Where can I cash a government check for free?

Asked by: Antonetta Brekke  |  Last update: February 9, 2022
Score: 4.5/5 (16 votes)

Your Bank or Credit Union
Your best bet for free check cashing is any bank or credit union with whom you have an account. At most institutions, account holders pay nothing to cash checks. Plus, you can deposit the check and withdraw cash later.

What store will cash a government check?

Many large grocery stores, convenience stores and discount store chains such as Giant Eagle, Walmart, Giant, Publix, Circle K, 7-Eleven, Safeway and Dominick's often cash government checks for a small fee.

Where is the cheapest place to cash a government check?

  • Your Local Bank. One of the best places to cash a check is your local bank. ...
  • A Local Credit Union. ...
  • The Issuing Bank. ...
  • Regions Bank. ...
  • Local Retailers And Grocery Stores. ...
  • Gas Station Travel Centers. ...
  • Transact by 7-Eleven. ...
  • Cash Your Check Using an App.

Where can I cash a government check without a bank account?

Cash a Check Without a Bank Account
  • Cash it at the issuing bank (this is the bank name that is pre-printed on the check)
  • Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.)
  • Cash the check at a check-cashing store.

Can you cash a government check at the post office?

Treasury checks, not more than 1 year old, may be cashed at Post Offices and postal retail units provided that sufficient funds are available.

WHERE TO CASH A CHECK WHEN YOU DON'T HAVE A BANK ACCOUNT

41 related questions found

Where can I cash a check from the U.S. Treasury?

Check Cashing Service

Check cashing stores, such as Advance America, ACE Cash Express and Check into Cash will cash treasury checks for a fee. Fees vary depending on the amount of the check and the state you live in, so call the store and ask what the fee is before you decide to use a check cashing service.

Can I cash a check at any bank?

No law obligates banks and credit unions to cash checks for everyone, especially non-customers. Still, many banks across the country will cash checks for you. ... With these, you can usually cash checks at any of the bank's branch locations or ATMs. For example, Chase offers a prepaid card for a monthly fee around $5.

How much does Walmart charge to cash a government check?

Walmart will charge a small fee to cash stimulus checks

The store charges $8 to cash a stimulus check that's $1,000–$5,000. In August 2020, Walmart decreased its check-cashing limit from $7,500 to $5,000.

Does Walgreens cash government checks?

Cash your payroll, tax refund or government-funded checks at any of our stores—and load to a Balance® Financial Prepaid MasterCard®!

Does Walmart cash government checks?

What kinds of checks we cash. There are a number of different checks that we can cash for you at checkout lines. These include payroll checks, government checks, tax refund checks, cashiers' checks, insurance settlement checks and 401(k) or the retirement account disbursement checks.

Can you cash checks at Dollar General?

Although Dollar General does not cash checks, you can use personal and business checks to pay for goods at any store location. Your check must be authorized using a government-issued photo ID and Certegy.

Where can I cash a 3rd party stimulus check?

The new check holder may then receive the funds by cash or deposit by any institution that honors third-party checks. Many banks, check-cashing stores and even convenience stores will cash your third-party IRS check because they know the check is valid.

Can you cash a check at an ATM?

Unlike visiting a bank branch, you can deposit a check into any ATM at any time, as long as the ATM accepts checks. Just like when visiting your branch though, you may still have to wait around two business days before having access to all the funds depending on the amount of the check.

Can you cash a Treasury check at an ATM?

Treasury checks deposited into ATM machines or night-drops can be held. Only checks deposited in person by the payee into the payee's account are exempt.

Can I cash a government check online?

At EZ Money Online, we make it easy to get your stimulus check, tax refund, or other government check cashed quickly, so you can be on your way with your money. All you need is your government-issued ID.

Is Walmart cashing stimulus checks?

Walmart, for example, will cash a government check of up to $5,000. Their fee is $4 for a check up to $1,000; $8 for a check above that amount. You can also have the amount of your stimulus check added to a Walmart "MoneyCard," which is a prepaid debit card.

Can CVS cash checks?

CVS does not offer check-cashing services to its customers in any of its stores. CVS does, however, accept personal and business checks as a form of payment. ... Alternative places to visit to get checks cashed include Walmart, Kroger, Safeway, and Wegman's, as well as your nearby bank or credit union.

Where can I cash my stimulus check?

Where can I cash my third stimulus check? Irs phone number and everything you need to know...
  • Walmart. Cashing fee: Up to eight dollars. ...
  • Local banks. Cashing fee: Five to 20 dollars. ...
  • Check cashing stores. Cashing fee: Up to three percent. ...
  • PayPal. Cashing fee: Free. ...
  • Ingo Money. Cashing fee: Up to one percent.

Can you cash a check at 711?

7-Eleven stores are some of the best places to cash checks because there are over 8,000 convenient U.S. store locations and many offer 24/7 kiosks to complete the check-cashing process.

Will Walmart cash a third-party stimulus check?

Walmart does not cash third-party checks at any of its stores due to the inherent risk of fraud associated with third-party checks. ... To get the check cashed, you will have to be present with the original payee, pay a fee, and present a valid photo ID.

Can you cash a check at Target?

Target. According to Target customer service, they do not cash personal checks. But they do accept them as payment.

Where can I cash my post dated stimulus check?

Yes. Banks and credit unions generally don't have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice. Contact your bank or credit union to learn what its policies are.

Can I cash my check at Bank of America?

Yes, if it's a good check, you have sufficient ID, and the bank is sure the customer wrote the check Some of this will be bypassed if the check is small, but the larger the check, the more careful the bank is. Yes, Bank of America charges an $8.00 fee for cashing on-us checks for non-customers.

Can I cash a check at a bank that's not mine?

No, a bank or credit union is not obligated to cash the check. If you go to a bank or credit union where neither you nor the person writing the check has an account, the bank or credit union will often refuse to cash the check.

How do you cash a check when the bank is closed?

Here are your check cashing options when the banks are closed:
  1. 1 Banks and Credit Unions With Extended Hours.
  2. 2 24 Hour ATMs.
  3. 3 Retailers and Grocery Stores.
  4. 4 Check Cashing Stores.
  5. 5 Try Depositing Instead of Cashing.