To be eligible for an Updraft loan, you must be at least 18 years old, a UK resident, have a history of using credit, and earn an annual income of at least £10,000 from employment or a pension. Applicants must have a supported UK bank account and a smartphone (iOS 16+ or Android 7.0+) to use the app.
You'll need to be at least 18 years old with a history of using credit. You'll need to receive an annual income of at least £10,000 from employment or a pension. Your bank must be registered within the UK. Click here for a list of the accepted banks.
Applying for a debt consolidation loan may cause a short-term dip in your credit score, but making regular payments on time can help build a stronger profile over time. Updraft checks your eligibility with no impact on your credit score.
Customers that have made 12 consecutive payments are eligible for the latest device every year!
At Updraft we work with TransUnion, one of the credit reference agencies.
Getting an American Express card with a 650 credit score is challenging but not impossible, as most Amex cards typically aim for "Good" (670+) or "Very Good" credit, but some no-annual-fee options or specific circumstances might allow for approval, especially if you have a solid history with Amex or a strong overall profile. A 650 falls in the "Fair" range (580-669), making it less likely for premium cards, but you might qualify for entry-level cards or be approved if you're a first-time Amex user with a good relationship with the issuer.
Yes, you can. Updraft loans are completely flexible - there are no fees or penalties for making extra payments or settling your loan early.
You can get a free phone and service through U.S. government programs like Lifeline and the Affordable Connectivity Program (ACP), which provide devices and monthly service for low-income individuals who qualify by income or participation in programs like Medicaid, SNAP, or SSI, with providers like Assurance Wireless, TruConnect, and others. Eligibility is based on income (typically below 135% of poverty level) or enrollment in assistance programs, and you'll need to apply through a participating provider, often getting a free smartphone, data, talk, and text.
T-Mobile's "$800 Switch Deal" (often called "Keep and Switch" or "Carrier Freedom") reimburses customers up to $800 per line via a virtual prepaid Mastercard to pay off their old phone's remaining balance or early termination fees when switching from select carriers (like Verizon, AT&T, etc.). To get it, you need to bring your unlocked phone, port your number, activate a new line on a qualifying plan, and submit proof of your old bill and financing at switch2t-mobile.com within 30 days of porting in.
You've paid off your device, with no remaining installment balance. You're upgrade eligible and ready to take advantage of our best promotional offers. To check for Upgrade Eligible status: Log in to My Account. If Upgrade Eligible, you'll see a message on your Dashboard, as well as on Devices & Plans.
We might offer you an Updraft loan if it meets your needs. This will be subject to our creditworthiness and affordability assessment we are required to do as a responsible lender.
Whenever there is a huge amount of moist and wet air that forms an updraft, it can lead to phenomena such as cyclones or tornadoes. For example, a supercell updraft is a thunderstorm that is caused by the presence of a deep and persistent rotating updraft.
Rise Credit doesn't publish a specific minimum score but caters to those with fair to poor credit (scores roughly 500-620), focusing more on your ability to repay, with pre-qualification available through a soft credit check to see options without risk. They accept scores as low as 500, but approval isn't guaranteed and depends on overall finances, with higher interest rates common for lower scores.
People are leaving T-Mobile primarily due to recent price increases on older plans, removal of price guarantees, forced plan changes, declining customer service (longer hold times, frustrating store experiences), and a desire for greater plan transparency and value, pushing some loyal, long-term customers to seek better deals or clearer options elsewhere, even as T-Mobile's network is still seen as strong.
Yes, T-Mobile offers specific discounted cell phone plans for customers aged 55 and older, featuring unlimited talk, text, and data, with options that include perks like streaming services (Netflix, Hulu, Apple TV+) and international data, though specific pricing and features vary by plan tier (Essentials Choice, Experience More, Experience Beyond). These plans provide savings compared to standard plans and often come with a price lock guarantee and benefits like free AAA memberships on higher tiers, with AutoPay required for best pricing.
You can qualify for Lifeline if you participate in a government assistance program (like SNAP, Medicaid, SSI, etc.) or if your household income is at or below 135% of the Federal Poverty Guidelines. Your credit score is never part of the application. >>> Read more: How Do You Qualify for a Free Government Cell Phone?
You can get a free iPhone without paying upfront primarily through the federal Lifeline Program, which provides free phones and service to low-income individuals (qualifying via programs like SNAP, Medicaid or income) through providers like AirTalk Wireless or TAG Mobile. Other methods involve trade-ins with carriers like AT&T or Apple for significant discounts, entering legitimate contests, or using rewards apps for gift cards, but these often have catches like long contracts or low chances of winning.
Today, the Lifeline Program is federally funded and still active. This program provides monthly service discounts and access to free or low-cost phones for qualified individuals. Here're the Lifeline benefits that eligible users can receive: Monthly discount: $9.25 for most households.
Yes, you can likely get a $50,000 loan with a 700 credit score, as this falls into the "good" credit range (670-739) that unlocks better rates, but approval also hinges on your income, debt-to-income (DTI) ratio (ideally below 36%), and overall credit history, with lenders looking for stability and repayment ability, so prequalifying with multiple lenders helps compare terms.