There's no single "best bank" as it depends on criteria, but JPMorgan Chase often wins for overall global performance (Global Finance 2024), while Chinese banks like ICBC dominate by asset size. For customer-focused digital banking and lowest complaints, Nubank (Brazil) is highly praised (Forbes 2025), while DBS Bank (Singapore) won Euromoney's "World's Best Bank" in 2025.
The world's most expensive bank is facing a brutal reality check after an explosion in its share price drew comparisons to a “meme stock”. The Commonwealth Bank will repay $68 million in fees it charged to concession customers, ending a long running argument with the regulator.
Best National Banks
Seven of the 33 banks with more than $100 billion in assets are above the threshold. The Bank of New York Mellon has a 100% ratio of uninsured deposits, followed by State Street Bank, 92.6%; Northern Trust, 73.9%; Citibank, 72.5%; HSBC Bank, 69.8%; J.P Morgan Chase, 51.7% and U.S. Bank, 50.4%.
15 Best Banks Worldwide: Ranked
Institutional investors own more than 74.4% of JPMorgan Chase's shares, which total more than 2.9 billion. The largest individual shareholder is CEO Jamie Dimon, but individual insiders own less than 0.5% of the banking stock.
Switzerland: A global leader in banking security
Switzerland is a global leader in secure private banking, known for its stable financial system, strict privacy laws, and strong banking regulations.
What are the top 10 banks in the United States?
It's generally not fully safe to keep $500,000 in one bank account because the standard FDIC insurance limit is $250,000 per depositor, per bank, per ownership category, meaning $250,000 is at risk if the bank fails. To fully protect the entire $500,000, you need to structure it across different ownership categories (like single, joint, trust accounts) or use multiple banks to spread the funds, leveraging separate $250,000 coverage for each.
To get a $900 bonus from Chase, you'll likely need to focus on their Ink Business Credit Cards, such as the Ink Business Cash or Unlimited, by spending $6,000 in the first three months for bonus cash back, as typical checking account bonuses are lower (e.g., $400-$600) and involve direct deposits; always check Chase's website or official offers page for current terms, as offers change and eligibility requires being a new customer for checking, says Chase Bank and Yahoo Finance.