Complimentary airport transfers are another useful perk, although only two metal cards offer them at the moment – the Citi Prestige and OCBC VOYAGE.
Balance transfer fee
The Chase Sapphire Preferred Card and the Chase Sapphire Reserve® are both made out of metal.
Metal credit cards also feel different from plastic ones and are heavier. A plastic credit card, for instance, weighs roughly 1 ounce, while the Platinum Card from American Express weighs seven times that. Other metal card weights vary based on whether the cards contain plastic.
There's no functional difference between a plastic card and a metal credit card, though, so don't dismiss the Citi Double Cash Card just because it isn't metal. If you like the card's terms and benefits, you should still consider applying. Metal credit cards are usually expensive luxury cards.
Unique Citigold Private Client metal debit card with World Debit Mastercard® benefits. See the Mastercard® Guide to Benefits for Debit Cardholders . Increased daily limits on ATM/Debit Card cash withdrawals and increased limits with Debit Card purchases.
For the best chance to qualify for the Citi Double Cash Card, you'll want a fair to excellent credit score (a 580 to 850 FICO score or a 601 to 850 VantageScore). If you want to gauge your approval odds before applying, check out Bankrate's CardMatch™ tool.
CardRare Converts Your Plastic Credit/Debit Card to Luxurious Metal or 24K Gold. Works with any Card. No Annual Fees.
The biggest disadvantage to such a card is practicality - metal cards are heavier to carry around, and take up more room in a wallet or purse.
No, generally, a metal credit card is not a feature you can choose, although a few issuers may allow you to choose between plastic or metal. Instead, metal credit cards are more often offered for specific credit card products that you can apply for.
Some of the heaviest credit cards on the market, like the J.P. Morgan Reserve, are difficult to get for most consumers. Most widely available premium rewards cards are 12 grams or heavier. The Platinum Card® from American Express weighs 18.5 grams, while the Chase Sapphire Reserve® weighs 12.6 grams.
The Chase Sapphire Preferred isn't worth it for spenders who may prefer going out and earning cash back. If you're looking for a generous welcome bonus, partner deals and travel insurance benefits, the card might be right for you. It can also be paired with other Chase cards to maximize rewards.
Metal credit cards are more durable than traditional plastic cards, which means they might last longer and get damaged less easily. But this can also make them hard to dispose of when your card expires or if you close your account. Unlike with plastic cards, you can't bend or cut a metal card with most scissors.
Citi Strata Premier℠ Card
If you'd like to learn more about how we rank our cards, explore our ranking methodology here.
The Citi Prestige® Credit Card is no longer taking new applicants as of July 2021, although existing cardholders can still use the card. Those interested in the The Citi Prestige® Credit Card can check out the Citi Strata Premier℠ Card instead.
Citi credit cards like Citi PremierMiles Credit Card and Citi Prestige Credit Card offer complimentary airport lounge access for their cardholders.
It offers owners a sense of prestige and exclusivity every time they spend money. And it isn't just about buying things but being part of an elite club. Here's a quick look into what makes metal credit cards more than just a way to pay and why they've become the ultimate status symbol.
The most obvious pro of metal credit cards is that they are much more durable than their plastic cousins. If you use a plastic credit card long enough, chances are you'll need to replace it a few times throughout the life of the account.
The Capital One Venture Rewards Credit Card is made of stainless steel with a thin PVC veneer on the front and back. The Capital One Venture Rewards Credit Card weighs about 16 grams.
Metal — the truly premium bank account. Get worldwide payments with no foreign transaction fees, and free ATM withdrawals abroad with your 18-gram metal bank card.
It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.
Durability: Plastic cards often get damaged with regular use, but metal cards are more durable and less likely to fade or break. Aesthetics: Those seeking a premium card may appreciate that metal cards are heavier and look more expensive than their plastic counterparts.
Citi® Secured Mastercard® is an option for customers with little or no credit history and can help you build your credit when used responsibly. Unlike a debit card, Citi® Secured Mastercard® is a real credit card that helps build your credit history with monthly reporting to all 3 major credit bureaus.
Here's the average credit limit of members who matched their Citi Double Cash® Card or similar cards. The average credit limit for members who have matched with this card or similar cards is $7,934, with $3,000 being the most common.
Your Citi Double Cash Card application may have been denied for various reasons, such as a low credit score, not enough disposable income, or too much debt. You should receive a letter from Citibank explaining the exact reason for the denial.