Axos Bank (formerly Bank of the Internet Federal Bank) offers a cash back debit card. It also reimburses you for domestic ATM fees. Rewards: Earn 1% cash back on purchases that require a signature, but only if you maintain a daily account balance of $1,500.
These banks are IndusInd Bank, IDBI Bank and Citi Bank. While Citi Bank is wrapping up its operations in India, IDBI Bank and IndusInd Bank are expected to continue offering free unlimited ATM transactions to their customers in India.
The HSBC Debit Card does not have an annual card fee.
Card Type: RuPay card associate offers only the option of debit cards, whereas VISA offers debit as well credit cards. Safety and security: With regard to safety and security of transactions, both RuPay and VISA card associates are equally good.
HDFC Bank!
Not only this, they come with amazing benefits. Firstly there is - 5 Reward Points on every Rs 100 spent using HDFC Bank Rewards Debit Card. The merchant partners are: Big Bazaar, BPCL, IRCTC, Apollo, Snapdeal, SmartBuy and PayZapp. Also, Customer will get Rs 1,935 on spending Rs 13,750 on partner outlets.
The answer depends on your circumstances. If you want to stay organized and avoid overspending, then two or three debit cards may be a good number for you. However, if you are not careful with your spending or you favor simplicity, you may want to stick with just one debit card.
Rs. 150 + applicable taxes. **For HNW Customers (Classic, Preferred & Imperia), the Debit Card will be free, as long as the customer is part of the respective program. For Corporate Salary customers, the charges will be as per corporate eligibility, as long as the customer is part of the respective corporate.
Debit cards: Some banks levy an issuance fee of ₹150-700 plus applicable taxes. Almost all banks charge an annual maintenance fee depending on the type of debit card you have. However, for a basic debit card, most banks charge ₹100-200 plus tax. The maintenance fee can go up if you own a premium debit card.
Credit cards offer better consumer protections against fraud compared with debit cards linked to a bank account. Newer debit cards offer more credit card-like protection, while many credit cards no longer charge annual fees.
In terms of asset quality, SBI's headline numbers were higher than HDFC Bank. While SBI's gross and net non-performing asset (GNPA, NNPA) ratio stood at 4.50 per cent and 1.34 per cent as on December end, respectively, HDFC Bank's corresponding numbers stood at 1.26 per cent and 0.37 per cent for the same period.
The P/B ratio of HDFC bank as of April 2022 is 3.16, whereas for ICICI bank, it is 3.28. EPS or earning per share is a value depicting the earnings in one share out of all the outstanding shares based on the net income. The EPS for ICICI bank is 66.64, and for HDFC Bank it is 29.82.
Kotak Bank has an average customer ratings of 4.7, while SBI has an average customer rating of 4.2, based on which it is clear that Kotak Bank has a high customer service focus, an easy Home Loan process and a quick turnaround.
SBI Global International Debit Card can be conveniently obtained, , without any issuance charges. However, you are required to pay an annual maintenance charge of Rs. 175 + GST.
There is no special difference in MasterCard and Visa Card. Both of these are ATM cards and their work is similar. They are international cards; payment can easily be done everywhere.
For most people, it doesn't really matter whether they get a VISA or a MasterCard. Both are equally secure and offer similar benefits. While VISA has a slightly higher market share and greater amount of transactions worldwide, both VISA and MasterCard are equally well-accepted by merchants.
Get 10% Cashback on State Bank Debit or Credit Cards. No minimum purchase required. The maximum cashback permitted/allowed on a Card (including all add-on-card transactions in case of SBI Credit Cards) during the Offer Period is Rs. 1,500/-.