Cash limits and the costs to you
As of 2018, we have a check cashing limit of $5,000, although we increase this limit to $7,500 from January to April of each year. Our check cashing fees are $4 for any checks up to $1,000. For checks between $1,001 and $5,000, the fee is $8.
If you want to cash a check that's over $5,000, you'll usually need to visit a bank and you may have to wait a while to get your money. Under Regulation CC, banks may take up to seven business days to process large checks.
If you want to cash a personal check, the best option is to go to the bank that issued the check. ... Banks will typically cash a check for up to $5,000, but there may be a lower limit, depending on the bank — and financial institutions often charge a higher fee for checks above $5,000.
Cash your payroll, tax refund or government-funded checks at any of our stores—and load to a Balance® Financial Prepaid MasterCard®!
CVS does not offer check-cashing services to its customers in any of its stores. CVS does, however, accept personal and business checks as a form of payment. ... Alternative places to visit to get checks cashed include Walmart, Kroger, Safeway, and Wegman's, as well as your nearby bank or credit union.
Unlike visiting a bank branch, you can deposit a check into any ATM at any time, as long as the ATM accepts checks. Just like when visiting your branch though, you may still have to wait around two business days before having access to all the funds depending on the amount of the check.
Target. According to Target customer service, they do not cash personal checks. But they do accept them as payment.
Why Walmart Won't Cash Your Paycheck. Sometimes, Walmart declines the opportunity to cash a check because of insufficient bank funds, an unacceptable check type, or because the check exceeds the maximum acceptable check amount.
No law obligates banks and credit unions to cash checks for everyone, especially non-customers. Still, many banks across the country will cash checks for you. ... With these, you can usually cash checks at any of the bank's branch locations or ATMs. For example, Chase offers a prepaid card for a monthly fee around $5.
Banks don't place restrictions on how large of a check you can cash. However, it's helpful to call ahead to ensure the bank will have enough cash on hand to endorse it. In addition, banks are required to report transactions over $10,000 to the Internal Revenue Service.
Check Cashing Locations
Availability and check cashing limits vary by state and are subject to applicable law. Check with your local Walmart Money Center for more details. Our checks may also be cashed at 7-Eleven stores equipped with the Vcom check-cashing kiosk.
Although Dollar General does not cash checks, you can use personal and business checks to pay for goods at any store location. Your check must be authorized using a government-issued photo ID and Certegy.
Dollar tree has both checks and direct deposit.
7-Eleven stores are some of the best places to cash checks because there are over 8,000 convenient U.S. store locations and many offer 24/7 kiosks to complete the check-cashing process.
Walgreens accepts all personal checks as payment for items in-store, including prescriptions as of 2022. ... You can only write the amount you have to pay for the purchase and cannot use checks when buying online at Walgreens.
Your Bank or Credit Union
Your best bet for free check cashing is any bank or credit union with whom you have an account. At most institutions, account holders pay nothing to cash checks. Plus, you can deposit the check and withdraw cash later.
Check cashing
Bring your payroll, government, tax refund, business and insurance settlement checks to your nearest Kroger store to cash your check. Sign up for our Shopper's Card and fees* start at $3 for checks up to $2,000, and $5.50 for anything between $2,000.01 and $5,000.
ACE Check Cashing
Personal checks? ACE can get you cash today! We even cash large and hard-to-cash checks. All you need is a valid, government-issued ID.