Why aren't Christians allowed to loan money?

Asked by: Mr. Trever Lueilwitz DVM  |  Last update: June 4, 2026
Score: 4.4/5 (73 votes)

Christians historically couldn't lend money with usury (charging interest), primarily due to Old Testament prohibitions (Exodus, Leviticus) against exploiting the poor within the Israelite community, viewing it as unloving to profit from a neighbor's hardship, though this applied more to subsistence loans, not commercial ones. While New Testament texts don't forbid interest outright, the early Church strongly condemned usury as a sin, leading to prohibitions, though views softened with evolving economies, eventually distinguishing between predatory lending (still sinful) and fair-interest loans.

Why were Christians banned from money lending?

In sum, early Christian doctrine prohibited usury, which was originally understood as a ban on charging any interest on any kind of loan. 62 Charging interest was understood as a violation of commutative justice because it robbed the borrower of the fruits of his own capital.

Are Christians allowed to take loans?

You will not find a Bible verse that declares, ``thou shalt not go into debt.'' It is permitted and therefore, it is not necessarily sinful to get a loan. Not only does Scripture permit it, there are many principles, practices and requirements that God gives to govern the practice of both borrowing and lending.

What does the Bible say about loaning money?

Psalm 15:5 – “Who lends money to the poor without interest; who does not accept a bribe against the innocent. Whoever does these things will never be shaken.” And Ezekiel 18:8, 13, 17 all echo this instruction to not lend money at interest to the poor.

Is loaning people money a sin?

Just as the Bible doesn't say that it's a sin to borrow money, it also doesn't say that it's a sin to loan money. Still, it's important to remember that when you loan someone money, you inevitably change your relationship with that person — even if he or she is your own child.

Why Does The Bible Say To Lend Freely?

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What is the #1 worst sin?

There's no single #1 worst sin; it depends on the religious or moral framework, but pride is often called the root of all evil (Christianity/Islam), while the blasphemy against the Holy Spirit (unforgivable sin) is considered the gravest in the Bible. Other severe sins include child abuse (Catholicism) and sins that "cry to Heaven" (like shedding innocent blood or oppressing the poor). 

What did Jesus say about interest on loans?

Luke 6:34-35

Here we have Jesus saying, “lend, expecting noth- ing in return,” again to the crowds as well as to Jesus' disciples (Lk 17, 7:1). Garland (2011) suggests that Jesus says this because his teaching reaffirms the essence of the Old Testament prohibition against interest.

Is having debt a sin?

God clearly warns us not to go into debt or cosign a loan unless we are certain we can repay our obligation (Proverbs 22:26-27). You must conclude then that some debt is allowed. You can owe money to other people and not be in sin. However, debt carries a responsibility - you must repay your debts.

What does God say about getting loans?

The Bible teaches that when money is borrowed there should also be a secure repayment plan. Psalm 37:21 says, “The wicked borrows and does not pay back, but the righteous is gracious and gives.” This text is clear.

What religion prohibits loans?

A set of Islamic principles—based on the goal of providing economic justice for all—prohibits Muslims from paying or receiving interest during financial transactions. Some Jewish and Christian groups face a similar prohibition.

What was Hitler's view on Christianity?

In Hitler's eyes, Christianity was a religion fit only for slaves; he detested its ethics in particular. Its teaching, he declared, was a rebellion against the natural law of selection by struggle and the survival of the fittest.

Why were Christians forbidden by their church to lend money at interest?

The Christian church drew on biblical passages and moral and religious reasons to define usury as a sin. The Church placed a ban on the practice of usury to prevent this “evil”. In Islam, the Quran and the teachings of the Prophet Muhammad led Muslims to also view usury as a crime.

Does the Bible say loans should be forgiven?

Similarly, in Deuteronomy 15, God says that every seven years, creditors should “remit the claim that is held against a neighbor” because “the Lord's remission has been proclaimed.” In the New Testament, Jesus instructs his followers to pray “forgive us our debts, as we also have forgiven our debtors” (Matthew 6:12, ...

Where in the Bible does it say lender not borrower?

Deuteronomy 28:12-13 declares that the Lord will send rain (a necessary provision for the work of that day) and bless all the work that you do. You have been appointed to be the lender and not the borrower, the head and not the tail. God has purposed for you to be on top and never at the bottom.

What does Proverbs 22:7 say about debt?

Proverbs 22:7 says, “The rich rule over the poor, and the borrower is slave to the lender.” If you owe someone money, they'll control your life until you pay it back.

Is having a mortgage a sin?

Remember, the Bible never says that borrowing is a sin. However, it cautions us not to become enslaved to creditors.

Is lending money sinful?

Bible. The Old Testament "condemns the practice of charging interest on a poor person because a loan should be an act of compassion and taking care of one's neighbor"; it teaches that "making a profit off a loan from a poor person is exploiting that person (Exodus 22:25–27)."

Is the Bible against lending money?

First, the Bible does not prohibit borrowing, and certainly not lending. It does warn about the dangers of borrowing but leaves the door wide open for lending. In fact, the Jews were instructed not to charge interest on loans to other Jews.

What did Jesus do to money lenders?

[Jesus] entered the temple and began to drive out those who sold and those who bought in the temple, and he overturned the tables of the money-changers and the seats of those who sold pigeons; and he would not allow anyone to carry anything through the temple” (Mark 11:15-16).

What is the #1 sin in the world?

According to a 2009 study by the Jesuit scholar Fr. Roberto Busa, the most common deadly sin confessed by men is lust, and the most common deadly sin confessed by women is pride.