Which reconciling items require a journal entry?

Asked by: Otis D'Amore  |  Last update: August 9, 2026
Score: 4.2/5 (42 votes)

Reconciling items that require a journal entry are those adjustments made to the company’s book balance to match the bank statement, specifically items not yet recorded in the general ledger. Key items include bank service charges, NSF checks, interest earned, EFT transfers, and company errors.

Which bank reconciliation items require journal entries?

Below are common journal entries needed to adjust the books:

  • Bank Service Charges. Debit: Bank Charges Expense. ...
  • Interest Earned by Bank. Debit: Cash/Bank. ...
  • NSF Check from Customer. Debit: Accounts Receivable. ...
  • Notes Receivable Collected by Bank. Debit: Cash/Bank. ...
  • Error in Cash Book (e.g., understated deposit) Debit: Cash/Bank.

Which reconciling items require a journal entry on the company books?

Examples of items requiring a journal entry as the result of the bank reconciliation include:

  • Bank service charges which are often shown on the last day of the bank statement. ...
  • Check printing charges.
  • Customer checks that were deposited but are now returned as NSF (not sufficient funds)
  • Bank fees for returned checks.

What requires a journal entry?

Every transaction your business makes requires journal entries. They take transactions and translate them into the information you, your bookkeeper, or accountant use to create financial reports and file taxes.

Which bank reconciliation adjustments need to be journalized?

Examples of Journal Entries in a Bank Reconciliation

Common adjustments to the balance per books include: Bank fees or service charges for maintaining the account, fees for returned checks, processing wire transfers, check printing, etc. Bank interest earned. Loan payments.

How to Prepare a Bank Reconciliation

33 related questions found

Which of the following items on the bank reconciliation does not require a journal entry?

A reconciling item that will appear on a bank reconciliation but does not require an adjusting journal entry is the deposits in transit.

What are 7 journal entries?

Seven common accounting journal entries include recording sales, paying expenses (like rent or salaries), purchasing assets (like equipment) or inventory, receiving cash, paying liabilities, owner investments/withdrawals, and end-of-period adjusting entries for things like depreciation or accruals, all following double-entry bookkeeping rules (debits/credits) to reflect business activities accurately.
 

When should you do a journal entry?

In many cases, you might prepare journal entries on the transaction date. However, sometimes businesses need to record a journal entry to correct a previous accounting period. Using the correct date helps maintain chronological order in your books and is essential for accurate record-keeping. Transaction amount.

Which of the following will never require a journal entry?

Which of the following will never require a journal entry? Stock splits do not require a journal entry, since only the par (or stated) value and number of shares outstanding have changed.

What are the 4 common reconciliation adjustments?

Common reconciliation adjustments include outstanding checks, deposits in transit, bank fees, and interest earned or charged by the bank.

What are the six items included in every journal entry?

Each journal entry contains the data significant to a single business transaction, including the date, the amount to be credited and debited, a brief description of the transaction and the accounts affected. Depending on the company, it may list affected subsidiaries, tax details and other information.

What are the three basic rules all journal entries must follow?

The three golden rules of accounting are (1) debit all expenses and losses, credit all incomes and gains, (2) debit the receiver, credit the giver, and (3) debit what comes in, credit what goes out.

Which of the following items will require a journal entry following a bank reconciliation?

Following a bank reconciliation, the items that require a journal entry are Notes collected by the bank and NSF checks. Deposits outstanding and outstanding checks do not require journal entries as they have already been recorded in the company's books.

What are the 7 adjusting entries?

  • Introduction to adjusting entries.
  • Accrued income.
  • Accrued expense.
  • Unearned income.
  • Prepaid expense.
  • Depreciation.
  • Bad debts.
  • Adjusted trial balance.

What is an example of a journal entry?

For every debit, there's a corresponding credit. For example, if you pay rent, the journal entry would show a debit (an increase) to your expenses and a credit (a decrease) to your cash. Journal entries can help businesses maintain detailed records of all financial activities.

What are the 7 basic accounting categories?

7 basic accounting concepts

  • Revenue. For a business, the total amount of money the company receives for selling services and products is its revenue. ...
  • Expenses. Expenses are the costs a business incurs to generate revenue. ...
  • Assets. ...
  • Liabilities. ...
  • Capital. ...
  • Accounts. ...
  • Financial statements.

When would you enter a journal entry in QuickBooks?

Even though QuickBooks Online automates most bookkeeping, there are several common scenarios where journal entries are the correct tool.

  1. Depreciation and Amortization. ...
  2. Accrued Expenses. ...
  3. Prepaid Expenses. ...
  4. Deferred (Unearned) Income. ...
  5. Doubtful Debts. ...
  6. Dividends, Bonuses, and Shareholder Adjustments. ...
  7. On the Balance Sheet.

What is the journal entry rule?

The concept of journal entries in accounting is based on three Golden Rules: Personal Account: Debit the receiver, Credit the giver. Real Account: Debit what comes in, Credit what goes out. Nominal Account: Debit expenses/losses, Credit income/gains.

Which two situations would require that you implement journal entries?

Two specific situations that require the implementation of journal entries are as follows:

  • Setting up recurring transactions: This situation arises when certain transactions happen on a regular basis (such as monthly rent or recurring subscriptions). ...
  • Entering debits and credits manually:

What are basic journal entries?

A journal entry in accounting is a detailed record of a business transaction, usually using a double-entry system. You make journal entries to input essential transaction data into your business's financial records: the amounts debited and credited, when, and from which accounts.

What are three entries?

The triple entry accounting introduces a third entry (time-stamped immutable records), in addition to the first entry and the second entry, debit and credit. It also introduces a third party creates blocks in a blockchain, into which the third entry is entered and maintained.

What is a journal entry checklist?

A journal entry checklist is a powerful tool for enhancing the integrity and efficiency of the accounting process. By employing a checklist, organizations can significantly enhance accuracy and accountability.