What is the secret answer in bank?

Asked by: Miss Raegan Leffler  |  Last update: August 21, 2026
Score: 4.1/5 (53 votes)

A bank secret answer is a personalized, case-sensitive response to a security question (e.g., mother's maiden name, first pet) chosen by the user during account setup to verify their identity and reset passwords. It acts as a secondary authentication factor to secure accounts.

What is the secret question in banking?

To help verify a user's identity in the case of a lost password, many Web applications use secret questions. By answering a pre-selected question, a user can demonstrate some personal knowledge of the account owner. A classic example is asking to provide a mother's maiden name.

What is the bank answer?

The definition of a bank is a financial organization that deals with money by taking deposits, offering loans, and providing other financial services. For example, when you save money in a bank, it keeps your savings safe and even gives you extra money called interest.

What does "secret answer" mean?

Description. Access services by entering secret answers, that only the account owner should know. Passwords, numeric codes or answers to personal questions can all count as a secret. IF thinks this pattern does not show care for people as they have to remember separate 'secret answers' for all the services they use.

How to reset secret question and answer in First bank?

This occurs where the security questions are not answered correctly. Please contact FirstContact on 01-4485500, or send a mail to firstcontact@firstbanknigeria.com, so that your security questions can be reset.

How to reset your password and secret answer

20 related questions found

What are secret questions?

What is a secret question and answer?

  • Do use a question and answer that generally only you will know.
  • Do use a question that is enduring (e.g. mother's maiden name, the name of your first pet, etc.)
  • Do not use a question and answer that may change over time (e.g. name of your best friend, your favorite song, etc.)

What is *894 used for?

The code *894# is primarily used in Nigeria for First Bank of Nigeria's USSD banking service, allowing users to perform transactions like airtime top-ups, balance checks, transfers, and bill payments without needing internet or an app, while EDI 894 (a different context) refers to an Electronic Data Interchange transaction set for retailers and suppliers to manage deliveries, acting as advanced invoices or advance shipping notices. 

What is a secret example?

A secret is a piece of sensitive information. For example, an API key, password, or any type of credential that you might use to access a confidential system.

What is the password answer?

In general, a password is a sequence of characters including letters, digits, or other symbols. If the permissible characters are constrained to be numeric, the corresponding secret is sometimes called a personal identification number (PIN).

What do you mean by bank answer?

A bank is a financial institution that accepts deposits from the public and creates a demand deposit while making loans. Lending activities can be directly performed by the bank or indirectly through capital markets.

What should I write in secret question and answer?

You can use any piece of information as a response to a security question, but it's best to choose something private, memorable and hard for others to find online. Avoid using answers that are publicly available or easy to guess, like your pet's name or your birthday.

What is secret information in banking?

Banking secrecy is the banking industry's own brand of professional confidentiality and trade secrecy. Any knowledge the bank comes by in the course of the business relationship must not be used for insider gain, a principle that follows from the fiduciary duty; nor must it be passed to others or publicly disclosed.

How do I know my secret answer on GTBank?

If you have forgotten your secret answer, select 'remind me of my secret answer' and your secret question will be sent to your registered email address. To do this, select the Profile icon on the top-left corner of your Home screen and select 'Reset secret question'.

What is the password hint answer?

There's no single "password hint answer" because a hint is a personalized clue you create to remember your own password, like a favorite trip or a pet's name, designed to be obvious to you but not others. It's a short phrase, word, or question that jogs your memory when you forget your password, appearing on login screens after a wrong attempt to help you recall the correct one, according to NordPass and PCMag. 

What is a secret password?

What is the difference between a password and a secret? Secrets are more specialized credentials specifically for software development and authentication of machines. In contract, passwords are credentials that authenticate individuals into systems and software.

What are secret codes?

Secret codes can be viewed as a symbology, except that now different symbols encode letters instead of numbers. These symbols can be signs (like Morse code or Braille which are just encodings and not 'secret'), or they can be other letters, or even the same letters themselves.

What is * 99 in banking service used for?

*99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI that brings together diverse ecosystem partners such as Banks & TSPs (Telecom Service Providers). Using *99# service, a customer can access financial services by dialling *99# from his/her mobile registered with the bank.

Which bank uses *894*11?

FirstAdvance and FirstCredit are built for your next move. Dial *894*11# or use FirstMobile to get access to FirstCredit and FirstAdvance. #FirstBank #YouFirst #FirstBank1TrillionDigitalLoans #DigitallyFirst.

How to reverse money using cellphone banking?

Use Cellphone Banking

  1. Dial *120*321# and select '2.Banking'
  2. Select '6. My Debit Orders'
  3. Select the debit order you wish to stop or reverse.
  4. Select 'Yes' or 'No'
  5. Select 'Continue'
  6. View and accept the terms and conditions.