What is instant payment from DailyPay?

Asked by: Michaela Leffler  |  Last update: October 1, 2025
Score: 4.9/5 (67 votes)

An instant payment app like DailyPay lets employees make withdrawals (for a small fee) any time they want, rather than waiting for a bi-weekly paycheck. Instant pay is an alternative to payday loans. Instant payments mean smart spending.

What is the meaning of instant payment?

Instant payments are credit transfers that make funds available in a payee's account within ten seconds of a payment order being made.

How long does DailyPay Instant Transfer take?

Most instant transfers will be in your bank account within 30 minutes. In rare cases, your transfer may take up to 24 hours to appear. If you don't see the money you transferred in the bank account associated with your debit card 24 hours after your transfer was sent, contact the DailyPay Support team.

How does Instant Pay work?

Instant Pay is a fee-free benefit that allows you to get up to half of your pay after every day you work. Simply finish your shift and you'll get a notification on your phone offering you a portion of your pay. If you accept, funds are added to your Instant account, to use immediately.

Does DailyPay work immediately?

With DailyPay, you can receive a transfer from what's available now in DailyPay either instantly or on the next business day.

How long does DailyPay instant transfer take

29 related questions found

What is instant payment from DailyPay?

Instant payments mean smart spending

For hourly workers Instant Pay is an in-app feature that allows them to cash out on approved shifts before the job's designated weekly/monthly pay date.

Is there a downside to DailyPay?

Earned Wage Access Can Be Expensive For Employees

Many daily pay providers proudly advertise “No Fees,” but be careful of the fine print! While it may be free to sign up, it's not free to use. Many providers charge a fixed fee every time an employee accesses their funds, sometimes offering up to five transfers a week.

How long does instant payment take?

An instant payment made to your existing, amended or new beneficiaries will have access to the money after 30 minutes.

How do I get my money from instant pay?

Your funds should be available in your bank account within minutes when you use Instant Pay, as long as your card is successfully linked. Depending on which bank you use, you may have to allow time for it to process your withdrawal.

How do I receive money from DailyPay?

Each day you work, you build up available earnings in your DailyPay account that can be transferred into your bank account, to your debit card or to your prepaid card. These earnings update each time your employer lets us know that you have clocked out of your shift.

What time does DailyPay release funds?

With instant transfers, money is available instantly, 24/7. With next- business-day transfers, money is received on the next business day. (This applies to any transfers requested after 5:30PM EST. Funds will be available in the morning on the Page 3 Get the free app or go to dailypay.tm/kroger20 3 next business day.

Why is DailyPay taking half of my paycheck?

For the first three pay periods after you enroll in DailyPay, your Available Balance will be 50% of your gross pay 25% if you have garnishments, such as child support payments).

How much is the DailyPay instant transfer fee?

There will be a flat fee of $3.49 or less for each instant transfer. Fees vary by employer; log in to your DailyPay account for more information. No matter the amount of the transfer, the fee won't change. The fee will be taken directly out of the transfer requested.

What is an example of an instant payment?

Examples include PayPal, Venmo and Square's Cash App.

What is instant payout?

Instant Payouts allow you to transfer funds to an eligible debit card or bank account within minutes of a transaction for a fee of 1% of the payout amount for most countries (1.5% for Australia). Funds paid out instantly to a bank account or debit card will appear in the associated bank account within 30 minutes.

What are the benefits of instant payment?

Instant payments can offer secure, reliable transactions that settle in the blink of an eye, with 24 x 7 x 365 availability. Their flexibility is one of the biggest benefits.

How do I use instant payment?

For those emergencies that need to be cleared as soon as possible:
  1. Simply log on to your Money app or Online Banking.
  2. Select the beneficiary you would like to pay.
  3. Select Instant Pay and enter the amount you would like to send.
  4. Check that your details are correct before you complete the payment.

How fast does Instant Pay work?

Instant payment systems enable consumers, businesses, and financial institutions to transfer money between bank accounts in near real-time. This means organizations can improve their liquidity and cash flow, as funds are transferred in seconds, rather than having to wait hours or even days for funds to clear.

Why am I not getting my Instant Pay?

To use Instant Pay, you need to meet eligibility requirements and use an eligible debit card. Here are some reasons why Instant Pay might be unavailable: ❌ Your debit card is expired, pre-paid, or ineligible.

Which payment is instant?

IMPS is an emphatic service which allow transferring of funds instantly within banks across India which is not only safe but also economical.

Where can I withdraw instant money?

Conveniently load funds to your Instant Money Wallet or withdraw cash at any of our retail partners:
  • Boxer.
  • Checkers.
  • House and Home.
  • OK Furniture.
  • OTT Collect approved sites.
  • PEP stores.
  • Pick n Pay.
  • Shoprite.

How long does instant take to transfer?

Most instant transfers will complete within a few seconds but occasionally may take from 4-24 hours.

Can I borrow money from DailyPay?

DailyPay is not a payday loan. Payday loans often have hidden fees or interest payments that can leave the borrower in debt. DailyPay enables you to access your earnings before payday, and there is no loan to repay of any kind.

How do I get my money out of DailyPay?

You can send money from your DailyPay Card to another card or bank account under your name by making an Instant Transfer or 1-3 business day Bank Transfer. Instant transfers cost a $3.49 fee. They can be made to a Visa®, Mastercard® or Discover® debit card under your name, and will deposit immediately.

What bank is associated with DailyPay?

All DailyPay client accounts are operated by Wells Fargo. So, after your direct deposit information has been updated with your company it should read as a Wells Fargo account. Was this article helpful?