to your own retirement benefits. Social Security only will pay one—survivor or retirement. If you qualify for both survivor and retirement benefits, you will receive whichever amount is higher.

What is the highest Social Security payout?

The maximum Social Security benefit at full retirement age is $3,822 per month in 2024. It will be $4,018 a month in 2025. It's $4,873 per month in 2024 if retiring at age 70 and $2,710 if retiring at age 62.