The best apps to send money from Canada depend on speed, cost, and destination, with Wise (formerly TransferWise) often cited as best for low fees and mid-market exchange rates. Remitly and WorldRemit are top choices for speed and cash pickup options, while Western Union is best for wide global reach.
Pesa is a digital Cross-border financial service provider offering a convenient way to send and receive money internationally at the best exchange rates in the market. It is a platform that allows you to seamlessly transfer funds between 35+ countries, with every transaction being secure, instant and at no charge.
Yes, NRIs can use UPI from their registered overseas mobile number from the approved geographies, i.e. Australia, Canada, France, Hong Kong, Malaysia, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK and USA for INR transactions in India.
What are the top 5 mobile apps for money transfers to India?
Best Payment apps in Canada 2025
Yes, PayPal works extensively in Canada for online shopping, sending/receiving money domestically and internationally, and managing finances, supporting CAD and other currencies, allowing users to link bank accounts or cards for transactions, though fees apply for certain international or card-funded payments. It's a widely used platform, even accepted by major Canadian retailers, and serves as a common alternative to other services like Venmo in Canada, note this Wise article.
For credit card purchases you can use Google Pay outside of Canada. For debit card purchases Google Pay is available for use in Canada only.
Remitly generally offers more transparent and affordable fee structures, especially with the Economy transfer option. Xoom tends to charge higher fees for rapid transfers.
You can use Google Pay to send money to friends and family in India using your mobile device. You'll need an internet connection, an Indian bank account and an Indian phone number.
Unlike Zelle, which only works for domestic bank-to-bank transfers in the US, PayPal lets you send money across borders, making it a go-to option for international payments. One of PayPal's main advantages is that personal transactions within Canada are free when funded by a linked bank account or PayPal balance.
3: BHIM UPI has the added advantage of being backed by the government, so it is regarded as safer and secure compared to Google Pay. Though Google Pay has enhanced security features like biometric authentication as well as PIN or pattern, extensive data syncing makes it less secure.
To send money from Canada to India to an HDFC Bank account, you can opt for their Telegraphic/Wire Transfer service. Simply fill out the remittance form with HDFC Bank's Nostro Account number and SWIFT Code. This secure and user-friendly process facilitates seamless fund transfers.
Remitly has higher sending limits and better customer ratings, plus the option to choose your transfer speed. However, there's a big issue with both services, and it's that they both add currency exchange rate markups to the mid-market rate.
The most trusted money transfer apps often depend on your needs, with PayPal, Zelle, Venmo, and Cash App leading for domestic payments, while Wise, Remitly, WorldRemit, and Remitly are top for international transfers, all offering strong security and user-friendly interfaces for different scenarios like bank-to-bank (Zelle), social payments (Venmo), or global reach (PayPal, Wise).
A $1000 Zelle transfer takes minutes if both you and the recipient are already enrolled with Zelle; if the recipient isn't enrolled, they'll get a notification to sign up, and once they do (within 14 days), the money arrives quickly, otherwise, it's returned to you. While most banks offer instant transfers, some might delay for security, or you might choose a slower (1-3 day) option for higher limits, but for $1000, it's usually instant.
How can I send money internationally with Venmo? Venmo cannot be used to send money overseas. It is only available for domestic money transfers or payments in US dollars within the United States. There are, however, plenty of alternatives if you need to send or receive money internationally.
Remitly is a safe and legitimate way to send money to family and friends in another country. The company has strong security measures, proper licenses in all countries where they operate, and systems to detect suspicious activity. However, using Remitly will cost you in fees and exchange rate markups.
For a $100 domestic transaction in the US, PayPal typically charges sellers around $3.49 (2.99% + $0.49 fixed fee) for goods/services or $3.29 (2.9% + $0.30 fixed fee) if using a linked card for a friends/family payment, though sending to friends/family from a bank or balance is free, while international or different payment methods (like cards for personal) incur higher fees.
Apple Pay participating banks in Canada, Latin America, and the United States. Apple Pay works with many of the major credit and debit cards from the top banks. Just add your supported cards and continue to get all the rewards, benefits, and security of your cards.
Google Pay is also adaptable to most Canadian debit and credit cards and boarding passes, loyalty cards, and tickets. PayPal Canada: PayPal believes that now is the time to democratize financial services so that moving and managing money is a right for all citizens, not just the affluent.
Paytm: Wide range of services including wallet, UPI, payments, and investments. Slightly higher app clutter and notifications. Key Takeaway: Google Pay is ideal for simplicity, PhonePe for comprehensive features, and Paytm for those who prefer wallet integration along with payments.