"The 3-6-3 rule" is a 1950s-1970s slang term describing a non-competitive banking era: depositers were paid 3% interest, loans were made at 6% interest, and bankers were on the golf course by 3 p.m.. It highlights a period of tight regulations and high profitability before financial deregulation in the 1980s.
The "3-wall rule" in pool, often a house rule or variant, requires the cue ball to hit at least three cushions (rails) before hitting the object ball you intend to pocket, preventing easy shots and increasing skill demands. It's popular in casual play, especially in games like One Pocket or Bank Pool, to make shots harder and encourage strategy, but isn't part of official BCA/WPA 8-ball rules, where the focus is on hitting any rail or object ball after contact, with fouls leading to ball-in-hand.
For a bank shot to be valid, the player must indicate the object ball, one or more cushions in order that the ball will contact, and the pocket the object ball will go into.
Another strange myth is that you can strike three bumpers without striking another ball and avoid a scratch. Again, this fictional rule isn't true. It doesn't matter how many times you ricochet off the table's edge, it's always a scratch. The only way to avoid this foul is to hit a legal target ball.
It's generally not fully safe to keep $500,000 in one bank account because the standard FDIC insurance limit is $250,000 per depositor, per bank, per ownership category, meaning $250,000 is at risk if the bank fails. To fully protect the entire $500,000, you need to structure it across different ownership categories (like single, joint, trust accounts) or use multiple banks to spread the funds, leveraging separate $250,000 coverage for each.
The majority of banks don't limit how much cash you can deposit, but all institutions have to report deposits of $10,000 or more to the federal government.
When the table is open, it is legal to hit one group of balls in order to pocket another ball from the opposite group. NOTE: The 8-ball may be utilized in a combination as long as it is not struck first; this action would result in a foul.
A scratch, foul, or illegal shot results in ball-in-hand, where your opponent can place the cue ball anywhere on the table in preparation for the next shot. The only exception to this is the break (see the 8-ball and 9-ball differences that follow). Additional rules specific to the game of 8-ball include: 6.
Kitchen Rule (3-point rule)
According to this rule, after the break, at least three object balls must run back into or through the kitchen for a correct break to occur. It is sufficient if the head string is touched, the ball does not have to cross it completely.
Blackball pool (or British pool) is similar to eight-ball but with key differences, focusing on potting your set of seven colored balls (reds or yellows) and then legally pocketing the black ball, with specific rules for the break (pot a ball or get two balls past the center line), fouls (often granting two visits and ball-in-hand), and winning by potting the black ball after clearing your colors, all played with a smaller cue ball and table.
Raymond Ceulemans, the 81-year-old billiard legend, who was appointed honorary member of the world federation UMB this week at the World championship in Cairo, has won 35 world titles in his fabulous career (21 in three cushion), but was only rewarded in those early years by cups and trophies.
In pool, BCA most commonly stands for the Billiard Congress of America, the governing body for cue sports in North America, but in the context of local leagues, it often refers to the BCA Pool League, which is now run by CueSports International (CSI) and uses the name because the original league was founded by the BCA. So, "BCA" can mean the official trade organization or the league system under a different owner.
1. General dos and don'ts
Causing movement of the cue ball, even accidentally, is a foul. It is not a foul to accidentally move any other balls (including the 8-ball) unless, while shooting, a player moves a ball and in tum strikes the cue ball.
Technically, yes. It's a foul so they will have ball in hand (assuming BIH rules). If you do this, make sure you bury the 8 with no clear shot. It's typically a better strategy to hit your own ball causing it to roll in front of the 8 or just hide the cue ball behind one of your own balls to get BIH yourself.
Depositing $2,000 in cash isn't inherently suspicious and is well below the $10,000 reporting threshold for banks, but it can raise flags if it's part of a pattern (structuring), inconsistent with your normal income, or involves other red flags like frequent large cash deposits from others, leading to a potential Suspicious Activity Report (SAR). To avoid issues, have clear records for the cash's source, like invoices or sales receipts, especially if you deal in cash often.
You can deposit a large cash inheritance into a savings account, either by check or by wire transfer to your bank. While the deposit itself is usually straightforward, deciding what to do with the money afterward often requires more thought.