Where is the best place to live on Social Security?

Asked by: Modesto West  |  Last update: October 3, 2025
Score: 4.7/5 (61 votes)

20 Best Places in the South To Live on Only a Social Security Check
  1. Clarksburg, West Virginia. Monthly cost of living with house paid off: $1,950.
  2. Huntington, West Virginia. ...
  3. Cumberland, Maryland. ...
  4. Danville, Virginia. ...
  5. Macon, Georgia. ...
  6. Russellville, Arkansas. ...
  7. North Little Rock, Arkansas. ...
  8. Harlingen, Texas. ...

What is the best state to live in if you are on Social Security?

Best states to live in for approval
  • Kansas Kansas offers the highest chance of being approved for social security disability.
  • New Hampshire New Hampshire offers the second-highest chance of being approved for social security disability.
  • Wyoming
  • Alaska
  • Nebraska
  • Oklahoma
  • Arizona
  • Mississippi

Where in the world can I retire on $2000 a month?

Costa Rica

Once settled, most retiree couples can live well within the country for as little as $2,000 per month.

What is the cheapest state to live in on Social Security?

What state is the best financially to retire in? A 2022 Kiplinger analysis ranked the most tax-friendly places in the country for retirement: Alaska, Florida, Iowa, Mississippi, Nevada, Pennsylvania, South Dakota, Tennessee, Texas, and Wyoming.

What states do not tax Social Security and retirement income?

There are currently seven states in which individual income is not subject to tax: Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming. In two other states — New Hampshire and Tennessee — only dividends and interest are subject to state taxes.

Top 20 Cities To Live With ONLY Social Security

25 related questions found

What is the most tax-friendly state for seniors?

Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, and Wyoming are the top tax-friendly states for retirees. All of them have no personal income taxes. 1 Other taxes, cost of living, and overall quality of life are also important considerations.

Which states have no property tax for seniors?

The following states offer partial exemption on property taxes for seniors and people over 65.
  • Hawaii. In Hawaii, if you're 65 or older, you could knock $160,000 off your home's assessed value, reducing your property tax liability. ...
  • Louisiana. ...
  • Alaska. ...
  • New York. ...
  • Washington. ...
  • Mississippi. ...
  • Florida. ...
  • South Dakota.

Where is the best place for poor seniors to live?

Can you retire to a place that's both affordable and fun? We found out.
  • Decatur, Alabama. Cost of living for retirees: 11.0% below U.S. average. ...
  • Prescott, Arizona. ...
  • Hot Springs, Arkansas. ...
  • Grand Junction, Colorado. ...
  • Punta Gorda, Florida. ...
  • Sandy Springs, Georgia. ...
  • Boise, Idaho. ...
  • Bloomington, Indiana.

What state is best for seniors on Social Security disability?

Iowa ranks as the most affordable overall state for those living on a Social Security check, with low rent as one of the prime contributors. More than 17% of residents are 65 or older. Follow me on Twitter or LinkedIn. Check out my website or some of my other work here.

Which state has the overall lowest cost of living?

West Virginia is the cheapest state to live in the US due to its low cost of living. This affordability is primarily driven by the state's low housing costs and other economic facilities. The median home price in West Virginia is $155,400, and the average rent for a two-bedroom apartment is $930 per month.

Where in the world can I live comfortably on $1000 a month?

Retiring abroad on $1,000 per month doesn't mean sacrificing quality of life. Many countries offer excellent health care, infrastructure and amenities at a fraction of the cost compared to the U.S. The cheapest places to retire abroad include Panama, the Philippines, Portugal, Malaysia, Mexico, Thailand and Vietnam.

Where is the best place for a single woman to retire?

Hawaii — Hawaii is first on the list because, while it is not exactly the cheapest place to live, it offers other advantages for retired, single females. Hawaii has an elderly population of 16.1%. Its average monthly health care premium is $411 dollars.

Where can I retire on $500 a month?

Thailand. Is it possible to retire in Thailand and keep the costs in check? Certainly! It's another top choice for digital nomads with an achievable $500 monthly budget, focusing on affordable accommodation.

What is the #1 retirement state?

The top state for retirement is Delaware, according to Bankrate's 2024 Best States to Retire study.

Which state is best for low-income seniors?

1. Iowa. Iowa tops the list for best states to live on just a Social Security check thanks to a number of factors. Overall, the monthly cost of living-rent, groceries, healthcare, utilities, transportation, and any miscellaneous expenses-comes to just under $3,000.

Where are retirees moving to in 2024?

It's no secret why Florida continues to be one of the best states to retire in 2024. With a warm and sunny climate, retirees enjoy Florida's beautiful beaches and outdoor activities year-round. From the Gulf Coast to the Atlantic, Florida offers endless opportunities for leisure.

Where is the least expensive place to live on Social Security?

Our previous study highlighted some of the best states to live on Social Security, with the top five being Mississippi, Wyoming, West Virginia, Iowa, and Georgia. Retirees can start by choosing places within these states to stretch their retirement incomes a bit further.

Who qualifies for an extra $144 added to their Social Security?

To qualify to get $144 added back to your Social Security check, you can enroll in a Medicare Advantage plan that offers a Part B premium reduction or giveback benefit.

What to do when Social Security is not enough to live on?

Has your income declined or have you experienced a loss of financial resources? You may be able to get additional income through the Supplemental Security Income program, which helps seniors and the disabled who have limited income and financial resources.

Where do the happiest seniors live?

Top 20 Happiest Cities to Retire
  1. Barnstable, MA. Coming in at the top of the happiest cities to retire in the U.S. list is Barnstable. ...
  2. Naples, FL. Those who want to live by the water and enjoy warmer weather can head south to Naples. ...
  3. Ann Arbor, MI. ...
  4. Durham, NC. ...
  5. Boulder, CO. ...
  6. North Port, FL. ...
  7. Olympia, WA. ...
  8. San Jose, CA.

What happens to senior citizens when they run out of money?

Elderly individuals who are unable to turn to family for financial support and have no money can become a ward of the state. This may be the case if the senior develops a health emergency and is no longer able to live alone.

Where is the safest and least expensive place to retire?

Pinehurst, North Carolina. If you are looking for a place to call home in retirement, the No. 1 city to look into is Pinehurst, North Carolina. The cost of living is more than reasonable and the crime rates are good enough to crown it as the number one place to feel safe in your retirement.

At what age do you stop paying property taxes in USA?

As a senior citizen, you probably will end up paying property taxes for as long as you are a homeowner. However, depending on the state you live in and often once you hit your 60s (usually around the ages of 61 to 65), you may be eligible for a property tax exemption.

What is the best state to retire to avoid taxes?

Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington and Wyoming stand out for their tax-friendly policies and other amenities that retirees may enjoy.

What state pays no property tax?

Sadly for investors, the answer is no, there are no states without property tax. This is because property tax is a useful way for local governments to fund public services such as schools, fire and police departments, infrastructure and libraries.