What is the business day rule?

Asked by: Alek Witting  |  Last update: February 15, 2026
Score: 5/5 (47 votes)

In Western countries, a business day lasts eight hours and is considered to be Monday through Friday from 9 a.m. to 5 p.m. local time. Business days do not include weekends and public holidays. Within the securities industry, any day the financial markets are open for trading is considered to be a business day.

What is the general business day rule?

If we say, "Precise business day," it means you count all days except for Sundays and federal holidays. All days except for Sundays and federal holidays, regardless of whether you're open, count them. The general business day works like this. It's only days that you're open for substantially all business functions.

What qualifies as a business day?

A business day is any day of the week, excluding weekends and holidays, with an 8-hour time slot, typically from 9 am to 5 pm. Despite some businesses opening before 9 am or staying open after 5 pm, the 9 am to 5 pm timeslot is considered standard business hours. Most businesses operate for 8 hours.

What is the 3 7 3 rule?

MDIA. Timing Requirements – The “3/7/3 Rule” The initial Truth in Lending Statement must be delivered to the consumer within 3 business days of the receipt of the loan application by the lender. The TILA statement is presumed to be delivered to the consumer 3 business days after it is mailed.

Does 1 business day mean tomorrow?

A reference to one business day usually refers to one calendar day or 24 hours. Depending on when a transaction is completed, it could mean tomorrow, though it could also mean the day after.

What are Business Days in Real Estate Contracts? Why you SHOULD avoid them

24 related questions found

How do you count business days legally?

According to the definition in the California Association of Realtor's Purchase Agreement, a day is simply defined as a calendar day. A day is from 12:00 AM through 11:59 PM. A business day is considered Monday through Friday, excluding legal holidays.

What is the 7 day closing rule?

The TRID rule provides that the borrower can waive the seven-business-day waiting period after receiving the LE and the three-day waiting period after receiving the CD if the borrower has a “bona fide personal financial emergency,” which requires closing the transaction before the end of these waiting periods.

What is the 3-3-3 3 rule?

The 3-3-3 rule is a super simple technique that can help you regain control and calm your mind. It essentially requires you to identify three things you can see, three things you can hear, and three ways you can move your body.

What is the 321 rule in life?

Three hours before you go to sleep, stop drinking alcohol. Two hours before you go to sleep, stop eating food. One hour before you go to sleep, stop drinking fluids.

What is the legal definition of a business day?

The term “business day” means any day other than a Saturday, Sunday, or legal holiday.

Do banks count Saturday as a business day?

Business day for banks is typically defined as any day in which they are open and conducting normal business operations. This may vary from bank to bank, but generally speaking, most banks will be open Monday through Friday and closed on weekends and holidays.

What is considered end of business day?

As mentioned above, EOD is used to denote that a task should be completed by the end of the business day (typically 5:00 p.m.) in whatever time zone you're working in. COB, however, refers specifically to both the end of a business day and the time in which the New York City financial markets close–5:00 p.m. EST.

What qualifies as business days?

Business days typically refer to the days when most businesses are operational. This usually means Monday through Friday, excluding weekends and public holidays. Business days are commonly used in formal agreements, contracts, and corporate communications to define deadlines and timelines.

What is the 7th business day hold?

The Federal Reserve has set baseline rules for check deposits: The first $225 must be available the next business day, while amounts from $226 to $5,525 must be available within two business days after the deposit, and amounts of over $5,525 generally should be accessible on the seventh business day.

What is the one business day rule?

The Business Day Rule is defined in the first part of 12 CFR 1026.2(a)(6): “Business day means a day on which the creditor's offices are open to the public for carrying on substantially all of its business functions.”

What is the 5 5 5 rule for anxiety?

Root the body and mind with grounding techniques

Similar is the 5 5 5 rule where you breathe in deeply for 5 seconds, hold the breath for 5 seconds, and breathe out for 5 seconds. Then, identify five things you can see, five sounds you hear, and five objects around you that you can touch.

What is the 333 rule in a relationship?

How the 333 Rule Works. TikTok creator @shadierecinos's viral dating tip is simple: three dates, three weeks, three months. In this time, he says, you should be able to determine whether or not you see long-term potential in a partner.

What is the 333 rule for work?

The 3-3-3 Method is as follows: Spend 3 hours on your most important thing. Complete 3 shorter tasks you've been avoiding. Work on 3 maintenance activities to keep life in order.

Can you waive the 3 day CD rule?

A consumer may modify or waive the right to the three-day waiting period only after receiving the disclosures required by § 1026.32 and only if the circumstances meet the criteria for establishing a bona fide personal financial emergency under § 1026.23(e).

What is the precise business day rule?

It's important to note that General business days are to be used in all cases except when the regulation says to use the Precise business day definition. A Precise business day, in a nutshell, is all calendar days except Sundays and Legal Public Holidays.

Can you close on a house faster than 30 days?

It is technically possible to close on a home in 30 days, or even less, particularly if you are paying all-cash rather than getting a mortgage or dealing with a homebuying company or iBuyer. But in general, according to data from ICE Mortgage Technology it takes about 44 days to close on a home.

What does "within 30 days" mean legally?

Related to Within thirty (30) days

Days means calendar days unless otherwise specified. within means "from and excluding a specified date and to and including a later specified date".

Does escrow day include weekends?

Everyday must be counted regardless if it's a weekday, weekend, or holiday. There are two exceptions here. The escrow deposit is the first exception and allows for three “business” days. The second exception is when the last day falls on a Saturday, Sunday, or holiday.

What does 7/10 business days mean?

7-10 days means business days. Maybe a better way to differentiate is this. It ALWAYS means business days. But some businesses work all 7 days a week, others work the Monday through Friday.