Asked by: Claire Turner MD | Last update: February 26, 2026 Score: 4.9/5
(59 votes)
Asking for money, especially in personal contexts, requires sensitivity and honesty. A “good” excuse is one that's genuine and communicates your need effectively. This could be an unexpected financial hardship like medical bills, car repairs, or sudden unemployment.
What's a good excuse to get money?
Expenses like textbooks, groceries, or membership to a campus organization that will benefit your education are good reasons to ask for financial help. If your budget includes money for hobbies and entertainment, don't ask for more cash to buy a concert ticket or the newest smartphone.
How do you politely ask for money?
Crafting a Polite Request For Money
Be transparent: Be open and honest about your financial situation and your need for money. ...
Be specific: Be clear about the amount of money you need and the repayment terms. ...
Show gratitude: Express your gratitude for the person's consideration of your request. ...
Follow-up: ...
Respectful:
How to beg for money over text?
When asking for money through text, it's crucial to be honest and straightforward about your needs. Be upfront about your situation, specify the amount you need, and give a deadline for when you need it. Suggest a payment method that works for both parties and note when you'll repay them.
What to write when asking for money?
Start Strong: Introduce yourself and clearly state your purpose – you're requesting money.Briefly mention why you need it. Details Matter: Explain what you need the money for and how much you need. Be specific and provide details to justify your request.
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27 related questions found
How to request money in messages?
Use Messages to request a payment
Open a conversation in the Messages app or start a new conversation.
Tap the plus icon. , tap Apple Cash, enter the amount, then tap Request.
Tap the Send button. to request the payment.
How to ask for money in a cool way?
Here are a few best practices on how to ask someone for money politely.
Be Honest And Open. It is crucial you're being honest about why you need the money. ...
Have A Plan In Place. Coming up with a plan of attack to solve your financial situation is an essential item on your to-do list. ...
Put It In Writing.
How can I get money if I'm struggling?
Facing financial hardship
Food assistance. ...
Unemployment benefits. ...
Welfare benefits or Temporary Assistance for Needy Families (TANF) ...
Emergency housing assistance. ...
Rental assistance. ...
Help with utility bills. ...
Government home repair assistance programs.
How do you ask for money in a text message example?
“I wanted to remind you about the $50 I lent you a few months ago. I'm currently budgeting for some upcoming expenses, and getting that money back would be really helpful. Can we arrange a time for you to repay it? Thanks!”
What is a good reason to borrow money from a friend?
A few emergency reasons to borrow money could include debt consolidation, car or home repairs, medical bills, moving costs, or a large necessary purchase. Life is predictably unpredictable.
How do I ask for payment in a message?
Strong Outstanding Payment Request SMS Reminders
Please pay in full before the due date, or we'll have to take legal action." Template 2: "We need your overdue payment for the service within the next 3 business days; otherwise, you risk being charged late fees and penalties."
How to beg someone for help over text?
For example, you might say:
“Could you please do me a favor?”
“Can you give me a hand with this?”
“Would it be too much trouble for you to…”
“I could do with some help, please.”
“Could you spare me a few minutes of your time, please?”
How to borrow money from a friend message?
Steps
Make a list of friends and family members who you think could lend you money. ...
Be straightforward. ...
Be honest about why you need the money. ...
Offer to pay interest. ...
Consider offering up something of value as collateral. ...
Accept their answer. ...
Create an agreement stating the terms of your loan.
How can I get money when I have none?
There are several organisations that can support you if you are in need of emergency funding.These organisations can help you buy food or pay your bills.
Trust funds.
Credit unions.
Councils.
Energy providers.
The Government.
Charities.
Is $500 enough for an emergency fund?
Saving up just $500 can help you get prepared for the most common emergencies. Selling unwanted items, cutting back on miscellaneous expenses or taking on an extra job could help you get to $500 more quickly than you'd think. Then, you can focus on building a bigger cushion.
How do you give a good excuse?
How to come up with excuses/Alibis?
Keep it on the realistic side. Many people panic and create an unusual excuse that isn't credible at all, therefore they get busted easily.
Try and don't make it too complex. ...
Stick to your story once you say it.
If you're going to lie, make it as true as possible.
How do you respectfully ask for money?
Tips when asking for your money back
Be direct and honest: Don't beat around the bush. ...
Be understanding: If your friend struggles to repay you, offer to work out a payment plan to give them some extra time.
Set a deadline: When you ask for money back it's important to set a deadline for repayment.
How do you request money on messages?
Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request.
How to kindly ask for payment?
How to ask someone to pay you for work
Avoid letting too much time pass from the payment due date. ...
Set up an emailing schedule. ...
Send polite reminders before the due date. ...
Send a polite but direct email on the due date. ...
Firmly remind them when your invoice is overdue. ...
Call them if they still don't pay you.
How do I get money urgently?
You can get emergency money through a personal loan, credit card cash advance or payday loan. However, some of these options aren't ideal and can cost you a lot of money. You can also consider asking family or friends for money, using a 0% intro APR credit card or tapping into a HELOC.
What qualifies as financial hardship?
The IRS may agree that you have a financial hardship (economic hardship) if you can show that you cannot pay or can barely pay your basic living expenses. For the IRS to determine you are in a hardship situation, the IRS will use its collection financial standards to determine allowable basic living expenses.
Who will give me money right now?
Local community organizations may offer loans or short-term assistance to help with rent, utilities or other emergency needs. Religious groups may make small loans at low rates. Community centers and nonprofit associations in your area may also offer small loans.
How do you politely ask for money in a text example?
For example:
"I'm sorry to ask, but I really need the $50 you owe me so I can pay my CC bill. It's due in a week..."
"Can you help ya girl out? My car note is due on Friday and I'm short. ...
To be direct without actually having to confront them, send them a money request via PayPal. That might do the trick!
Where can I ask for help with money?
If you need help, take a look at these programs.
Temporary Assistance for Needy Families (TANF) ...
Low Income Home Energy Assistance Program (LIHEAP) ...
Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) ...
Supplemental Nutrition Assistance Program (SNAP) ...
Child Nutrition Support Programs.
How do you get someone to pay you?
How to get clients to pay their bills and invoices
Establish payment expectations early. ...
Determine the right person to send your invoice. ...