Who owns most of the US debt?

Asked by: Caleigh Berge  |  Last update: August 9, 2025
Score: 4.5/5 (31 votes)

The Federal Government Has Borrowed Trillions. Who Owns All that Debt?
  • Debt held by the public makes up nearly 80% of gross debt. ...
  • Two-thirds of public debt is held by domestic holders. ...
  • The Federal Reserve owns about a third of domestically held debt. ...
  • Foreign holdings of debt have generally increased over the past decade.

Who owns the majority of US national debt?

The Federal Reserve System was the largest domestic holder of U.S. public debt, with holdings of $5.24 trillion. Debt held by the public represents the amount borrowed by the U.S. Treasury from external lenders via financial markets to fund government operations.

Who is the biggest holder of U.S. debt?

  1. Japan. Japan held $1.13 trillion in Treasury securities as of November 2024, beating out China as the largest foreign holder of U.S. debt. ...
  2. China. China gets a lot of attention for holding a big chunk of the U.S. government's debt. ...
  3. United Kingdom. ...
  4. Cayman Islands. ...
  5. Luxembourg.

Who owns over 70% of the U.S. debt?

Who owns the most U.S. debt? Around 70 percent of U.S. debt is held by domestic financial actors and institutions in the United States. U.S. Treasuries represent a convenient, liquid, low-risk store of value.

How much does China owe the US?

Countries may not default on their sovereign debt. Yet China has done just that on $1 trillion it owes to U.S. bondholders. No other country has been permitted to continuously get away with defaulting on its sovereign debt while maintaining access to U.S. capital markets.

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What countries still owe the US money?

Top 20 Countries that Owe the US Money
  • Bermuda. Total Debt Held: $77.4 Billion. ...
  • Germany. Total Debt Held: $91.3 Billion. ...
  • Norway. Total Debt Held: $104.4 Billion. ...
  • Korea. Total Debt Held: $105.8 Billion. ...
  • Saudi Arabia. Total Debt Held: $111 Billion. ...
  • France. Total Debt Held: $183.9 Billion. ...
  • Singapore. ...
  • Brazil.

What country owns most of the United States?

Which countries own the most land in the U.S.?
  • CANADA. 31%
  • Other. 28%
  • NETHERLANDS. 12%
  • ITALY. 7%
  • UNITED KINGDOM. 6%
  • GERMANY. 6%
  • PORTUGAL. 3.6%
  • FRANCE. 3.2%

What would happen if China called in US debt?

Consequences of Owing Debt to the Chinese

The U.S. dollar would depreciate and the yuan would appreciate if China called in all its U.S. holdings, making Chinese goods more expensive.

How can the US get out of debt?

Of course, just as with an individual or family, cutting spending and increasing revenue are smart first steps. Beyond that, the government considers things like new taxes, a higher retirement age, removing loopholes from the tax code, and more to reduce annual deficits and the national debt.

Who owes China the most money?

Which country owes the most debt to China? Pakistan owes the most debt to China, totaling $26.6 billion. This debt primarily funds infrastructure and energy projects, making repayment particularly challenging due to commercial interest rates. How much debt does Angola owe to China?

What happens if China dumps US bonds?

If China (or any other nation that has a trade surplus with the U.S.) stops buying U.S. Treasuries or even starts dumping its U.S. forex reserves, its trade surplus would become a trade deficit—something which no export-oriented economy would want, as they would be worse off as a result.

Why is the US in so much debt?

Today, our deficits are caused mainly by predictable structural factors: our aging baby-boom generation, rising healthcare costs, and a tax system that does not bring in enough money to pay for what the government has promised its citizens. And the more we borrow, the more we pay in interest on that debt.

Which countries are not in debt?

Countries with the Lowest National Debt
  • Brunei. 3.2%
  • Afghanistan. 7.8%
  • Kuwait. 11.5%
  • Democratic Republic of Congo. 15.2%
  • Eswatini. 15.5%
  • Palestine. 16.4%
  • Russia. 17.8%

Who paid off all of America's debt?

1837: Andrew Jackson

(In 1835, the $17.9 million budget surplus was greater than the total government expenses for that year.) By January of 1835, for the first and only time, all of the government's interest-bearing debt was paid off.

What is the most indebted country in the world?

In terms of raw dollars, the country with the highest debt in the world is unquestionably the United States, whose national debt is more than twice that of any other country.

Who does US owe the most money to?

Japan and China have been the largest foreign holders of US debt for the last two decades. From 2000 to 2023, annual totals are based on data from December, while the 2024 data is updated through April. Inflation adjusted to the 2023 calendar year.

Can the US ever pay off its debt?

Under current policy, the United States has about 20 years for corrective action after which no amount of future tax increases or spending cuts could avoid the government defaulting on its debt whether explicitly or implicitly (i.e., debt monetization producing significant inflation).

How much does the US owe China?

America owes China about $1 trillion dollars. Until we balance the US budget and pay down our debt, China's ownership of 7 percent of the national debt will continue to give it a vested interest in America's prosperity, not leverage to do us harm.

Why can't the US pay off the national debt?

Federal debt is on an unsustainable path

There is a fundamental imbalance between spending and revenues that will continue to grow in future years. CBO anticipates that federal spending will rise from 23.1 percent of GDP in 2024 to 27.3 percent in 2054, according to the agency's most recent long-term projections.

Where does China own land in the United States?

China owns 384,000 acres of American agricultural land. That's a 30% increase just since 2019. And on top of that, they own land near an air force base in North Dakota.

Who does America borrow money from?

Federal Borrowing

The federal government borrows money from the public by issuing securities—bills, notes, and bonds—through the Treasury. Treasury securities are attractive to investors because they are: Backed by the full faith and credit of the United States government.

Did China save US in 2008?

China pulled the US out of the 2008 financial crisis, a Chinese expert said on Thursday, saying that China's opening-up is win-win. "China made the largest contribution for the US to recover from the financial crisis over the past 10 years.

Can Americans buy land in China?

Yes, foreigners can own land in China, including American citizens. However, certain requirements need to be met, including studying or working in China for at least one year on a residence permit.

What is the richest country than the United States?

Answer: China is the world's most prosperous country. It just surpassed the United States as the world's most prosperous country. Answer: China, the United States, Germany, France, the United Kingdom, Canada, Australia, Japan, Mexico, and Sweden are the world's wealthiest countries, according to McKinsey & Co.