Which bank gives credit card easily in India?

Asked by: Ceasar Upton  |  Last update: October 28, 2023
Score: 4.7/5 (7 votes)

1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.

Which bank can give instant credit card?

The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Build or repair your Credit Score with our assured credit card against fixed deposits.

Is it easy to get a credit card in India?

It is a myth that credit cards are not easy to get. But at the same time, it is a fact that low income and poor credit score are the main reasons for the card application rejection. Although users get FREE MONEY but this does not mean everyone gets approval.

Which bank gives highest credit limit in India?

Which Credit Card gives the highest credit limit?
  • HDFC Diners Club Black Card - To be eligible for it, the applicant must have an annual income of at least Rs. ...
  • Citibank Prestige Credit Card - To be eligible for this card, the applicant must be a high annual spender or hold Citigold Private status.

Which banks offer credit cards in India?

Credit Card by Banks
  • HDFC Bank.
  • SBI Card.
  • ICICI Bank.
  • Citibank.
  • Axis Bank.
  • RBL Bank.
  • HSBC Bank.
  • Kotak Mahindra Bank.

Best Credit Cards for Students Without Income Proof | How To Get Credit Card Without Income Proof

43 related questions found

Which bank has highest credit card users?

HDFC Bank, with over 1.4 crore active credit cards (as of July 2021) is the largest card issuer in the country.

How can I get my first credit card in India?

The bank would typically look for the following parameters:
  1. Indian National, with a valid residence proof.
  2. Credit score of at least 700, and a minimum six months of regular credit history.
  3. Minimum income of INR 20,000 per month.
  4. Minimum age of 21.
  5. Your current income and credit utilization behavior.

What is the minimum salary for credit card?

Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.

What is SBI credit card limit?

SBI Card Total Credit Limit: This is the maximum amount that you can spend on your credit card. SBI Card Available Credit Limit: This is the amount available for usage at a particular point in time. For instance, if your maximum limit is ₹2 lakh and you spend ₹50,000, the available credit limit will be ₹1.5 lakh.

How long will it take to get SBI credit card?

Once you have submitted your documents, it will take us up to 21 days to process your application. Final approval of your credit card depends on the documents, you provide to us.

Can a student get credit card?

A student credit card is a credit card that is offered to students at the college level. Any student beyond the age of 18 years is eligible to apply for the credit card as it does not have an income eligibility limit. These credit cards have lower interest rates and have a validity period of 5 years.

Which HDFC credit card is best?

Best HDFC Credit Cards Of 2022
  • HDFC Bank Regalia Credit Card.
  • INFINIA Credit Card Metal Edition.
  • Business MoneyBack.
  • Platinum Times Credit Card.
  • InterMiles HDFC Bank Platinum Credit Card.
  • Methodology.
  • Frequently Asked Questions (FAQs)

What is the quickest credit card to get?

Top credit cards you can use instantly after approval
  • Bank of America® Premium Rewards® credit card.
  • Amazon Prime Rewards Visa Signature Card.
  • United℠ Explorer Card.
  • Upgrade Triple Cash Rewards Visa®
  • SoFi Credit Card.
  • Other notable options.
  • Major issuers and their policies on instant credit access.

Can I get credit card without bank?

Do you need to have a bank account to open a credit card? The short answer is no. Credit card companies will only look at your credit score, current employment and income to determine your eligibility for a credit card.

How can I get a credit card for the first time?

How to get a credit card for the first time
  1. Become an authorized user. ...
  2. Get a starter credit card. ...
  3. Identify important cardholder benefits. ...
  4. Don't charge anything you can't afford. ...
  5. Don't carry a balance without a plan. ...
  6. Track your spending all month long. ...
  7. The Capital One Platinum Secured Credit Card.

What is credit card eligibility?

Age – You will need to be minimum 18 years of age to apply for a Credit Card. Even if you are an add-on Credit Card holder, the age limit needs to be met. Anyone meeting this criteria becomes eligible for a Credit Card. Income – Each bank has a specified minimum income set by them as an eligibility criteria.

What is the minimum salary for SBI credit card?

You must be between 21 and 60 years of age. You need to have a good credit score, preferably above 750. You must have a regular source of income. Your minimum annual income must be over ₹2 lakh.

Is Paytm HDFC card free?

Fees & Charges

Monthly Membership Fee: Rs. 49 + GST. Monthly Fee waived off on retail spends of Rs. 5,000 in a month (Non-EMI Spends)

Can student get SBI credit card?

You can get the SBI Student Plus Advantage Card which is a credit card issued by the State Bank of India (SBI) to you if you have availed an education loan from the lender. You do not have to pay any annual or joining fee in order to get this credit card issued.

Who is eligible for credit card in India?

You must be 21 years or above. You must be an Indian citizen, having his/her current and permanent residential address within the country. The minimum net monthly income of the applicant must be ₹25,000. You should not have any records of defaulting on loans or previous credit card payments.

Can I get credit card without salary slip?

Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.

Which bank gives credit card with no credit history?

best credit cards for students with no credit history
  • SBI student plus advantage card. ...
  • Kotak silk inspire card. ...
  • HDFC Bank ForexPlus card. ...
  • HDFC Multicurrency Platinum Forexplus Chip card. ...
  • Bank of Baroda financial prime card. ...
  • ICICI Bank student forex prepaid card. ...
  • Axis Bank insta easy credit card. ...
  • Kotak aqua gold credit card.

Which credit card is best for freshers?

10 best credit cards for beginners
  1. Citibank cashback credit card. ...
  2. American Express membership rewards credit card. ...
  3. Standard Chartered super value titanium credit card. ...
  4. HSBC Visa platinum card. ...
  5. HDFC Regalia credit card. ...
  6. HDFC Bank diners club rewards card. ...
  7. SimplyCLICK SBI card. ...
  8. Axis Bank Neo credit card.

Which credit card is best in Axis bank?

Best Axis Bank Credit Cards Of 2022
  • Axis Bank ACE Credit Card.
  • Flipkart Axis Bank Credit Card.
  • Axis Bank Neo Credit Card.
  • Axis Bank My Wings Credit Card.
  • Axis Bank Select Credit Card.
  • Methodology.
  • Frequently Asked Questions (FAQs)