What to say when an invoice is overdue?

Asked by: Giovanni Erdman  |  Last update: August 24, 2026
Score: 4.7/5 (50 votes)

When an invoice is overdue, send a polite but firm, direct email that includes the invoice number, amount, and original due date. Re-attach the invoice to prevent delays, and ask them to confirm receipt of the message or to contact you if they have questions.

What do you say when an invoice is overdue?

Our records show that [account number] is overdue. The balance due is [amount], and an invoice is attached. I appreciate you giving this your immediate attention. If the payment has already been sent, please disregard this notice.

How do I politely remind someone to pay their invoice?

How Do You Write a Friendly Payment Reminder?

  1. Start with a Friendly Greeting: “Hi [Client's Name], I hope this finds you well.”
  2. State the Purpose Clearly: “I just wanted to send a quick reminder about Invoice #12345, which was due on [due date].”
  3. Offer Assistance: ...
  4. Close Positively:

How do you politely chase an overdue invoice?

How to chase late payments

  1. Write a payment request letter or email. ...
  2. Send an overdue invoice. ...
  3. Send a statement of accounts. ...
  4. Make the phone call and prepare to negotiate. ...
  5. Charge a late payment fee. ...
  6. Cut them off until outstanding invoices are paid. ...
  7. Hire a debt collector. ...
  8. Call in the lawyers.

How to politely ask for overdue payment?

Aim for a clear and polite tone. Include your branding and the invoice number so it's easy for your client to identify. In a payment reminder email, it's important to be clear and courteous. Mention the overdue balance, invoice number, and due date clearly while being respectful.

How To Collect Money From Past Due Clients

29 related questions found

How do I ask someone to pay an overdue invoice?

If you're wondering how to request payments, payment reminder emails are the best way to do so. Based on our firsthand experience, a phone call or request for payment via text message are options, but will likely annoy your customer.

How do I prompt someone to pay an invoice?

  1. Don't panic when the due date passes.
  2. Try to write a friendly, non-threatening payment request email subject line.
  3. Always attach a copy of the overdue invoice.
  4. Politely remind clients of the payment terms.
  5. Add your bank account or payment provider information to your payment request.

How do you politely ask a client to pay an invoice?

Send a friendly nudge before the invoice due date, then follow up with firmer messages if the payment becomes overdue. Include key details to get faster payments by listing the invoice number, payment link, and your business name in the subject line so clients can act quickly and avoid confusion.

How do you follow up on an overdue invoice?

  • Review past due invoices.
  • Set clear payment expectations upfront.
  • Send an overdue invoice notice via email.
  • Escalate the follow-up if necessary.
  • Personalize the final communication.
  • Create a follow-up schedule.
  • Take legal action (last resort)

How long is it reasonable to wait for an invoice?

What is the correct time to issue an invoice? Put simply, you should issue the invoice as soon as the service is completed or the product is delivered. The sooner you issue the invoice, the more likely it will be on the customer's mind, and the quicker they'll pay the amount due.

How to professionally tell someone to pay their bill?

I'm reaching out to you to remind you that your payment of [payment total] for invoice [invoice number] with us is [number of days] overdue. According to our records, you should've received the invoice I'm referring to in the mail on July 5, 2022. This is a courtesy reminder and we understand that you're busy.

What phrases encourage prompt payment?

These can help more customers pay on time. Hi [Name]. A friendly reminder that your payment of [Amount] for [Service] is due on [Date]. Please pay on or before that date to avoid any late fees.

How long before a payment is considered overdue?

After 30 days, generally, the late payment will appear on your credit report. Late payments generally stay on your credit report for 7 years from the date of the missed payment, though the older a late payment is, the less of an impact it typically has on your credit score.

How do you politely remind someone to pay an invoice?

Tips for writing an effective payment reminder email

  1. Include the invoice number and due date in the email subject line. ...
  2. Reattach the original invoice to your payment reminder message. ...
  3. Keep the copy short and professional, but with a friendly tone. ...
  4. Include ways to pay and what the payment terms are.

How do you use overdue payment in a sentence?

Examples of Overdue Payments in a sentence

If there are Overdue Payments outstanding for more than thirty (30) days, Modernizing Medicine reserves the right to suspend Users' access to the Software until such amounts are paid in full.

What to do when a customer hasn't paid an invoice?

Issue a Final Demand Letter

If the invoice remains unpaid, a formal demand letter detailing the outstanding amount, deadline for payment, and potential consequences of non-payment may be necessary. This serves as an official notice before considering legal action.

How do I get someone to pay an overdue invoice?

What to do when you haven't been paid

  1. 1 Review the terms of your contract. If you have a written contract, the first thing to do is to read it carefully. ...
  2. 2 Send a reminder. ...
  3. 3 Send a letter of demand. ...
  4. 4 Get help with dispute resolution. ...
  5. 5 Use a debt collection agency. ...
  6. 6 Take legal action.

How do I politely send a follow-up email?

The ideal follow-up template should be clear, concise, and actionable. Start with a polite greeting, state your purpose in a couple of lines, and end with a clear call-to-action that guides the client on what to do next. A short but compelling subject line – try to include part or all of your request if possible.

What to do if an invoice is late?

Start by sending a friendly email reminding them of the overdue invoice and asking when you can expect to receive payment. If you haven't received payment after a week or two, follow up again, and this time, send an updated invoice.

How can I handle late payments professionally?

How To Handle Late Payments

  1. Send Friendly Reminders. A gentle reminder shortly after a missed payment can prompt clients to act without feeling pressured. ...
  2. Follow Up with a Phone Call. ...
  3. Send a Formal Past-Due Notice. ...
  4. Consider Late Fees. ...
  5. Offer Payment Solutions.

How do I tell a client they need to pay?

Email reminders

  1. Invoice number and date: Helps clients identify the payment due.
  2. Payment amount and due date: Clearly state the owed amount and deadline.
  3. Friendly tone: Keep it professional yet warm to nurture client relationships.
  4. Additional payment options: Offer various payment methods for prompt payments.

What to do if a client refuses to pay an invoice?

Getting a Client to Pay an Invoice after Nonpayment

  1. Contact the customer. The first step is to make contact with the customer. ...
  2. Assess interest or late fees on unpaid invoices. ...
  3. Send a formal debt collection letter. ...
  4. Call a collection agency. ...
  5. Take legal action for nonpayment of invoices. ...
  6. Pay attention to your staff.

How to ask for payment without being rude?

Ask for payment nicely over the phone

  1. Introduce yourself and explain why you're calling,
  2. Be concise and polite,
  3. Try not to use slang words and expressions,
  4. Don't make direct accusations about the client not paying you,
  5. Maintain a polite tone that gives your client the benefit of the doubt, and.

How do I send a gentle reminder to my client?

Gentle Reminder Message for Meeting / Appointment

I hope you're doing well. I just wanted to send a quick reminder about your upcoming appointment scheduled for [Date & Time]. If you have any questions or need to reschedule, please feel free to reach out. Looking forward to seeing you then!

How to chase an overdue invoice?

How to chase unpaid invoices. If the invoice isn't paid on the due date, then it's worth a polite enquiry to the accounts department to check that they have all the correct paperwork and to resend anything missing. Ask when the overdue invoice will be paid.