What is the highest CIBIL score in India?

Asked by: Miss Anastasia Osinski  |  Last update: August 3, 2023
Score: 4.3/5 (47 votes)

CIBIL scores can range anywhere between 300 and 900, with 900 denoting maximum creditworthiness. A CIBIL score of 750 or above in your credit report is ideal. It will aid in qualifying you for personal loans and credit cards.

Is 800 a good CIBIL score?

Yes, a CIBIL score of 800 is good. Basically, the higher an individual's CIBIL score is, the better are their chances of acquiring a loan at lower interest rates.

Is 850 a good CIBIL score?

Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans or credit card applications. A score of 850 signifies a low-risk customer who is unlikely to default on payments.

Is CIBIL score of 777 good?

Your score falls within the range of scores, from 740 to 799, that is considered Very Good. A 777 FICO® Score is above the average credit score. Consumers in this range may qualify for better interest rates from lenders.

What is God CIBIL score?

A good CIBIL score is a score between 700-900 that instills confidence in the lender and proves your sound creditworthiness to the lender. For an unsecured loan, a CIBIL score of 750 or above is termed a good CIBIL score.

CIBIL Score कैसे बढायें - How to Improve CIBIL Score

26 related questions found

How can I get 900 CIBIL score?

It generally takes a few months to improve your CIBIL score. To move the digits closer to 900, make sure to pay your bills on time and in full, keep credit utilization low, maintain the right mix of secured and unsecured loans and avoid making too many credit inquiries in a short span of time.

Is 787 a Good CIBIL score?

CIBIL scores can range anywhere between 300 and 900, with 900 denoting maximum creditworthiness. A CIBIL score of 750 or above in your credit report is ideal. It will aid in qualifying you for personal loans and credit cards.

Is CIBIL score 810 Good?

A credit score ranging from 750 to 900 is considered an excellent credit score. The banks, NBFCs and other online lenders prefer candidates with such a credit score. If you have such a credit score, you can be assured that you will be eligible for any credit product.

Is 752 a Good credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 752 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is 790 a Good credit score?

A 790 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.

Is a 900 credit score possible?

First of all, a 900 credit score isn't really possible. And just 1% of the population can achieve a credit score of 850, so there's a certain point where trying to get the highest possible credit score isn't realistic at all. Only a few credit score models have a credit score limit of 900 as is.

Is 822 a good credit score?

Your 822 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.

Is a 780 credit score good?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 780 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is 785 a good credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 785 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is CIBIL score 807 good?

A credit score of 700 and above is considered a good credit score. Credit scores of 750+ are considered excellent. Individuals with high credit scores are eligible for all kinds of loans and credit cards.

Is CIBIL score 740 good?

Unfortunately, a score of 740 is not a good credit score. You will need a co signor to get any loan and almost impossible to get a credit card. You may be able to obtain credit, but the rates will likely be much higher. Application might be rejected: Each rejection will cause your credit score to drop further.

How do you get an 800 credit score?

How to Get an 800 Credit Score
  1. Pay Your Bills on Time, Every Time. Perhaps the best way to show lenders you're a responsible borrower is to pay your bills on time. ...
  2. Keep Your Credit Card Balances Low. ...
  3. Be Mindful of Your Credit History. ...
  4. Improve Your Credit Mix. ...
  5. Review Your Credit Reports.

Is 819 a Good credit score?

Your 819 FICO® Score is nearly perfect and will be seen as a sign of near-flawless credit management. Your likelihood of defaulting on your bills will be considered extremely low, and you can expect lenders to offer you their best deals, including the lowest-available interest rates.

How Good is a 744 credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 744 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Is 860 a good credit score?

An 860 credit score is excellent. Before you can do anything to increase your 860 credit score, you need to identify what part of it needs to be improved, plain and simple. And in order to identify what needs to be improved, you should probably be aware of all the things that count and don't count towards your score.

What is an 840 credit score?

Your 840 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.

Can I buy CIBIL score?

Yes, you can purchase only the CIBIL Report. The CIBIL Report will just represent your credit history as reported by the Banks and Financial Institutions.

Is 751 a Good credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 751 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

How can I increase my CIBIL score from 700 to 750?

Contents hide
  1. 3.1 1. Review Your Credit Reports.
  2. 3.2 2. Lower your credit card utilization.
  3. 3.3 3. Clear your outstanding Bills.
  4. 3.4 4. Avoiding Closure of Older Accounts from report.
  5. 3.5 5. Plan your credit on time.
  6. 3.6 6. Avoid multiple Credits.
  7. 3.7 7. Quick Loan Shopping.
  8. 3.8 8. Pay Off Your Card Balance via Personal Loan.

Is 827 a Good credit score?

A FICO® Score of 827 is well above the average credit score of 711. An 827 FICO® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.