Which SBI ATM is best?

Asked by: Kennedy Balistreri MD  |  Last update: July 17, 2026
Score: 4.9/5 (36 votes)

The SBI Platinum International Debit Card is generally considered the best for high-usage, offering a high daily ATM withdrawal limit of ₹40,000 to ₹1,00,000+ depending on the variant, along with global acceptance and reward points. It supports contactless payments and provides Lounge Access, suitable for frequent travelers and high-value transactions.

Which type of SBI ATM card is best?

SBI RuPay and SBI Visa debit cards have different features and benefits. SBI RuPay debit cards are great for domestic use and have lower processing fees, while SBI Visa cards are good for international transactions.

What is the benefit of SBI Gold ATM card?

Earn up to 10,000 SBI Reward Points every month with a cap of Rs. 1,000/- per transaction. Standard Reward: Earn 2 Reward Points per Rs. 200 spent with your SBI Gold International Debit Card, online or in-store, on shopping, dining out, fuel, travel and more.

What are the ATM charges for SBI?

ATM Transaction Charges Beyond Free Limits

  • Financial Transactions: At SBI ATMs: ₹15 plus GST per transaction. At Other Bank ATMs: ₹21 plus GST per transaction.
  • Non-Financial Transactions: At SBI ATMs: No charges. At Other Bank ATMs: ₹10 plus GST per transaction.

Can I use my SBI debit card internationally?

With your SBI My Card International Debit Card you get access to your account whenever and wherever you want. You can use it to purchase goods at merchant establishments, for making payment online and withdraw cash in India as well as across the globe.

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Which SBI card is best for international transactions?

Global Acceptance

Your SBI Platinum Corporate card is accepted at over 38 million outlets across the globe including 03 million outlets in India and is recognized for its highest international authorization approval rate.

What is the best debit card for international ATM withdrawal?

Capital One 360. Adding to Capital One's range of lucrative consumer credit cards, the Capital One 360 Checking Debit Card is one of the best debit cards for international travel. This card charges no foreign transaction fees or out-of-network ATM fees.

How to avoid ATM charges in SBI?

To avoid extra fees at ATM:

  1. Use of ATMs available in-network, or partner-owned ATMs that are free to use.
  2. Plan for withdrawal in such a way that you minimize the number of transactions.
  3. Withdraw the larger denominations less frequently so that you won't have to go to an ATM often.

Can I withdraw 100% from SBI ATM?

Customers of SBI and any other Bank (live on ICCW) can withdraw cash through SBI ATMs using 'UPI QR Cash' facility. Maximum withdrawal limit is upto Rs.10,000 per day through maximum 2 transactions per day, using ICCW option. Amount can be withdrawn in multiples of Rs 100. Minimum transaction amount is Rs. 100.

Does SBI charge for international ATM withdrawals?

ATM Withdrawal Fees: If you're withdrawing cash from an international ATM, there are additional costs involved beyond just conversion rates. Generally, SBI levies a flat fee per withdrawal—this could range anywhere from ₹100 to ₹300 depending on whether it's an SBI ATM or not.

What is the difference between SBI Global debit card and SBI Platinum debit card?

High Shopping Limits: Both the Global and Platinum variants offer varying shopping limits. While there is no minimum limit for both cards, the maximum POS/online transaction limit is Rs. 75,000 for the global variant and Rs. 2 Lakh for Platinum variant.

Who is eligible for a gold debit card?

The card is designed for NBE's retail customers with balances starting from EGP 200,000 to less than EGP 2 million (or the equivalent in foreign currencies). Earn Al Ahly Points by using the card to make purchases. You will earn 0.5 points for every EGP 1 spent on card purchases.

Which is the most premium SBI card?

About SBI Aurum Credit Card

SBI Aurum is the most premium offering of SBI Card, designed for the ultra-elites. The card offers some exclusive privileges like AURUM's Secretarial Access, complimentary membership to Inflection Point Venture (IPV), and digital subscriptions to The Wall Street Journal and Mint.

Who is eligible for SBI Platinum debit card?

The eligibility criteria to apply for SBI Platinum International debit card are as follows: Both Indians and NRE can apply for this debit card. You should be a customer of SBI bank to apply for this debit card. That means you should hold Savings/ Current/ Super Saver/ Loan Against Shares (LAS) / Salary account with SBI ...

Why is SBI debiting 236 rupees?

But ₹236 was deducted from the account. SBI account holders have been noticing this for the past few days. The reason for the deduction is that SBI is collecting ATM card annual fees as the financial year ends. The annual fee for SBI Classic, Silver, Global cards is ₹200.

What are the new rules for SBI ATM?

There were no changes in the number of monthly free transactions. SBI savings account customers can continue to do 5 free financial and non-financial transactions at other bank ATMs. Charges for per cash withdrawal(s) after free monthly transactions have been increased to Rs 23 + GST from Rs 21+ GST.

How many times can SBI ATM be used in a month?

Regarding the number of times you can withdraw from an ATM, under the revised guidelines by the RBI effective from January 1st, 2022, customers of most banks, including SBI, are permitted to make cash withdrawals up to five times per month.

Which bank has no international ATM fees?

Schwab Bank does not assess foreign transaction fees (i.e., a fee to convert US dollars to local currency) to debit card holders.

Is Visa better or RuPay?

RuPay and Visa debit cards have different benefits and features. RuPay cards are currently great for domestic use and have lower processing fees, while Visa cards are good for international transactions and have a larger customer base. Which one to choose depends on your needs.