Bottom line. The Citi Simplicity® Card is an excellent option for anyone who wants to transfer a credit card balance and save on interest. However, it normally requires a good to excellent credit score (670+), so only those with healthy credit profiles are likely to be approved.
The Discover it® Secured Credit Card is our pick for the easiest credit card to get with bad credit because it's designed for people with bad or limited credit. It comes with a $0 annual fee, great cash back rewards and a sign-up bonus in the form of a dollar-for-dollar match of cash back earned in your first year.
Credit score requirements aren't hard and fast. It's possible to be approved with a score in the 600s but far less likely, just as it's possible to have a score above 700 and still not get approved. On Citi's Secure Website.
Bottom line. To get approved for the Costco Anywhere Visa® Card by Citi you'll typically need a FICO® score of 800 or higher. This cash-back card doesn't have an annual fee, but you'll need a Costco membership to apply.
The Citi Secured Mastercard could be the easiest card to get, since it's one of Citi's only cards for credit-builders and people with a limited credit history.
Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.
What is the Citi 8/65 rule? Citi's 8/65 rule states that applicants are ineligible to apply for more than one Citi credit card in eight days, and not more than two credit cards in 65 days.
It is easy to get some Citibank credit cards because there are options for people with limited or no credit history who have enough income to pay the monthly bills. The best Citibank credit cards require fair to excellent credit for approval.
Citibank does not have a specific minimum salary requirement for its credit cards, though applicants must report an annual income sufficient to make a card's minimum payment every month. Citibank is one of several major credit card issuers that do not publicly disclose a specific salary or income requirement.
Apply for Credit Card Online & Get Instant Approval. ICICI Bank Credit Cards are tailored to suit your lifestyle and preferences, so that you can save as you spend. Enjoy exceptional benefits like entertainment discounts, lounge access, exclusive dining deals and fuel savings.
Capital One credit cards for fair credit include QuicksilverOne, Quicksilver Secured, and the Platinum Mastercard. Your credit score is only one of the many factors that determine your credit approval odds. The best way to know if you'll qualify is to get pre-approved. It's quick, easy and won't hurt your score.
If you are planning to apply for Citibank credit cards, make sure that you are at least 21 years old and have a minimum monthly salary of AED 5,000 or more. You must also ensure that you possess a good credit score.
You will need a fair to excellent credit score to qualify for the best Citi credit cards. A fair score is generally considered 580 to 669, a good credit score ranges from 670 to 739 and an excellent score is 740 and above.
Citibank mainly uses Experian to assess your creditworthiness when you apply for a credit card, though they may use TransUnion or Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for a Citibank credit card.
Citi® Secured Mastercard® is an option for customers with little or no credit history and can help you build your credit when used responsibly. Unlike a debit card, Citi® Secured Mastercard® is a real credit card that helps build your credit history with monthly reporting to all 3 major credit bureaus.
Based on FICO® Score 8 model.
Your Citi Simplicity Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Citi Simplicity Card will also be influenced by your annual income and existing debts.
The payment cut-off time for online bill payments is midnight ET.
The usual Citibank credit card limit is $200 to $2,000 at a minimum, depending on the card. The Citi Double Cash® Card has a $500 minimum credit limit, for example, while the Citi Strata Premier℠ Card has a minimum credit limit of $2,000. Citibank doesn't publicly disclose any maximum credit limits.
Citi Rewards Card product summary:
Redeem Citi ThankYou Points for travel, frequent flyer miles, merchandise and more. Annual income requirement: $30,000 (Singaporeans/PR), $42,000 (Foreigners) Minimum age: 21. Annual fee: $196.20 (9% GST; w.e.f 1 Jan 2024)
To get approved for this card, you'll need to have a good credit score of at least 670, though having a higher one certainly won't hurt your chances.
Key Takeaways. You will likely need a credit score of at least 670 to qualify for an American Express card, though it may depend on the card and other factors of your application.
If your credit score is low
Goldman Sachs evaluates your Apple Card application using TransUnion and other credit bureaus. If your credit score is low (for example, if your FICO® Score 9 is lower than 600),6 Goldman Sachs might be unable to approve your Apple Card application.