What's special about turning 62?

Asked by: Mr. Frederic Satterfield  |  Last update: July 6, 2025
Score: 4.7/5 (62 votes)

Turning 62 is a big milestone for Americans. For many, it marks the end of a long career and possibly the beginning of monthly Social Security checks showing up in their bank accounts.

Why is age 62 significant?

The earliest you can start Social Security benefits is age 62. However, just because you can start benefits does not mean that you should. Your monthly Social Security paycheck increases significantly for every month and year you delay starting, up until your full retirement age (around age 67).

Are there any benefits at age 62?

You can receive Social Security retirement benefits as early as age 62. However, we'll reduce your benefit if you start receiving benefits before your full retirement age. For example, if you turn age 62 in 2025, your benefit would be about 30% lower than it would be at your full retirement age of 67.

Is 62 a special birthday?

Turning 62. A Beddian birthday is when you are the same age as the year you were born. Beddian years only come around once in a lifetime. Everyone gets one; noticing that yours has arrived is a very big deal.

What happens when you are 62 years old?

You can start receiving your Social Security retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount.

8 GOOD REASONS to File for Social Security at Age 62

28 related questions found

What happens to your body at 62?

With age, your body accumulates more fat and deposits more of it around your middle, while at the same time you're losing muscle, all of which introduces higher odds for developing a cadre of health problems — high blood pressure and cholesterol, type 2 diabetes, sleep apnea and a decline in physical functioning.

Is 62 considered elderly?

In the United States it is generally considered that a senior citizen is anyone of retirement age, or a person that has reached age 62 or older. However the standard threshold for Medicaid is age 65.

Why is 62 special?

the number of faces of two of the Archimedean solids, the rhombicosidodecahedron and truncated icosidodecahedron. the smallest number that is the sum of three distinct positive squares in two (or more) ways, the only number whose cube in base 10 (238328) consists of 3 digits each occurring 2 times.

What should you do when you turn 62?

What To Do The Day You Turn 62
  1. Make A Social Security Plan. Social Security is a whole different ball game for high-net-worth individuals. ...
  2. Avoid Tax Headaches. ...
  3. Consider Long-Term Care. ...
  4. Create Some Retirement Goals.

What is the color for 62nd birthday?

62nd Birthday Design, luxurious golden color 62 years Birthday celebration.

Is 62 a good age for Social Security?

You can start receiving your Social Security retirement benefits as early as age 62. However, you are entitled to full benefits only when you reach your full retirement age. If you delay taking your benefits from your full retirement age up to age 70, your benefit amount will increase.

What is the $1000 a month rule for retirement?

The $1,000 per month rule is designed to help you estimate the amount of savings required to generate a steady monthly income during retirement. According to this rule, for every $240,000 you save, you can withdraw $1,000 per month if you stick to a 5% annual withdrawal rate.

How do I get the $16728 Social Security bonus?

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

Is 62 still middle aged?

Middle age (or middle adulthood) is the age range of the years halfway between childhood and old age. The exact range is subject to public debate, but the term is commonly used to denote the age range from around 40 to around 65 years.

What happens if I retire at 62 instead of 67?

If a worker begins receiving benefits before his/her normal (or full) retirement age, the worker will receive a reduced benefit. A worker can choose to retire as early as age 62, but doing so may result in a reduction of as much as 30 percent.

What is the most important age in a person's life?

The most important phase of life is the first few years when you are a child. That's when the brain grows really fast – faster than any other time in our life. The brain makes [more than 1 million] new connections every second!

How much money should a 62 year old have?

Experts suggest saving eight to ten times one's annual income by age 62, but many Americans must catch up, making careful planning necessary. Inflation and investment returns significantly impact your retirement savings, so a diversified portfolio is crucial in maintaining purchasing power.

How to be happy at 62?

20 tips for a happy retirement
  1. Get your finances in order. Organise your money so you can work out what you'll have to live on. ...
  2. Wind down gently. Ensure a smoother transition by retiring in stages. ...
  3. Prepare for ups and downs. ...
  4. Eat well. ...
  5. Develop a routine. ...
  6. Exercise your mind. ...
  7. Keep physically active. ...
  8. Make a list.

What is the #1 reason to take Social Security at 62?

Those facing financial emergencies, such as a layoff or debt, may benefit from accessing Social Security early. If you retire early and need extra income, Social Security benefits can provide supplemental funds to support your new lifestyle, hobbies or retirement activities.

Why is 62 important?

Many people retire at 62 because that's the earliest you can collect Social Security retirement benefits. But just because you can claim monthly benefits at 62 doesn't always mean you should.

What is 62 in the Bible?

Psalm 62 1

A psalm of David. My soul finds rest in God alone; my salvation comes from him. He alone is my rock and my salvation; he is my fortress, I will never be shaken.

Why is the number 62 special?

62 is a composite number, which means it can be divided by numbers other than 1 and itself. Its prime factors are 2 and 31, making it the product of these two prime numbers. This property places it in the realm of even numbers, which are integral to various mathematical theories and applications.

What benefits do you get at age 62?

The earliest you can start taking Social Security retirement benefits is 62. However, the Social Security Administration reduces benefits by 30% for people who retire at 62, meaning they receive just 70% of their full retirement benefit each month for life.

Is 62 too old to start over?

Being too old to start over is an 'outdated' concept, says career coach—how to navigate a professional reset. You're never too old to pivot in your career. The idea of pursuing something new can feel intimidating, especially after getting a college degree and spending years — decades, even — in a specific field.

At what age does old age begin?

The beginning of old age has been addressed by many writers and scholars over the centuries. From ancient literature to contemporary times, most authorities have located the beginning of old age around age sixty, although some thought it started around age forty.