You're eligible to apply for an ATB World Elite Mastercard if you can confirm one of the following: that you have an annual personal income of $80,000 or more. that you live in a household with a family income of $150,000 or more. that you have $400,000 or more in assets under wealth management.
As premium credit cards, World Elite Mastercards are in a league of their own. With personal income requirements of at least $80,000 or household income requirements of at least $150,000, these cards are not easy to qualify for unless you're a high earner.
World Elite is Mastercard's highest benefits level. World Elite Mastercard benefits include everything you'd get with a regular or World Mastercard, plus hundreds of thousands of dollars more in travel insurance, exclusive discounts on many travel services and special nightclub access.
You can find out which version you have by looking for the label just above the Mastercard logo. World Elite Mastercards tend to carry higher annual fees.
Though some World Mastercards may offer limited levels of travel insurance in one or two categories, World Elite Mastercards are more likely to offer comprehensive coverage, including: Car Rental Collision Damage Waiver Insurance: If you pay for your rental with your Mastercard, it will cover you for damage and theft.
The Capital One Quicksilver Cash Rewards Credit Card offers new cardholders Mastercard World Elite benefits that can protect purchases and travel experiences.
The tier you receive varies by card as well as other factors, such as your credit history and the relationship you have with your card issuer. Typically, higher tiers require higher fees, but you may be upgraded to a more elite tier if you have a good history with your card issuer.
What credit score do I need for a PC MasterCard? The credit score needed to get approved for a PC Mastercard credit card is between fair to good which means 680 to 750. For the President's Choice Financial World Elite Mastercard the credit score needed is good to excellent (700 to 850).
The Mastercard World Elite tier is the highest tier credit card from Mastercard. In addition to the benefits that come with the previous tiers, World Elite comes with perks like Fandango discounts and World Elite concierge service.
The highest credit card limit you can get is over $100,000 according to anecdotes from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.
Freedom Flex will feature World Elite Mastercard benefits designed to meet the needs for those always connected and on-the-go. In addition, cardmembers will have access to Priceless Experiences, offering activities both digitally and in the cities where they are.
Through Mastercard Travel & Lifestyle Services, I'm told by their representatives that Apple Card holders are what's called "World Elite" cardholders (verified in my profile on that site).
The HSBC World Elite® Mastercard® is one of the best credit cards for travel purchases and everyday purchases. Few cards offer 3% on travel and 1.5% on everyday purchases. I use it for all my travel purchases, as well as in most everyday purchases like Costco. And of course abroad!
As PC Financial's mid-tier credit card, you'll need to earn $60,000 a year (or $100,000 as a household) to get approved. While that's more accessible than the higher-tier World Elite's $80,000 income requirement, it's still out of reach for many.
You can request a credit limit increase or decrease through your PC Financial online account.
Earning $60,000 to $80,000 annually may not be in reach right now, but if you spend at least $15,000 on your PC Financial Mastercard over the course of a year, you could be eligible to receive an upgrade to the mid-tier PC Financial World Mastercard. Spend $25,000 and be considered for PC Financial World Elite.
World Elite Mastercard is the highest benefits tier that Mastercard has to offer. Eligible cardholders also get to enjoy perks such as a multitude of discounts with partnered merchants and up to $1,000 in cell phone insurance, as a result.
The Citi® Double Cash Card is often issued as a World Mastercard, but sometimes you might see it as a World Elite Mastercard as well.
Mastercard offers travel benefit for its World Elite Mastercard cardholders: Mastercard Airport Experiences provided by LoungeKey. This program gives cardholders access to over 850 airport lounges worldwide, as well as special offers on airport dining, shopping, and spas.
For no annual fee, you can grab the Capital One SavorOne and collect all the standard Mastercard benefits as well as World Mastercard benefits. That seems the best option, really.
Michael Battle, WalletHub Credit Card Analyst
No. You cannot have two of the same credit card from the same credit card company at the same time, with two notable exceptions: Capital One and Citibank.
Number of Cards
Capital One will allow you to have only two of its personal credit cards open at once. This is a hard rule and cannot be overridden. This does not apply to Capital One's co-branded store cards, but these are not the types of cards we typically look at to maximize travel rewards.