Which gender has more debt?

Asked by: Mr. Tod Thompson  |  Last update: July 13, 2025
Score: 4.4/5 (53 votes)

Women are stereotypically seen as irresponsible spenders, but the data doesn't back this up. According to a 2019 Experian study, men carry more debt than women across nearly all categories, including credit card debt — the study found that men have $125 more in credit card debt than women on average.

Which gender owes more debt?

Men have 2% more credit card debt than women. Men have 20% more personal loan debt than women. Men have 16.3% more auto loan debt than women. Men have 9.7% more mortgage debt than women.

What group of people has the most debt?

Analysis of the debt share in the U.S. shows that people aged 40-49 hold the largest amount of debt at $4.21 trillion in total. People aged 50-59 have the most credit card debt in total at $0.21 trillion, and people aged 30-39 have the most student loan debt at $0.5 trillion.

Which gender spends the most?

According to Capital One Shopping Research, women spend nearly $35 trillion globally on consumer goods, equivalent to 50% of worldwide consumer spending. American women tend to shop more than men, with 39.4% of women shopping on any given day, compared to 33.7% of men.

Which gender has more wealth?

A burgeoning body of literature has found that women do not accumulate as much wealth as men, resulting in a gender wealth gap (Deere and Doss 2006; Denton and Boos 2007; Ozawa and Lee 2006; Warren et al.

Study: Women facing more debt than men

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Which gender is more financially stable?

Women are less likely than men to report they're doing well financially but are more likely to curb spending. Just 23% of women say they're doing well or very well financially — 11 percentage points behind men. Additionally, 37% of women aren't able to save money, versus 22% of men.

What gender is most successful?

Women are statistically outperforming men in various categories, but this has not always been the case. For centuries, boys seemingly held the upper hand in various facets of life like academics and careers. However, a shift is underway, with girls increasingly outperforming boys in education and the workforce.

Which gender is the happiest?

Women around the world report higher levels of life satisfaction than men, but at the same time report more daily stress. And while this finding holds across countries on average, it does not hold in countries where gender rights are compromised, as in much of the Middle East and sub-Saharan Africa.

Which gender is more richer?

T he gender wealth gap among America's richest people remains wide—there are only 67 women on this year's Forbes 400 list—but it's narrowing. Women now account for 17% of the list, up from 15% last year, and they hold 15% of the 400's total wealth, up from 14% in 2023. As always, progress remains slow and steady.

What gender has more credit card debt?

Women are stereotypically seen as irresponsible spenders, but the data doesn't back this up. According to a 2019 Experian study, men carry more debt than women across nearly all categories, including credit card debt — the study found that men have $125 more in credit card debt than women on average.

Which race has more debt?

Black adults are more than twice as likely than white adults to have student loan debt. The following graph includes federal and private student loan debt among all adults. On average, Black adults in the U.S. also hold higher student loan debt balances than borrowers of other races.

Who owns most debt in US?

The Federal Reserve System was the largest domestic holder of U.S. public debt, with holdings of $5.24 trillion. Debt held by the public represents the amount borrowed by the U.S. Treasury from external lenders via financial markets to fund government operations.

How many people have $50,000 in credit card debt?

Running up $50,000 in credit card debt is not impossible. About two million Americans do it every year. Paying off that bill?

Which gender saves more money?

In 2022, women saved on average $3,146, while men saved an average of $7,007, according to the New York Life's 2023 Wealth Watch survey. By the time women retire, we have 44% less saved than men, according to a Vanguard study.

Which gender is more generous?

Single women donors on average give higher dollar amounts to charity than single men. Divorced/separated, never-married, and widowed women are more likely to give, and give higher amounts, than their male counterparts.

What is the strongest gender?

Despite the fact that the average man is stronger than the average woman in terms of absolute strength, many women are much stronger than the average man.

Which gender falls more?

Prevalence of falls was higher in women (29.1%) than in men (23.5%). Table 1 shows the prevalence and crude odds ratios (ORs) for falls in men and women according to sociodemographic and lifestyle factors. In both sexes, risk of falls increased with age.

What is the smartest gender?

There is no scientific consensus on which sex, men or women, is inherently more intelligent. Extensive research has shown that there are no significant differences in overall intelligence between men and women.

Which gender is more stressful?

Women continue to report higher stress levels than men (5.3 vs. 4.6 on a 10-point scale where 1 is “little or no stress” and 10 is “a great deal of stress”). Both genders agree, however, that 3.6 is a healthy level of stress, pushing women nearly two points beyond the level of stress they believe to be healthy.

What gender is most single?

When looking at age and gender together, 63% of men under 30 describe themselves as single, compared with 34% of women in the same age group. Younger men are also far more likely than older men to be single – a pattern that is not as straightforward among women.

Which gender is more wiser?

Findings. Although most tests show no sex difference, there are some that do. For example, it has been found that female subjects tend to perform better on tests of verbal abilities and processing speed while males tend to perform better on tests of visual-spatial ability and crystallized intelligence.

Which gender loves the most?

Similar to the prior study, men were 30% less likely to report feeling love than women. Additionally, men and women were about equally likely to report feelings of partner love, but men were 43% less likely to report feeling love toward a child and 38% less likely to report feeling love toward another family member.

Which gender works the hardest?

Women Work Harder And More Intensively Than Men: Study.