What is the standard deduction for 2025?

Asked by: Gilbert Nienow I  |  Last update: September 3, 2026
Score: 4.9/5 (14 votes)

For the 2025 tax year, the IRS has increased the standard deduction to $31,500 for married couples filing jointly or surviving spouses, $23,625 for heads of household, and $15,750 for single filers or married individuals filing separately. These amounts are adjusted for inflation and apply to taxes filed in 2026.

Is the IRS increasing the standard deductions for 2025?

For the 2025 tax year (filed in 2026), the IRS standard deduction increased significantly due to inflation and the "One, Big, Beautiful Bill," with amounts set at $15,750 for Single/Married Filing Separately, $31,500 for Married Filing Jointly/Qualifying Widow(er), and $23,625 for Head of Household, representing an approximate 7.9% jump from 2024, plus extra amounts for seniors/blind individuals.
 

What is the standard deduction for seniors over 65 in 2025?

For 2025, seniors over 65 get a new $6,000 extra standard deduction (or $12,000 for qualifying married couples) in addition to the existing senior deduction, thanks to the new "One Big Beautiful Bill," phasing out at higher incomes (e.g., $75k single, $150k joint MAGI) and applying through 2028.

What is the standard deduction table for 2025?

Standard Deduction.

(Additionally, for tax year 2025, the OBBB raises the standard deduction amount to $31,500 for married couples filing jointly. For single taxpayers and married individuals filing separately, the standard deduction for 2025 is $15,750, and for heads of households, the standard deduction is $23,625.)

What is the standard deduction for FY 2025?

75,000 only for tax payers opting for new tax regime. This increase is applicable from FY 2024-25. Union budget 2024 has proposed an increase in the standard deduction under the new tax regime for the FY 2025-26 to Rs. 75,000.

IRS reveals standard deduction amounts for 2025

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Who is eligible for senior bonus 2025?

You must be aged 20 and below, or 55 and above, in the disbursement year. Lower-income senior Singapore citizens will receive cash payments of $600 to $900 through the AP Seniors' Bonus. The AP Seniors' Bonus will be disbursed over three years, from 2023 to 2025. The last disbursement was made in February 2025.

Can I deduct my medicare premiums on my taxes?

Yes, Medicare premiums (Parts A, B, C, and D) can be tax-deductible as medical expenses if you itemize deductions on Schedule A and your total qualified medical costs exceed 7.5% of your Adjusted Gross Income (AGI), but self-employed individuals have a special rule allowing them to deduct premiums above the line, directly reducing AGI. 

What is the tax exemption for seniors in 2025?

For tax year 2025, seniors (65+) get a new $6,000 "bonus" federal tax deduction (or $12,000 for couples) under recent legislation, in addition to existing age-based deductions, phasing out at higher incomes (MAGI $75k single, $150k joint) and requiring filing jointly if married to claim the full amount, while some states also offer senior property tax exemptions, like Colorado's temporary reinstatement for recent movers, requiring separate applications.

Can a senior citizen claim both standard deduction and 80TTB?

No, you cannot claim both 80TTA and 80TTB deductions in the same financial year. While 80TTA applies to individuals under 60, 80TTB is exclusively for senior citizens, providing a higher deduction limit on interest income. Is 80TTB applicable in new tax regime? No, 80TTB is not applicable under the new tax regime.

Are taxes going to change in 2025?

Yes, federal taxes are changing significantly in 2025 due to the One Big Beautiful Bill Act, making the 2017 Tax Cuts and Jobs Act (TCJA) provisions permanent, increasing the standard deduction, boosting the Child Tax Credit to $2,200, raising the SALT deduction cap, and introducing new credits, while also expiring some energy credits. These changes mean higher standard deductions, more generous credits for families and seniors, and a higher cap on state and local tax deductions for many, impacting most taxpayers. 

Did Trump double standard deductions?

If your write-offs add up to more than that year's standard deduction, however, it may make sense to itemize your return. In July 2025, President Donald Trump signed the One Big Beautiful Bill (OBBB) into law, extending earlier provisions that doubled the standard deduction.

What are the major changes in income tax 2025?

Some of the major tax changes effective from April 1, 2025, are revised tax slabs, rebate of up to Rs. 60,000, revised ITRU deadlines, calculation of partner's remuneration allowable as a deduction and revised TDS/TCS threshold limits. What is the Rebate available under section 87A?

What is the IRS deduction for 2025?

For tax year 2025, the IRS standard deductions increased significantly due to inflation and the "One Big Beautiful Bill," with amounts like $15,750 for single filers and $31,500 for married filing jointly, plus new temporary deductions for qualified tips, overtime, and car loan interest, while also adjusting limits for credits like the Retirement Savings Contributions Credit.
 

What is the new tax rebate for 2025?

Under the new income tax regime for 2025-26, any taxable income up to ₹12,00,000 attracts a full rebate of ₹60,000 (under Section 87A), resulting in a nil tax liability.

Who is eligible for the cash payout 2025?

You must be aged 21 and above in 2025; Your Income Earned in 2023 as assessed by IRAS (Assessable Income (AI) for the Year of Assessment (YA) 2024) must not exceed $39,000; The Annual Value (AV) of your home (as indicated on your NRIC) as at 31 December 2024 must not exceed $31,000; and.

What is considered a senior citizen in 2025?

Age 65 is widely recognized as the traditional benchmark for becoming a senior citizen. It is the age at which individuals become eligible for Medicare, the federal health insurance program for older adults. Many senior housing communities and senior care services use 65 as the minimum age for participation.

What benefits do you get when you're over 60?

What pension and tax benefits can I claim?

  • State pension. The state pension is paid once you reach the age of 66, rising to 67 between 2026 and 2028. ...
  • Pension credit. ...
  • National Insurance exemption. ...
  • Housing benefit. ...
  • Winter fuel payment. ...
  • Cold weather payment. ...
  • Free bus pass. ...
  • Senior railcard.

What is the standard deduction for fy 2025-2026?

For the 2025 tax year (Assessment Year 2025-26), the standard deduction amounts are $15,750 for Single/Married Filing Separately, $31,500 for Married Filing Jointly/Qualifying Surviving Spouse, and $23,625 for Head of Household, with additional amounts available for those 65 or older/blind, according to IRS inflation adjustments and the One Big Beautiful Bill Act (OBBBA).
 

What is the tax table for 2025?

The 2025 U.S. federal income tax tables show seven tax brackets (10% to 37%), with income thresholds adjusted for filing status (Single, Married Filing Jointly, Head of Household), with examples like 10% for singles up to $11,925 and 12% up to $48,475, while married couples get wider brackets like 12% up to $96,950; these tables are used to calculate taxes on taxable income, with the standard deduction also increasing for 2025.

How do you avoid the 22% tax bracket?

To avoid the 22% tax bracket (or any higher bracket), focus on reducing your taxable income through strategies like maxing out 401(k)s and HSAs, deferring bonuses, tax-loss harvesting, smart charitable giving, and strategic asset location, understanding that higher rates only apply to income within that bracket, not your entire income.