Most major online retailers, streaming services, and food delivery apps accept virtual cards because they function like regular Visa or Mastercard debit/credit cards online, with popular examples including Amazon, eBay, Google Play, Uber, Shein, and Walmart (online). For in-store use, you can often add your virtual card to a mobile wallet (like Apple Pay or Google Pay) to use at "tap-to-pay" terminals.
You can use your prepaid Virtual Visa card anywhere that prepaid cards are accepted in 212 countries and regions around the world, excluding certain prohibited merchants:
Convenient and easy to use
Once added you can manage your virtual card on the app since all your card details are viewable. Virtual cards are easy to load for online purchases on Takealot, Amazon, and many more, and can be used for online subscriptions such as Uber, Netflix and more.
You can use your virtual debit card in most places around the world that accept online or contactless payments with Visa and Mastercard.
You can use a virtual credit card in-store by adding it to a digital wallet (like Apple Pay or Google Pay) for tap-to-pay, or by manually entering the virtual card number, expiration, and CVV at the terminal if the merchant allows it, though adding it to your phone's wallet is usually easier and more secure for contactless payments.
In most cases, it isn't possible to use a virtual card at a store, as these cards are intended for online use. Depending on the issuer and retailer, you may be able to enter your virtual card number at the card reader. But because this won't always be an option, it may be a good idea to rely on other payment methods.
For example, if you want to use a virtual Visa card at Walmart, you'll have to try adding it to the retailer's Walmart Pay app. Target, on the other hand, accepts all major digital wallets for in-store purchases.
You can use your card for online purchases everywhere Visa debit cards are accepted. Or if you prefer, add your card to your mobile wallet to shop in-stores that accept mobile wallet.
Once they're in your Virtual Wallet, and the funds are there, you can either:
When you check out on a website or make an in-app purchase:
You can use your prepaid virtual Mastercard anywhere that prepaid cards are accepted in the United States, excluding certain prohibited merchants: Money transfers. Firearm-related businesses.
Your virtual card may decline if you don't have enough balance, the merchant doesn't accept your card, your card is inactive, or you are using the wrong billing address.
Yes, you can tap with a virtual card by adding it to a mobile wallet like Apple Pay or Google Pay, then using your phone to tap the contactless reader at checkout, which uses the card's details securely without needing the physical card. Alternatively, some virtual cards allow manual entry of the card number, expiration, and CVV directly at the terminal.
It gives you direct access to funds in your operative or wallet accounts. You can seamlessly carry out card-not-present (CNP) transactions online. It is the safest, easiest, most convenient and secure way of making payments.
Virtual credit cards can be used for online, in-app, over-the-phone, or in-person transactions. For in-person payments, you can either key in the virtual card details at checkout or, if your issuer supports it, add the virtual card to your digital wallet, such as Apple Pay or Google Pay.
Yes, you can use a virtual card in stores, primarily by adding it to a digital wallet like Apple Pay or Google Pay for contactless tap-to-pay, or sometimes by manually entering the card number at the reader if the retailer supports it, though they're generally designed for online use and may not work for swiping or inserting like physical cards.
Limited use: The main disadvantage of having a virtual debit card is that it can only be used for online transactions. So, if you want to use it for making purchases in-store or withdrawing cash from an ATM, you are out of luck!
Yes, you can use a virtual card at an ATM, but only if it's added to a digital wallet (like Apple Pay, Google Pay) and the ATM supports contactless/cardless transactions (NFC or QR code); traditional virtual cards are for online use, not in-person, but digital wallets bridge that gap at compatible ATMs, requiring your phone to be charged and your bank to support the feature.
Yes, you can use a virtual card in stores, primarily by adding it to a digital wallet like Apple Pay or Google Pay for contactless tap-to-pay, or sometimes by manually entering the card number at the reader if the retailer supports it, though they're generally designed for online use and may not work for swiping or inserting like physical cards.
With the Virtual Visa Debit card, you have the freedom to pay bills, shop online and shop internationally in-store, using funds directly from your bank account1. Safely shop at millions of merchants where Visa is accepted.
Visa Prepaid cards are easy to use and reloadable, which means you can add funds onto the card at any time! These Cards are great for every day spending such as coffees, groceries and online shopping. They are also ideal to give to younger children as an allowance card or for school field trips.
To use a virtual card at checkout, especially online, select it as the payment method and let your browser autofill the details, or manually enter the unique card number, expiration, and CVV generated by your bank; for in-store use, you typically add it to a digital wallet (like Apple Pay/Google Pay) and tap to pay at the contactless reader, if supported.
Virtual Visa® Prepaid Card
You can use your card for online purchases everywhere Visa debit cards are accepted. Or if you prefer, add your card to your mobile wallet to shop in-stores that accept mobile wallet.
You can use your virtual card number online wherever Visa is accepted.