The maximum withdrawal limit for SBI YONO Cash at ATMs is ₹20,000 per day, with a maximum of ₹20,000 per transaction. This cardless service allows a total of ₹20,000 to be withdrawn every 24 hours,, and is independent of daily ATM card limits. Other limits include ₹2,000 for YONO Cash @ POS and ₹10,000 for YONO Cash @ CSP.
Under YONO Cash, minimum withdrawal is Rs.500/- with a maximum limit of Rs. 20,000/- (in multiples of Rs.500/-) per account, per day. The maximum permissible limit and number of withdrawals using YONO Cash will be over and above the existing limits permitted for cash withdrawal using Debit Cards.
We can send money using a variety of payment methods using the YONO app because we will notice each one's maximum transfer limit in the section that follows: With the NEFT- YONO app NEFT mode is restricted to ₹10,00,000 in a 24-hour period. Up to 2,00,000 LACS using IMPS. Using RTGS, from ₹2,00,000 to ₹10,00,000.
SBI ATM Withdrawal Limit in 2026
The State Bank of India (SBI) ATM withdrawal limits range from ₹40,000 to ₹1 lakh, depending on the type of debit card used by the customer. SBI allows its customers to make up to five free ATM cash withdrawals per month, after which additional charges apply on exceeding the limit.
SBI ATM Daily and Monthly Withdrawal Limits
For most SBI debit cards, the daily withdrawal limit is Rs. 40,000. However, certain international debit cards offer higher limits, with some reaching up to Rs. 1,00,000.
SBI ATM Withdrawal Limit
If you have a Maestro Debit Card or Classic Debit Card, you can withdraw a maximum of Rs. 40,000 per day. If your account is linked to In Touch or SBI Go, the per-day withdrawal limit is Rs. 40,000. For SBI Platinum International Debit Cards, you can withdraw a maximum of Rs. 1,00,000 daily.
Yes, you can withdraw $50,000 cash from a bank, but you must notify the bank in advance (often days) as they need to order the large amount of cash and it triggers federal reporting (Currency Transaction Report) for transactions over $10,000, requiring your ID and account details for security and anti-money laundering purposes.
If you have a Maestro Debit Card or Classic Debit Card, you can withdraw a maximum of Rs 40,000 per day. If your account is linked to In Touch or SBI Go then the daily withdrawal limit is Rs 40,000. With SBI Platinum International Debit Card, you can withdraw a maximum of Rs 1,00,000 per day.
You can not withdraw above the maximum amount. The one-time withdrawal limit from ATMs varies between Rs. 40,000 to Rs. 1,00,000.
With your SBI My Card International Debit Card you get access to your account whenever and wherever you want. You can use it to purchase goods at merchant establishments, for making payment online and withdraw cash in India as well as across the globe.
Key features of YONO
User can search IFSC code of the Beneficiary using a smart search functionality. Transfer instantaneously up to Rs. 50,000 to a new beneficiary(s) / new third-party account(s)”.
For most types of SBI savings accounts, there is no maximum balance limit. However, for SBI Basic Small Savings Account and SBI Savings Account for Minors, the limits are Rs.50,000 and Rs.10 lakh, respectively.
Method 1: Using the SBI YONO App
1. Yes, NEFT transfer is free in SBI when it is done through online channels, such as SBI Netbanking and mobile banking app. You can transfer Rs. 10 lakh in one day in SBI through NEFT or RTGS as there is no maximum limit for NEFT or RTGS transactions.
YONO Cash at ATM - Yono
As per the rules of the RBI, banks are supposed to monitor cash transactions and withdrawals of Rs. 10 lakhs and more. So, you as an account holder, need to inform the bank at least one to two working days before the withdrawal.
To take out a large sum of cash, your best bet is to visit a branch and make the withdrawal through a teller. Often, banks will let you withdraw up to $20,000 per day in person (where they can confirm your identity). Daily withdrawal limits at ATMs tend to be much lower, generally ranging from $300 to $1,000.
TDS will be deducted at 2% on cash withdrawals of more than ₹ 20 lakh and 5% for withdrawals exceeding ₹ 1 crore if the person withdrawing the cash has not filed ITR for any of the preceding three AYs.
Yes, you can withdraw Rs. 5 lakh in cash from a bank branch, but not via ATM due to daily limits. Use a self-cheque or withdrawal slip at your home branch, give advance notice, and expect verification.
The daily ATM withdrawal limit for SBI debit cards depends on the card variant: Classic Debit Card: Up to ₹40,000 per day. Gold Debit Card: Up to ₹50,000 per day. Platinum Debit Card: Up to ₹1,00,000 per day.
That said, cash withdrawals are subject to the same reporting limits as all transactions. If you withdraw $10,000 or more, your bank must report it to the IRS by law. This helps prevent money laundering and tax evasion. Still, few banks set withdrawal limits on a savings account.
Most ATMs in India have a daily withdrawal limit, typically ranging from ₹25,000 to ₹50,000. Thus, withdrawing ₹1 lakh from an ATM may require multiple transactions or days. You can withdraw ₹1 lakh directly from the bank branch. All you need to do is fill out a withdrawal slip or issue a self-cheque for the amount.
The U.S. Department of the Treasury, through its Financial Crimes Enforcement Network (FinCEN), mandates that banks report cash transactions of $10,000 or more.
Anytime you withdraw more than $10,000 in cash, your bank is legally required to file a Currency Transaction Report (CTR) with the Financial Crimes Enforcement Network (FinCEN). The report includes your name, account number, and the exact amount withdrawn, along with the date and location of the transaction.