Who owes the US the most debt?

Asked by: Miss Rose Glover II  |  Last update: February 13, 2026
Score: 4.7/5 (28 votes)

Investors in Japan and China hold significant shares of U.S. public debt. Together, as of December 2023, they accounted for nearly $2 trillion, or about 7 percent of DHBP. While China's holdings of U.S. debt have declined over the past decade, Japan's purchases of U.S. Treasury securities remain comparable.

Who owns most of America's debt?

Japan and China have been the largest foreign holders of US debt for the last two decades. From 2000 to 2023, annual totals are based on data from December, while the 2024 data is updated through April.

Who owes the US the most?

  • Japan.
  • China.
  • United Kingdom.
  • Cayman Islands.
  • Luxembourg.

Who is most of the US national debt owed to?

Public debt, which accounts for roughly 80% of the total, is owed to investors. Those investors include foreign governments, mutual funds, pension funds, and individuals among others. The Federal Reserve owns part of this public debt. Intragovernmental debt accounts for the other 20%.

Who owns over 70% of the US debt?

Who owns the most U.S. debt? Around 70 percent of U.S. debt is held by domestic financial actors and institutions in the United States. U.S. Treasuries represent a convenient, liquid, low-risk store of value.

Who does the US Owe its $35 Trillion debt? (National Debt Explained)

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What countries still owe the US money?

Top 20 Countries that Owe the US Money
  • Bermuda. Total Debt Held: $77.4 Billion. ...
  • Germany. Total Debt Held: $91.3 Billion. ...
  • Norway. Total Debt Held: $104.4 Billion. ...
  • Korea. Total Debt Held: $105.8 Billion. ...
  • Saudi Arabia. Total Debt Held: $111 Billion. ...
  • France. Total Debt Held: $183.9 Billion. ...
  • Singapore. ...
  • Brazil.

What country owns most of the United States?

Which countries own the most land in the U.S.?
  • CANADA. 31%
  • Other. 28%
  • NETHERLANDS. 12%
  • ITALY. 7%
  • UNITED KINGDOM. 6%
  • GERMANY. 6%
  • PORTUGAL. 3.6%
  • FRANCE. 3.2%

Can the US ever get out of debt?

Eliminating the U.S. government's debt is a Herculean task that could take decades. In addition to obvious steps, such as hiking taxes and slashing spending, the government could take a number of other approaches, some of them unorthodox and even controversial.

How much does China owe?

In 2023, aggregate local government debt had risen to 92 trillion yuan ($12.58 trillion) and the central government of People's Republic of China ordered its banks to roll over debts in a debt-restructuring. China's gross external debt in 2023 was $2.38 trillion.

Who is the biggest holder of US debt?

Foreign holders of United States treasury debt

Of the total held by foreign countries, Japan and Mainland China held the greatest portions, with China holding 797.7 billion U.S. dollars in U.S. securities. Other foreign holders included oil exporting countries and Caribbean banking centers.

What country has no debt?

Given the significance of oil in today's world, Saudi Arabia produces enough oil and earns enough revenue to maintain a high GDP and additionally refrain from incurring debt.

What happens if China dumps US bonds?

If China (or any other nation that has a trade surplus with the U.S.) stops buying U.S. Treasuries or even starts dumping its U.S. forex reserves, its trade surplus would become a trade deficit—something which no export-oriented economy would want, as they would be worse off as a result.

Why is the US in so much debt?

Today, our deficits are caused mainly by predictable structural factors: our aging baby-boom generation, rising healthcare costs, and a tax system that does not bring in enough money to pay for what the government has promised its citizens. And the more we borrow, the more we pay in interest on that debt.

What would happen if the US paid off its debt?

Answer and Explanation:

If the U.S. was to pay off their debt ultimately, there is not much that would happen. Paying off the debt implies that the government will now focus on using the revenue collected primarily from taxes to fund its activities.

Who is the US trillions in debt to?

Foreign holdings

Including both private and public debt holders, the top three December 2020 national holders of American public debt are Japan ($1.2 trillion or 17.7%), China ($1.1 trillion or 15.2%), and the United Kingdom ($0.4 trillion or 6.2%).

Who has the most debt on earth?

United States. The United States boasts both the world's biggest national debt in terms of dollar amount and its largest economy, which resolves to a debt-to GDP ratio of approximately 121.31%.

How much is Russia in debt?

Related information about Russia Government Debt: % of GDP

In the latest reports, Russia National Government Debt reached 284.6 USD bn in Apr 2024. The country's Nominal GDP reached 494.7 USD bn in Mar 2023.

Which country has the highest debt?

Both China and the U.S. are among the countries with the highest debt-to-GDP ratios. In the Asia-Pacific region, Japan leads the pack with the highest debt-to-GDP ratio at an astonishing 251.9%.

Who does America borrow money from?

Federal Borrowing

The federal government borrows money from the public by issuing securities—bills, notes, and bonds—through the Treasury. Treasury securities are attractive to investors because they are: Backed by the full faith and credit of the United States government.

Why can't the US pay off the national debt?

Federal debt is on an unsustainable path

There is a fundamental imbalance between spending and revenues that will continue to grow in future years. CBO anticipates that federal spending will rise from 23.1 percent of GDP in 2024 to 27.3 percent in 2054, according to the agency's most recent long-term projections.

What would happen if the US defaulted on its debt to China?

In a default, interest rates on U.S. Treasurys would skyrocket (because investors would demand a higher rate in exchange for taking the risk that they might not be paid back), and Treasurys might no longer be usable as collateral (because their underlying value would not be clear).

What happens if US debt gets too high?

A nation saddled with debt will have less to invest in its own future. Rising debt means fewer economic opportunities for Americans. Rising debt reduces business investment and slows economic growth. It also increases expectations of higher rates of inflation and erosion of confidence in the U.S. dollar.

Where is China buying land in the US?

China owns 384,000 acres of American agricultural land. That's a 30% increase just since 2019. And on top of that, they own land near an air force base in North Dakota.

What is the richest country than the United States?

Answer: China is the world's most prosperous country. It just surpassed the United States as the world's most prosperous country. Answer: China, the United States, Germany, France, the United Kingdom, Canada, Australia, Japan, Mexico, and Sweden are the world's wealthiest countries, according to McKinsey & Co.