What is the easiest Capital One card to get?

Asked by: Prof. Ally Bode  |  Last update: August 25, 2022
Score: 4.6/5 (68 votes)

The easiest Capital One credit cards to get are the Capital One Platinum Secured Credit Card and the Capital One Quicksilver Secured Cash Rewards Credit Card.

Are Capital One cards hard to get?

To be approved for the best Capital One credit cards, you'll want a credit score of 700 or higher (750+ is preferable). That's not to say you can't be approved with a lower score, it's just not as common for that to happen.

How fast can I get a Capital One credit card?

It can take 7-10 days to get approved for a Capital One credit card, if you're not approved instantly when you apply. Online and phone applications generally result in an instant response. You can expect to have your Capital One credit card in hand 7 to 10 business days after approval.

What credit score do you need to get a Capital One secured credit card?

You can qualify for the Capital One Platinum Secured Credit Card with very limited or bad credit, including scores below 630. However, approval is not guaranteed. Even with secured cards, issuers will look at your income, debts and other factors.

Will Capital One approve me again?

There's one Capital One application rule that applies to all its credit cards: You can't make more than one application every six months. After you apply for a Capital One card, you need to wait at least six months before applying for another, regardless of whether Capital One approved you or not.

Capital One Credit Card | BEST Credit Cards (2021) | Instant Approval Credit Card Hacks

42 related questions found

What is the highest credit limit for Capital One Platinum?

The Capital One Platinum maximum credit limit can be as high as $3,000 according to online cardholder reports, but it will depend entirely on the specifics of each applicant's credit and their overall financial situation. Most cardholders get credit limits of at least $300, though.

Which bank give credit card easily?

1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.

Can you have 2 Capital One cards?

Capital One will allow you to have only two of its personal credit cards open at once. This is a hard rule and cannot be overridden. This does not apply to Capital One's co-branded store cards, but these are not the types of cards we typically look at to maximize travel rewards.

What credit bureau does Capital One pull from?

Capital One is unlike other banks in that there isn't one credit bureau that it is most likely to use when looking at a credit card application. It uses Experian (36%), Equifax (32%) and TransUnion (32%) roughly equally. In some cases, it will check two or three credit bureaus when making a lending decision.

What credit score do I need to get an unsecured credit card?

Most unsecured credit cards require credit in the good to excellent range (670-850). This range is where you'll become eligible for many different kinds of rewards cards. You can also find some cards that will accept a score in the fair to good range (580-669).

Can I get an unsecured credit card with a 500 credit score?

Yes, you can get an unsecured credit card with a 500 credit score, though it's probably not the best idea. It's harder to get approved for such a card, and it typically involves high fees, high interest rates, and little spending power.

Is Capital One a good credit card?

The Capital One Platinum Credit Card is a solid option for those with average credit. It has an annual fee of $0 and also charges no foreign transaction fees. But for many, its standout feature may be that it also offers the chance to earn a higher credit limit after making on-time payments in as little as six months.

Does Capital One approve everyone?

You can get approved for a Capital One credit card if you are at least 18 years old, have proof of enough income to make your monthly minimum payment, and meet the specific card's credit score requirement. Capital One will also take into account your monthly housing payment, all sources of income, and other factors.

How hard is it to get a Capital One Quicksilver card?

Is the Capital One Quicksilver hard to get? To qualify for the Capital One Quicksilver Cash Rewards Credit Card, you'll need good to excellent credit — generally defined as a score of 690 or higher. You'll also have to meet other approval criteria, such as having sufficient income.

Will I get approved for Capital One Quicksilver?

You'll need good-to-excellent credit (a score of at least 690 on the FICO scale) to qualify for the Capital One Quicksilver Cash Rewards Credit Card.

Can you have a Capital One Quicksilver and platinum card?

Yes, you can upgrade from Capital One Platinum to the Capital One Quicksilver Cash Rewards Credit Card either with an offer from Capital One through your online account or by requesting it over the phone, by calling the number you see on the back of your card.

How often does Capital One do credit limit increases?

Capital One lets you request a credit limit increase online as often as you want, but you can only be approved once every six months. If you've received a credit limit increase or a credit limit decrease in the last six months, you won't be approved for a credit limit increase.

Who qualifies for a black card?

Although Amex doesn't publish requirements for the card—or its perks, for that matter—it typically extends black card invitations only to high earners who have spent and paid off between $350,000 and $500,000 across all of their American Express accounts in a calendar year.

Is Triangle Mastercard easy to get?

The Triangle Mastercard is easy to get, and you can do the entire application online in just a couple of minutes. You'll need to fill out your personal information like your name and address, as well as your social insurance number. There's no minimum annual income or minimum credit score to apply for the card.

What are instant approval credit cards?

Instant approval credit cards, sometimes referred to as guaranteed approval cards, are a convenient way to take the guesswork out of the application process. Instant approval simply means that when a person applies for a credit card online, he or she receives a quick decision, typically within a few minutes.

What is the number 1 best credit card?

Here are the best credit cards:
  • Best cash-back credit card: Chase Freedom Unlimited® Card.
  • Best rewards card: American Express® Gold Card.
  • Best travel card: American Express® Gold Card.
  • Best credit card welcome bonus: Chase Sapphire Preferred® Card.
  • Best no annual fee credit card: Citi® Double Cash Card.

What is the difference between Capital One platinum and Quicksilver?

The Platinum card is geared toward people with limited credit, whereas Quicksilver is reserved for those with good credit and above (700+ credit score). You can easily check your latest credit score for free on WalletHub.

How do I get a bigger credit limit with Capital One?

You'll need to give us some information like your total annual income, employment status and monthly mortgage or rent payment, so have that handy. Then, request a credit line increase and follow the directions to accept your new credit limit, if approved. Sometimes your new limit is approved immediately.

Does Capital One automatically increase credit limit?

1. Receive an automatic credit limit increase. Oftentimes, Capital One will automatically increase your credit limit if you use your credit card responsibly.