Which iphones support Apple Pay?

Asked by: Pascale Keebler  |  Last update: July 1, 2026
Score: 4.4/5 (47 votes)

Most iPhones from the iPhone 6 and later, including all models with Face ID or Touch ID (except the iPhone 5s), support Apple Pay, allowing for in-store, in-app, and online purchases using NFC and the Wallet app with a compatible card and an updated iOS version.

What is the oldest iPhone that supports Tap to Pay?

Device compatibility

The service is compatible with iPhone 6 and newer, iPad Air 2 and newer, Macs with Touch ID, and Apple Watch Series 1 and later.

Does the iPhone 12 have Apple Pay?

Apple Pay allows you to make payments at physical stores, online shops and within apps with your Apple iPhone 12 mini.

Which iPhones can Tap to Pay?

You will need an iPhone XS or above running the latest iOS version. Please make sure your myPOS Glass app is updated to the latest software version.

Why can't I do Apple Pay on my iPhone?

Apple Pay may fail due to outdated iOS or incorrect card settings in Wallet app. If Apple Pay isn't working on iOS 16.5. 1, first ensure your device's date and time are correct. Verify your card details in the Wallet app and that your bank supports Apple Pay. Restart your iPhone and check for any pending iOS updates.

How to use Apple Pay | Apple Support

16 related questions found

How do I enable Apple Pay on my iPhone?

To activate Apple Pay on your iPhone, open the Wallet app, tap the plus icon, and add a credit or debit card by scanning it or entering details manually; you'll then need to verify the card with your bank, and you can set it as default in Settings > Wallet & Apple Pay. Once set up, you can pay by double-clicking the side button and authenticating with Face ID, Touch ID, or your passcode.

Why won't Apple Pay work anymore?

Incorrect card setup: The card isn't set up correctly. If your bank didn't verify the card or has expired, Apple Pay won't be able to process transactions. Weak connection: A poor Wi-Fi or cellular signal could cause Internet connection problems and prevent Apple Pay from completing your payment.

Do all iPhones accept Apple Pay?

You'll need one of the following devices running on iOS 11 or above: iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE (or later) Apple Watch (paired with iPhone 6 or later) 9-7 inch iPad Pro, 12-9 inch iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3.

Which models have Apple Pay?

iPhone: iPhone models with Touch ID (excluding 5S) and Face ID. iPad: iPad Pro, iPad Air, iPad, and iPad mini models with Touch ID or Face ID. Apple Watch: Apple Watch (1st generation or later) Mac: Mac models with Touch ID (when using Safari)

Is Apple Wallet the same as Apple Pay?

No, Apple Pay and Apple Wallet aren't the same, but they work together: Apple Wallet is the app (your digital container) that stores your credit/debit cards, loyalty cards, tickets, and passes, while Apple Pay is the technology/service that uses those cards in the Wallet to make secure, contactless payments in stores, online, and in apps. Think of the Wallet as your physical purse and Pay as the tap-to-pay function. 

Can I use Apple Pay if I'm 12?

If you're less than 13 years old, Apple Pay isn't available and you can't add a card in the Wallet app.

Who uses Apple Pay?

You can use Apple Pay in stores, apps, and on the web, wherever you see the contactless payment symbols or the Apple Pay button, including major retailers, restaurants, gas stations, and transit systems in some regions, by tapping your iPhone or Apple Watch. It's accepted widely in the U.S. (over 85% of retailers) for contactless payments and online checkouts.
 

Why use Apple Pay instead of card?

Your identity isn't shared with merchants, and they don't see your actual card number. And your card numbers are never stored on Apple servers. When you pay in stores, neither Apple nor your device will send your actual card number to merchants.

Is Apple Pay available for iPhone 11?

Apple Pay allows you to make payments at physical stores, online shops and within apps with your Apple iPhone 11 Pro. Follow these steps to learn how to enable Apple Pay.

Can I use Apple Pay without an iPhone?

No, Apple Pay isn't only for iPhones; it's available on other compatible Apple devices like iPads, Apple Watches, Macs, and the Apple Vision Pro, allowing you to make secure payments in stores, within apps, and online across the Apple ecosystem, though setup usually starts on an iPhone.

Why does Apple Pay fail on iPhone?

If Apple Pay isn't working on your iPhone, first try the basic fixes: restart your phone, ensure your iOS is updated, and check your internet connection, then try removing and re-adding your card in the Wallet app, as this often resolves glitches. If issues persist, confirm your bank supports Apple Pay, verify your device and region settings, check for any bank-specific limits, and ensure your phone's Face ID/Touch ID is set up.
 

Is there a current problem with Apple Pay?

Apple Pay is up

StatusGator last checked the status of Apple on January 22, 2026 at 11:12 PM PST and the service was operational. There have been 36 user-submitted reports of outages in the past 24 hours.

How do I get my Apple Pay to work?

To get Apple Pay working, you need to add a supported credit/debit card to the Wallet app, ensure your device software is updated, and have Face ID, Touch ID, or a passcode enabled, then double-click the side/home button to pay at contactless readers or online, holding your device near the terminal to complete the transaction. If issues arise, verify your region, check for Apple system outages, restart your device, or contact your bank for card-specific help.