What to say to a client who hasn't paid?

Asked by: Prof. Doyle Schmeler V  |  Last update: June 1, 2026
Score: 4.5/5 (38 votes)

Follow up immediately but politely when an invoice becomes overdue, using email to remind them of the due date and provide a copy of the invoice. If there is no response after a week or two, send a second, firmer email or call them to inquire about the delay, offering to discuss potential issues.

What to say to a client who is not paying?

Instead, provide them a way out by saying, "Okay, I'll make a note that we should expect your payment within the next 7 days. We will hold off from escalating the matter until the provided deadline." By doing so, you enable and encourage your customer to promptly send out a check.

How to deal with a client who won't pay?

Getting a Client to Pay an Invoice after Nonpayment

  1. Contact the customer. The first step is to make contact with the customer. ...
  2. Assess interest or late fees on unpaid invoices. ...
  3. Send a formal debt collection letter. ...
  4. Call a collection agency. ...
  5. Take legal action for nonpayment of invoices. ...
  6. Pay attention to your staff.

How to politely tell someone they haven't paid you?

To politely ask for late payment, send a friendly, factual reminder email the day after the due date, including the invoice number, amount, and a link to the original invoice, keeping a helpful tone and offering assistance for any questions or issues, while gently escalating firmness with subsequent reminders if needed, but always maintaining professionalism and offering payment options. 

How do you politely remind a client for payment?

Aim for a clear and polite tone. Include your branding and the invoice number so it's easy for your client to identify. In a payment reminder email, it's important to be clear and courteous. Mention the overdue balance, invoice number, and due date clearly while being respectful.

How to Deal With a Client That Won't Pay! | Chasing Freelance Payments

42 related questions found

How do I tell a client they need to pay?

Email reminders

  1. Invoice number and date: Helps clients identify the payment due.
  2. Payment amount and due date: Clearly state the owed amount and deadline.
  3. Friendly tone: Keep it professional yet warm to nurture client relationships.
  4. Additional payment options: Offer various payment methods for prompt payments.

What phrases encourage prompt payment?

These can help more customers pay on time. Hi [Name]. A friendly reminder that your payment of [Amount] for [Service] is due on [Date]. Please pay on or before that date to avoid any late fees.

How to professionally tell someone to pay up?

Key takeaways

  1. Send two payment reminder emails to clients before the due date.
  2. Clearly define payment terms and time frames in the contractual agreement before starting to work with a client.
  3. When asking for payment, be professional, polite, and persistent through concise emails or phone calls.

How do you message someone who hasn't paid you?

“Hi [Name], I wanted to follow up on my email from last week about invoice #12345 for [amount], which was due on [date]. I haven't received payment yet, so I wanted to check if you had any questions or concerns about the invoice.” This approach accomplishes a few things: It shows you're keeping track of the situation.

How to ask overdue payment from customer?

5 Ways To Professionally (And Effectively) Ask For Late Payments

  1. Send the First Reminder One Week Before the Payment Due Date. ...
  2. Second Payment Reminder: On the Due Date. ...
  3. Third Payment Reminder: One Week After the Due Date. ...
  4. Fourth Payment Reminder: Two Weeks After the Due Date.

How to force a client to pay?

There are several steps you can take for a client who won't pay:

  1. Write a very clear email and reattach your contract. Send a friendly email reminder to a customer for payment. ...
  2. Work with a lawyer to send a payment demand letter. ...
  3. Take legal action. ...
  4. Hire a debt collector.

When a client hasn't paid?

You may be able to take formal debt recovery action if a customer repeatedly fails to pay the money they owe you. Your first step should be to issue a final request for payment and give them 7 days to pay what they owe. If this is unsuccessful, you may need to consider issuing them with a Statutory Demand.

What to do when a customer walks out without paying?

Let the customer know that you mean business by setting a firm deadline for payment. Make it known that if the bill remains unpaid beyond this deadline, there will be consequences – such as suspending further services or taking legal action if necessary. Being firm doesn't mean being rude.

How to handle a client who won't pay?

What to do if a customer doesn't pay

  1. Follow up immediately. ...
  2. Call them or schedule a meeting. ...
  3. Send a debt collection letter. ...
  4. Hire a collection agency. ...
  5. Consider letting it go. ...
  6. Research your new prospects. ...
  7. Be clear with your payment policies. ...
  8. Send invoices immediately and schedule reminders.

How do you write a message to someone who owes you money?

Send a formal letter: Draft a formal letter (or email) requesting repayment, including the amount owed, the date of the loan, and any previous attempts to collect the debt. This serves as a formal record of your request.

How do you politely chase an unpaid invoice?

How to chase late payments

  1. Write a payment request letter or email. ...
  2. Send an overdue invoice. ...
  3. Send a statement of accounts. ...
  4. Make the phone call and prepare to negotiate. ...
  5. Charge a late payment fee. ...
  6. Cut them off until outstanding invoices are paid. ...
  7. Hire a debt collector. ...
  8. Call in the lawyers.

How do you remind a client to pay you?

It's best to send your first payment reminder email a week before the payment is due, and then again on the day the payment is due. Keep your message short, friendly, and professional, and be sure to include an explanation of how they can pay, along with a clear date the payment must be made by.

What to say to a customer who refuses to pay?

Before pursuing legal action, send a final demand letter to the customer refusing to pay. It should clearly state the amount due, the due date, and the consequences of a missed payment. It's crucial that this letter is professionally written and highlights the urgency of the situation.

What to say to someone who hasn't paid you?

Write in a friendly tone, even if payments are late. Make the payment due date clear, and reiterate the payment terms they agreed to. Remind them how they can pay, and list the payment methods you offer. Provide clear details of the work they're paying for.

How to follow up payment from client?

If a customer still hasn't paid on this late invoice, follow up on your initial email after one week with a friendly payment reminder. If that doesn't work, send another reminder in two weeks, then one month later. Be clear about how late the invoice is and ask them to reach out if they have questions or concerns.

How do I politely remind someone to pay me back?

How to Politely Remind Client to Pay You: 10 Actionable Tips

  1. Be clear from the start.
  2. Send a friendly reminder email.
  3. Automate and conquer.
  4. Include payment details.
  5. Offer multiple payment options.
  6. Personalize your communication.
  7. Include late payment fees (if applicable)
  8. Highlight the benefits of timely payment.

How do I prompt someone to pay?

How to ask someone to pay you for work

  1. Avoid letting too much time pass from the payment due date. ...
  2. Set up an emailing schedule. ...
  3. Send polite reminders before the due date. ...
  4. Send a polite but direct email on the due date. ...
  5. Firmly remind them when your invoice is overdue. ...
  6. Call them if they still don't pay you.

How do you humbly ask for payment?

Consider the following:

  1. Be as direct as possible,
  2. Come up with a clear call to action,
  3. Ask the client to confirm they received the invoice email,
  4. Emphasize the time the invoice is overdue, and.
  5. Include a copy of the original invoice in the attachment.

How can I handle late payments professionally?

How To Handle Late Payments

  1. Send Friendly Reminders. A gentle reminder shortly after a missed payment can prompt clients to act without feeling pressured. ...
  2. Follow Up with a Phone Call. ...
  3. Send a Formal Past-Due Notice. ...
  4. Consider Late Fees. ...
  5. Offer Payment Solutions.

What if a client refuses to pay?

Dealing with a non-paying client can be frustrating and ugly, and it can make you feel cheated. If regular reminders don't work, contact higher-ups in the client's company or issue a formal debt collection letter to escalate the situation. When all else fails, take legal action or hire a collection agency.