What qualifies as head of household for tax purposes?

Asked by: Fletcher Murazik  |  Last update: August 1, 2025
Score: 4.7/5 (28 votes)

Head of Household (HOH) is a filing status you can use if you're unmarried and maintain a home for a qualifying person, such as a child or relative. For this reason, the Head of Household filing status is commonly compared to the Single filing status.

Who qualifies as a head of household in the IRS?

Generally, to qualify for head of household filing status, you must be able to claim a qualifying child or qualifying relative as a dependent. However, a custodial parent may be eligible to claim head of household filing status based on a child even if the custodial parent released a claim to exemption for the child.

Is it better to claim single or head of household?

Head of household (HOH) filing status allows you to file at a lower tax rate and a higher standard deduction than the filing status of single. But to qualify, you must meet specific criteria. Choosing this status by mistake may lead to your HOH filing status being denied at the time you file your tax return.

Can I claim head of household without claiming a dependent?

You don't have to have a dependent claimed on your return in order to file as a Head of Household. You still may be able to file using the status even if your ex-spouse claims a child as a dependent. Head of Household status can be claimed by the spouse who has custody more than half of the year.

How does the IRS verify head of household?

To file as head of household, you must pass three tests: the filing status test, the qualifying person test, and the cost of keeping up a home test.

Head of Household | What it means & the tax benefits associated with this filing status

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What proof do you need to claim head of household?

To qualify for the HOH filing status, you must have a qualifying person who is related to you and meets the requirements of either a qualifying child or qualifying relative. You must also pay more than half the cost of keeping up your home in which you and your qualifying person lived for more than half the year.

Who gets audited by the IRS the most?

Businesses that show losses are more likely to be audited, especially if the losses are recurring. The IRS might suspect that you must be making more money than you're reporting—otherwise, why would you stay in business? Most likely to be audited are taxpayers reporting small business losses.

What happens if two people in the same house claim head of household?

There can't be two Head of Households per household. This is because of the requirement that the Head of Household paid more than 50% of the total household expenses. Two people in one household can't both pay more than 50%. There can be two households per home.

How to determine if you can claim someone as a dependent?

Age: Be under age 19 or under 24 if a full-time student, or any age if permanently and totally disabled. Residency: Live with you for more than half the year, with some exceptions. Support: Get more than half their financial support from you.

Can I file head of household if I live alone?

While filing as head of household is most commonly associated with parents supporting children, it's possible to claim this status even if you live alone, as long as you meet specific IRS requirements.

Will I get more money back if I file head of household?

Filing as head of household will put you in a lower tax bracket than if you filed as single. It also enables you to claim a higher standard tax deduction on your tax return. This is because you are supporting one or more people besides yourself.

Can I claim my girlfriend as a dependent?

Your significant other earned less than $5,050 for 2024.

According to the IRS dependent rules, your boyfriend or girlfriend must have earned less than $5,050 for the 2024 tax year if you want to claim them as a dependent.

Which filing status gives the biggest refund?

Married filing jointly is the most common filing status for married couples. This status has the highest standard deduction and some of the most beneficial tax rate brackets. You file together and report combined income, along with your combined deductions and qualifying credits on the same return.

Can I claim myself as a dependent?

No. You can't claim yourself as a dependent on taxes. Tax dependency is applicable to your qualifying dependent children and relatives only.

What is the penalty for filing head of household while married?

What's the penalty for filing as head of household while married? There's no tax penalty for filing as head of household while you're married. But you could be subject to a failure-to-pay penalty of any amount that results from using the other filing status.

Who should claim the house on taxes if not married?

A general rule of thumb is the person paying the expense gets to take the deduction. In your situation, each of you can only claim the interest that you actually paid. In order to claim the deduction you must have a legal ownership in the property and a responsibility to pay the mortgage.

Can an adult be claimed as a dependent?

There is no age limit for how long you can claim adult children or other relatives as dependents, but they must meet other IRS requirements to continue to qualify. Additionally, once they are over 18 and no longer a student, they can only qualify as an "other dependent," not a qualifying child.

Can I claim my dog as a dependent?

Unfortunately, pets do not count as dependents in the eyes of the IRS.

What are the four requirements to claim a dependent?

To claim a child as a dependent on your tax return, the child must meet all of the following six requirements.
  • The child has to be part of your family. ...
  • The child has to be under a certain age. ...
  • The child has to live with you. ...
  • The child can't provide more than half of their own financial support.

What are the IRS rules for head of household?

To file as head of household you must furnish over one-half of the cost of maintaining the household for you and a qualifying person. Therefore, only one of the parents will have contributed more than one-half of the cost of maintaining the household and be eligible to file as head of household.

Can I claim head of household with an adult dependent?

To qualify for head of household filing status, you must be entitled to a Dependent Exemption Credit for your qualifying relative. Therefore, the qualifying relative must also meet the two additional tests for dependency (joint return test and citizenship test).

What happens if you falsely file head of household?

If someone claims head of household when they understand they are not entitled to, they could be charged with tax fraud.

What raises red flags with the IRS?

Another easily avoidable audit red flag is rounding or estimating dollar amounts on your tax return. Say, for instance, you round $403 of tip income to $400, $847 of student loan interest to $850, and $97 of medical expenses to $100. The IRS is going to see all those nice round numbers and think you're making them up.

How far back can the IRS audit you?

Generally, the IRS can include returns filed within the last three years in an audit. If we identify a substantial error, we may add additional years. We usually don't go back more than the last six years. The IRS tries to audit tax returns as soon as possible after they are filed.

What is an eIC on taxes?

The Federal and California Earned Income Tax Credits (EITCs) are special tax breaks for people who work part time or full time. This means extra cash in your pocket. If you have work income, you can file and claim your EITC refunds, even if you don't owe any income tax.