Yes, many popular payment apps work in Canada, including Apple Pay, Google Pay/Google Wallet, PayPal, Wise, and Square, while some US-focused apps like Venmo and Cash App do not operate in Canada, with Canadians often using Interac e-Transfer, Wealthsimple Cash, and KOHO for peer-to-peer payments. Mobile wallets like Apple Pay and Google Pay work with most Canadian debit and credit cards for contactless payments, and PayPal is a strong option for online and international transfers, though watch for fees.
Best Payment apps in Canada 2025
Is there Venmo or Cash App in Canada? No, Venmo and Cash App aren't available in Canada. Canadians looking for reliable peer-to-peer payment apps can instead consider alternatives like Interac e-Transfer, PayPal, KOHO, and Wealthsimple Cash.
Yes, PayPal works extensively in Canada for online shopping, sending/receiving money domestically and internationally, and managing finances, supporting CAD and other currencies, allowing users to link bank accounts or cards for transactions, though fees apply for certain international or card-funded payments. It's a widely used platform, even accepted by major Canadian retailers, and serves as a common alternative to other services like Venmo in Canada, note this Wise article.
PayPal is a unique platform that allows you to send and receive money with your email and phone. Unlike Cash App, PayPal is also widely used in Canada, the USA and other countries around the world.
Best ways to send money to Canada from the US with WISE
The best way to send United States dollar to Canadian dollar is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Canadians cannot download, register, or use Venmo, even for transactions with U.S. users. Instead, Canadians can use alternatives like Interac e-Transfer, PayPal, Wealthsimple Cash, or Wise for local and international money transfers.
Google Wallet and Google Pay – Google Wallet stores payment cards, IDs, transit passes, and more, while Google Pay allows contactless transactions. PayPal – A widely accepted digital wallet for online shopping, often used in Canada for business and peer-to-peer transactions.
The Western Union app lets you send money on the go, anytime and anywhere to a bank account or for cash pickup. Start transferring money from Canada to the US on the move in a few simple steps: 1. Log in to the Western Union app with Touch ID or your credentials.
Venmo Isn't Available In Canada
Venmo is unavailable in Canada or anywhere else outside the United States of America. But, why is that? The requirements to be on-boarded on Venmo include: The user must be physically located or resident in the USA.
Apple Pay participating banks in Canada, Latin America, and the United States. Apple Pay works with many of the major credit and debit cards from the top banks. Just add your supported cards and continue to get all the rewards, benefits, and security of your cards. We're working with more banks to support Apple Pay.
How to make $100 a day online
Send USD to Interac e-Transfer in Canada securely with Remitly. Enjoy great rates, no hidden fees, and fast delivery through your preferred method. Popular currencies are supported, with access to thousands of trusted providers worldwide.
While Zelle is a popular way to send money within the US, Canada has its own go-to peer-to-peer (P2P) payment system—Interac e-Transfer4. Used by millions of Canadians, Interac e-Transfer allows fast and secure money transfers between bank accounts, making it one of the closest equivalents to Zelle.
A closer look at the best money transfer apps in Canada
Using a money transfer service provider is the best way to send money internationally. Costs can vary depending on the amount you're sending, what country you're sending it to, how quickly it needs to arrive, how you pay for it and how it's delivered to the recipient.
PayPal currency conversion fee
Transaction such that the recipients receive a different currency from the currency in which the sender pay involving the following types of transaction is 4% of the transaction value: Paying for goods or services. Sending money to friend or family. Sending money using PayPal Payout.
PayPal. PayPal is a unique platform that allows you to send and receive money with your email and phone. Unlike Cash App, PayPal is also widely used in Canada, the USA and other countries around the world.