Monday through Friday: If your application is approved by 1:30 p.m. CT Monday – Friday, you will generally receive your funds by end of that day. If your application is approved after 1:30 p.m. CT, you will generally receive your funds from the lender by the next business day.
CashNetUSA serves customers in the following states: Alabama, Delaware, Idaho, Kansas, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas, Utah and Wisconsin. Our quick online application makes it easy to apply from home or on the go.
The lawsuit alleges, among other things, that CashNetUSA's online consumer loan activities in Pennsylvania were illegal and in violation of various Pennsylvania laws, including the Loan Interest Protection Law, the Pennsylvania Consumer Discount Company Act (the "CDCA") and the Unfair Trade Practices and Consumer ...
If you're unable to repay your loan, the lender may charge you late fees or other penalties. The lender can send your debt to a collection agency or they may garnish your wages.
You may withdraw your authorization and cancel deductions for automatic payments by logging into the program site, navigating to your “account” and clicking “cancel.” Please refer to the Auto Pay Authorization for more information about auto pay.
Debit/Credit Card – If you choose to pay by credit or debit card, you will be charged a 2.85% convenience fee. This fee is imposed and retained by CASHNet. Electronic Check – You can elect to have your payment electronically withdrawn from your checking or savings account.
We've been offering fast funding for emergencies since 2004.
When you need emergency funding, you want an online lender with a proven track record.
Because of this, applying with us will not affect your FICO® credit score. Loans from CashNetUSA offer greater flexibility than payday loans. With our line of credit, you receive access to a set amount of funds that you can access as needed.
You have the right to rescind your loan within three days of signing your loan contract. To access the cancellation forms, click here. See fee schedule and annual percentage rate.
We're an online lender with a proven track record.
CashNetUSA is part of the publicly traded company, Enova International, Inc. (NYSE:ENVA), and we've served more than 4 million customers over our 16+ years in business.
State and district regulation. Payday lending is legal in 27 states, with 9 others allowing some form of short term storefront lending with restrictions. The remaining 14 and the District of Columbia forbid the practice. Some states have aggressively pursued lenders they felt violate their state laws.
NetCredit is a business name for a group of Enova subsidiaries that offers near-prime financial products to consumers, including personal loans and lines of credit, under the NetCredit brand. CashNetUSA and NetCredit are the only Enova brands that offer consumer credit products to consumers in the United States.
If you're rebuilding your credit, it can be tough to find a lender willing to see past low credit scores. But CashNetUSA uses an approval process that takes into account credit info and scores other than your FICO scores. This means you may be able to get a personal loan even with FICO scores on the low side.
You may pay back your loan in full at any time without any prepayment charges.
All borrowers must be 18 or older; have a verifiable, steady source of income; have an active checking account; and be a U.S. citizen or permanent resident. Look up your state of residence to confirm that a line of credit from CashNetUSA is available where you live. Complete application.
CashNetUSA no longer offers payday loans. We do offer other forms of fast, easy funding, including lines of credit and installment loans. These forms of credit can be used for similar purposes as payday loans, and they can offer more flexibility and longer repayment periods.
CashNetUSA doesn't have a minimum credit score, but you must meet the following requirements in order to be eligible to apply.
cashnetusa.com's top 5 competitors in December 2024 are: netcredit.com, cashcentral.com, checkngo.com, creditninja.com, and more. According to Similarweb data of monthly visits, cashnetusa.com's top competitor in December 2024 is netcredit.com with 2M visits.
Billing Period
Depending on how often you're paid, these periods might be bi-weekly, bi-monthly or monthly. Example: Based on her application, Jane's billing period is bi-weekly. This means her statements will close every 14 days.
Visa, MasterCard, Discover, and American Express payments can be made through CASHNet®.
Interest is calculated based on your outstanding principal. The daily interest rate for our line of credit is between 0.6274% - 0.8904%.
CASHNet® abides by the security of the Payment Card Industry Data Security Standards (PCIDSS). Please click on: PCI Security for additional information on PCIDSS.