The 2019 Capital One data breach affected approximately 100 million individuals in the United States and 6 million in Canada, primarily targeting customers and applicants who applied for credit card products between 2005 and early 2019. The stolen data included personal information, such as names, addresses, credit scores, and, for some, Social Security numbers.
We have directly notified by mail the U.S. individuals whose Social Security numbers or linked bank account numbers were accessed. We also have notified all Canadian customers affected. Canadian customers can find more information at https://support.capitalone.ca/cyber/facts2019 or www.capitalone.ca/facts2019/fr. 5.
About 98 million Capital One customers are eligible. The claim filing deadline was September 30, 2022. Notice was sent to those whose Social Security/social insurance or bank account numbers were exposed. If you are ever the victim of a breach, contact Morgan & Morgan to see if you are eligible for compensation.
Eligibility for the main Capital One settlement centers on holding a Capital One 360 Savings account (not Performance) between September 18, 2019, and June 16, 2025, with payments automatically issued to eligible members for alleged underpaid interest, though a separate data breach settlement had earlier deadlines. You're likely included if you had the 360 Savings account, including joint holders, while those with only the Performance account generally aren't.
You may qualify if: You held a Capital One 360 Savings account between September 18, 2019 and June 16, 2025. Your account was active at any point during this period. You are a current or former account holder.
For the Capital One 360 Savings settlement, individual payouts vary greatly, but the $425 million fund pays for missed interest (pro rata based on your balance and time) and higher future rates, with those closing accounts potentially getting ~15% more cash upfront, though exact amounts aren't set until claims are processed and court approval is final, with some estimates suggesting up to $1,000 or more for some, but no fixed per-person amount exists.
Brown today announced a new settlement that will require Capital One to provide $425 million in restitution and better interest rates for its 360 Savings customers who were cheated out of higher interest payments on their savings accounts for years.
For the major 2025 Capital One settlement (the $425M 360 Savings account case), you're eligible if you held a Capital One 360 Savings account between September 18, 2019, and June 16, 2025, automatically receiving payments for the interest difference or choosing a larger lump sum, with deadlines like October 2, 2025, for opting out/objecting and a final hearing on November 6, 2025, while another separate settlement covers deceased account holders reported to credit bureaus between Aug 13, 2019, and Dec 3, 2025.
In most consumer class actions in the United States, potential class members are automatically included unless they affirmatively opt out of the lawsuit. This means that if you meet the eligibility criteria and do nothing, you're considered part of the class.
You can check the status of your application anytime by calling 1-800-903-9177. We will notify you in writing of our decision within 7 to 10 days of your application.
If you're being sued, you'll receive official court papers
If you are being sued, you'll receive at least two documents. One is called a Summons and the other a Complaint. These documents are typically handed to you or might be left with someone 18 years or older at your home, work, or mailing address.
Credit Card settlement is an option for individuals facing financial hardship and unable to repay their full Credit Card debt. For example, if you have an outstanding balance of ₹1,00,000 but cannot make regular payments, you can negotiate with your issuer to settle the debt for a lower amount.
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Who is eligible to claim money from the Credit One Bank settlement? You may qualify if you had a Credit One Bank credit card during the time period listed in the settlement notice and experienced inaccurate credit reporting, wrongful fees, or improper account communication.
Eligibility for the main Capital One settlement centers on holding a Capital One 360 Savings account (not Performance) between September 18, 2019, and June 16, 2025, with payments automatically issued to eligible members for alleged underpaid interest, though a separate data breach settlement had earlier deadlines. You're likely included if you had the 360 Savings account, including joint holders, while those with only the Performance account generally aren't.
Anyone who had a Capital One “360 Savings” account at any point between Sept. 18, 2019 and June 16, 2025, qualifies for the settlement. No claim form is required. Payments of $5 or more will be sent automatically, either by check or electronically, depending on the option previously selected.
Why is Capital One sending me a new debit or ATM card? Capital One is switching its debit and ATM card network from Mastercard to Discover. What is a debit network or ATM network? A debit network is an electronic payment system that allows for real-time transactions between businesses and customers.
We have directly notified by mail the U.S. individuals whose Social Security numbers or linked bank account numbers were accessed. We also have notified all Canadian customers affected. Canadian customers can find more information at www.capitalone.ca/facts2019 or www.capitalone.ca/facts2019/fr.
California courts have for the most part followed federal precedent from Rule 23 in understanding state court class certification requirements so the 40 number is applicable in California state court as well.