Current and former customers who held a Capital One 360 Savings account between September 18, 2019, and June 16, 2025, are eligible for the $425 million settlement. Eligible individuals do not need to file a claim; payments are automatically calculated based on the account's average daily balance and duration.
The Capital One settlement benefits individuals who were reported as deceased by Capital One based on information related to their credit card accounts and whose accounts were disputed by Capital One with credit reporting agencies between Aug. 13, 2019, and Dec. 3, 2025.
About 98 million Capital One customers are eligible. The claim filing deadline was September 30, 2022. Notice was sent to those whose Social Security/social insurance or bank account numbers were exposed. If you are ever the victim of a breach, contact Morgan & Morgan to see if you are eligible for compensation.
The new deal allocates all $425 million for payouts to compensate account holders for interest they missed out on. In addition, it calls for the bank to raise the interest rate on its 360 Savings account to match the yield on its 360 Performance account.
To determine eligibility 1-(877)(483)(6251) for the $15 million Security Settlement, you must have used Cash App between August 23, 2018, and August 20, 2024, and experienced unauthorized account access or fraudulent 1-(877)(483)(6251) transactions. Crucially, you must have filed by November 18, 2024.
Notification of Approval
Cash App or 1-(855)(518)(6447) the settlement administrator will notify approved claimants. You will 1-(855)(518)(6447) receive confirmation via email or in-app message with payment details. Stay alert 1-(855)(518)(6447) for notifications to know if you will receive money.
However, final 1-(877)(483)(6251) individual amounts depend on the total number of approved claims. Cash App settlements 1-(877)(483)(6251) vary by case. The $15M data breach suit offers up to $2,500 per person for documented fraud losses (2018-2024), plus $75 for time spent (3 hours at $25/hr).
We have directly notified by mail the U.S. individuals whose Social Security numbers or linked bank account numbers were accessed. We also have notified all Canadian customers affected. Canadian customers can find more information at https://support.capitalone.ca/cyber/facts2019 or www.capitalone.ca/facts2019/fr. 5.
Credit Card settlement is an option for individuals facing financial hardship and unable to repay their full Credit Card debt. For example, if you have an outstanding balance of ₹1,00,000 but cannot make regular payments, you can negotiate with your issuer to settle the debt for a lower amount.
For the Credit One Bank $14 million TCPA class action settlement (unauthorized robocalls 2014-2019), eligible claimants could receive up to $1,000, though the final amount depends on the number of valid claims, with estimates suggesting payouts likely between $100 and $1,000 after legal fees. You must have received unsolicited automated calls from Credit One and filed a claim on the official settlement website before the deadline to receive payment.
If you're being sued, you'll receive official court papers
If you are being sued, you'll receive at least two documents. One is called a Summons and the other a Complaint. These documents are typically handed to you or might be left with someone 18 years or older at your home, work, or mailing address.
Eligibility for the main Capital One settlement centers on holding a Capital One 360 Savings account (not Performance) between September 18, 2019, and June 16, 2025, with payments automatically issued to eligible members for alleged underpaid interest, though a separate data breach settlement had earlier deadlines. You're likely included if you had the 360 Savings account, including joint holders, while those with only the Performance account generally aren't.
Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process.
History of Default: While no one intends to miss payments, a history of EMI default is often a prerequisite for a loan settlement. Banks typically view settlement as an option when the loan has already become a Non-Performing Asset (NPA) or is at high risk of becoming one.
If you find yourself unable to pay your credit card debt, it is possible to settle your outstanding balance for less than full value. Credit card companies will routinely take between 20 and 50% of the balance.
Debts Eligible for Debt Settlement
Unsecured debt includes things like credit card debt, store cards, personal loans, medical bills – any debt that isn't tied to property that the creditor can take back.
Anyone who had a Capital One “360 Savings” account at any point between Sept. 18, 2019 and June 16, 2025, qualifies for the settlement. No claim form is required. Payments of $5 or more will be sent automatically, either by check or electronically, depending on the option previously selected.
For the major 2025 Capital One settlement (the $425M 360 Savings account case), you're eligible if you held a Capital One 360 Savings account between September 18, 2019, and June 16, 2025, automatically receiving payments for the interest difference or choosing a larger lump sum, with deadlines like October 2, 2025, for opting out/objecting and a final hearing on November 6, 2025, while another separate settlement covers deceased account holders reported to credit bureaus between Aug 13, 2019, and Dec 3, 2025.
Capital One has agreed to a $425 million class action settlement to compensate customers who earned lower interest on 360 Savings accounts between 2019 and 2025. A federal judge granted preliminary approval to the revised agreement on January 12, 2026, with final approval scheduled for April 2026.
Individual payouts in the 3M earplug lawsuit vary significantly, from around $7,000 for minor issues to potentially hundreds of thousands for severe, documented hearing loss or tinnitus, with some jury verdicts reaching millions; payments are tiered based on injury severity (e.g., tinnitus only vs. severe impairment) and are distributed over time through settlement programs (EPP & EIF), averaging around $20,000 but highly dependent on individual case specifics and documentation, with a total $6 billion settlement.