ATM withdrawal limits generally range between $300 and $5,000 per day, depending on the bank, account type, and individual, with $500–$1,000 being typical for many users. While some banks allow higher limits of up to $5,000 for premium accounts, others may limit withdrawals to lower amounts, such as $300–$1,000.
The amount you can withdraw from an ATM may range from $300 to $5,000 a day, depending on the financial institution and your particular account. Somewhere between $500 and $1,000 is typical.
The banks with the highest ATM withdrawal limits are typically Citibank, Chase, and Capital One, with daily limits that can reach up to $3,000 depending on the account type and customer relationship. Most other banks cap their limits between $500 and $1,500.
What Is the ATM Withdrawal Limit Per Day? The ATM withdrawal limit per day in India varies by bank and account type. Generally, many banks allow a withdrawal limit between ₹10,000 to ₹50,000. However, premium cards can offer higher limits ranging from ₹50,000 to ₹1,00,000 for each transaction.
Key takeaways. Banks set limits for how much cash you can take out at an ATM, which can range from small amounts such as $300 per transaction to $5,000 per day. Cash withdrawal limits are designed to protect you in the event that someone steals your debit card or your PIN.
To take out a large sum of cash, your best bet is to visit a branch and make the withdrawal through a teller. Often, banks will let you withdraw up to $20,000 per day in person (where they can confirm your identity). Daily withdrawal limits at ATMs tend to be much lower, generally ranging from $300 to $1,000.
Call your bank and ask how. Options are generally going to be to raise your limit, usually for a temporary period of time. You could also consider opening an account with a local bank that can handle your withdrawals if this is regular activity for you.
Withdraw cash
Take out cash in $20 and $50 notes, or $100 notes on selected ATMs, up to $2,000 per card, per day.
How to find your ATM withdrawal limit. The documents provided to you at account opening and with your debit card usually include your ATM withdrawal limit. Alternatively, your ATM withdrawal limit may be mentioned inside your bank's official banking app, should it have one.
They may ask for proof or supporting documentation, particularly for larger cash withdrawals. If you provide supporting documentation, the bank may process your withdrawal without delay, depending on their internal procedures.
For many standard savings accounts in India, daily ATM withdrawal limits typically range from ₹10,000 to ₹50,000. However, this can be higher or lower depending on your specific bank and the type of account or debit card you have. Some premium accounts or cards might offer higher limits.
You can withdraw any amount, but withdrawing $10,000 or more in a single transaction triggers a mandatory Currency Transaction Report (CTR) filed by your bank with FinCEN (Financial Crimes Enforcement Network), flagging it for potential scrutiny, though it's not inherently illegal; amounts over $5,000 might also raise internal bank flags, and intentionally breaking up transactions (structuring) to avoid the $10k threshold is illegal and gets flagged.
The RBI increased ATM withdrawal charges from ₹21 to ₹23 per transaction beyond the free limit, effective from May 1, 2025. This was the latest revision in ATM charges as banks were permitted to raise fees by ₹2 per transaction for withdrawals exceeding the monthly free usage quota.
Most banks charge an excess withdrawal fee of $5-15 per transaction over the limit.
ATM cap: ₦100,000 per day and ₦500,000 per week. Third-party cheques above ₦100,000 can no longer be cashed over the counter (though they can still be deposited into your account) Banks must report all large withdrawals to CBN monthly. Fee revenue split: Banks keep 60% of excess withdrawal fees, while CBN takes 40%.